Muthoot FinCorp ONE is an all-in-one financial app for loans, investments, savings, insurance, payments, and money transfer services. An SBU of Muthoot FinCorp Ltd., it is backed by a legacy of 138+ years & the trust of more than 1 crore customers.
All Your Financial Needs in One App
● Loan Marketplace
Apply for multiple financial products offered by RBI-regulated banks and NBFCs, including:
• Gold Loan
• Two-Wheeler & Used Car Loan
• Housing Loan
• Personal Loan
• Business Loan
• Education Loan
• Loan Against Property
• Loan Against Mutual Funds
• Credit Cards
Muthoot FinCorp ONE app acts as a loan marketplace/loan facilitator, not a direct lender. All loan decisions, interest rates, APR, processing fees & eligibility are determined solely by the respective regulated lender.
● Gold Loan Services
• Apply for Gold Loan Prime
• Get a Gold Loan at branch
• Apply for Gold Loan top-up
• Check eligibility & Gold Loan value
● Savings & Investment Products
• Buy eSwarna Digital Gold• Invest in Swarnavarsham
• Book Fixed Deposits
• Invest in NCDs
• Open Demat & Equity Account
● Insurance Marketplace
Compare & buy insurance plans from regulated insurance partners:
• Personal Accident & Critical Illness
• Health & Medical Cover
• EMI/EDI Protection
• Daily Hospicash
• Cyber Insurance
• Motor & Life Insurance
● Payments
• Do Mobile/DTH recharges
• Pay Utility bills
• Make Credit Card bill payments
● Forex & Money Transfer
• Buy Forex currency and get delivery at doorstep or branch
• Sell Forex currency
• Apply for Forex card
• Send money abroad
• Make Indo-Nepal & Domestic Money Transfer
● Additional Features
• Credit Score check (via licensed credit bureau)
• Muthoot Blue Rewards & Referrals
Loan Terms & Conditions
Gold Loan
● Loan Amount: ₹1,000 (min) to maximum as per policy
● Tenure: 180–365 days
● Interest Rate: 12%–30% p.a.
● Processing Fee: 0%–0.3%
● Foreclosure Fee: Nil
● Representative Example:
Gold Loan Example: For a ₹5,00,000 loan at 12.99%* annual interest, a customer paying only interest every 30 days for 270 days will pay ₹48,045 as interest. The processing fee is ₹25 (including GST); the total payable amount is ₹5,48,070 by the end of the 270-day tenure. Principal repayment is flexible within the 270-day tenure.
*Note: Figures may vary with gold rates & schemes.
Final rates depend on the Gold Loan scheme & gold rate per gram.
Personal Loan
● Loan Amount: ₹20,000 to ₹1 Cr
● Repayment Tenure: 6 to 96 months
● Rate of Interest: 10.5% to 30%
● Processing Fees: Up to 3.54% of loan amount (incl. of applicable taxes)
● Representative Example:
A loan of ₹1,00,000 at an interest rate of 14% p.a. for 12 months results in an interest amount of ₹7,745 (reducing balance method), with a processing fee of 3.54% (₹3,540) & other charges of ₹200. The total amount to be repaid after a year is approximately ₹1,11,485. Note: This is an estimate; actual interest rate & processing fees may vary depending on the product.
Note: Interest rates and processing fees vary based on eligibility and loan product.
Partner Banks, NBFCs & Insurers
All products on Muthoot FinCorp ONE (apart from eSwarna Digital Gold & Swarnavarsham) are offered by RBI-regulated Banks/NBFCs and IRDAI-regulated insurance companies.
Please read the complete and updated list of partner institutions published on our official website:
For Assistance: Call 1800 102 1616
Email: customercare@muthoot.com
Privacy Policy: https://muthootfincorp.com/privacy-policy
Legal Entity: MUTHOOT FINCORP LIMITED
https://muthootfincorp.com/regulatory-and-compliance
Please make it compatible for older versions also Thank youI’m using ios16.7 and this App gets stuck in OS update page and not letting to go back to home page.I Only use this app to pay gold loanEither make it compatible for old IOS versions or suggest me of alternative options
Developer Response
Hi Raj, thank you for a 5-star rating. 😊 You made our day. We are glad you had a great experience with us. For any suggestions, please feel free to share it with us via 18001021616 or email us at customercare@muthoot.com. 🌟 - Thanks, Team Muthoot FinCorp ONE
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Pooja Prasad 123
It’s app is not working .. every time asking for new update .. once did but again redirecting for same .. update now .. 100 times did the same thing .. it’s only redirecting to App Store to update and muthoot page to update now else nothing happening .. same issue I am facing last 2 weeks ..when called to Customer care .. they suggested to visit branch only they have solution for Muthoot app.. as a working person .. we are unable to visit branch that’s the reason we are using app .. but no solution.. if you have this online facility .. look into this also
Developer Response
Hi Pooja, thank you for writing to us. We are sad to hear that you had a less than satisfactory experience with us. To help us improve our services, please reach out to us at customercare@muthoot.com or call us at 18001021616 to help resolve the issue faster. 😔 - Thanks, Team Muthoot FinCorp ONE
Loan process slow- internet issues
Vithal Gantoti
Due to slow internet loan process is taking too much time at Mudhol branch. It happened quite a few times with me. Kindly fix the internet issue. Rest is excellent.
Developer Response
Hi Vithal Gantoti, Thank you for your valuable feedback and kind words about our services. We’re really sorry for the slow internet at the Mudhol branch affecting your loan process. Our team is working hard to fix this issue soon. For any further concerns, Please feel free to share it with us via 18001021616 or email us at customercare@muthoot.com - Thanks, Team Muthoot FinCorp ONE
Error in top up loan
thakuronkar
Its been 7 days since I have been trying to get the top up. But everytime I see a error message that my registration number under 24*7 facility has been deactivated. I visited the branch they said that it is activated so try after sometimes. I also called the customer care they asked me to wait for 24hrs as there is a issue in app. Though nothing has been fixed yet. I can see the top up is available when I am selecting my bank to get it credit it is giving me an error. Pathetic!!
Developer Response
Hi, thank you for writing to us. We are sad to hear that you had a less than satisfactory experience with us. To help us improve our services, please reach out to us at customercare@muthoot.com or call us at 18001021616 to help resolve the issue faster. 😔 - Thanks, Team Muthoot FinCorp ONE
• Enabled 2-Factor Authentication (2FA) for all Digital Gold transactions to enhance security and prevent unauthorised redemptions
• Introducing new partner to Loan Against Property Journey
• Now book a fixed deposit through UPI
Version v2.16.0
The developer, Muthoot Fincorp Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Location
Contact Info
Identifiers
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
