Muthoot FinCorp ONE

Finance

Only for iPhone

Free

iPhone

Muthoot FinCorp ONE is an all-in-one financial app for loans, investments, savings, insurance, payments, and money transfer services. An SBU of Muthoot FinCorp Ltd., it is backed by a legacy of 138+ years & the trust of more than 1 crore customers.        All Your Financial Needs in One App    Loan Marketplace    Apply for multiple financial products offered by RBI-regulated banks and NBFCs, including:    • Gold Loan    • Two-Wheeler & Used Car Loan    • Housing Loan    • Personal Loan    • Business Loan    • Education Loan    • Loan Against Property    • Loan Against Mutual Funds    • Credit Cards        Muthoot FinCorp ONE app acts as a loan marketplace/loan facilitator, not a direct lender. All loan decisions, interest rates, APR, processing fees & eligibility are determined solely by the respective regulated lender.        Gold Loan Services    • Apply for Gold Loan Prime   • Get a Gold Loan at branch    • Apply for Gold Loan top-up     • Check eligibility & Gold Loan value        Savings & Investment Products    • Buy eSwarna Digital Gold• Invest in Swarnavarsham     • Book Fixed Deposits    • Invest in NCDs    • Open Demat & Equity Account         Insurance Marketplace    Compare & buy insurance plans from regulated insurance partners:    • Personal Accident & Critical Illness    • Health & Medical Cover    • EMI/EDI Protection    • Daily Hospicash    • Cyber Insurance    • Motor & Life Insurance         Payments    • Do Mobile/DTH recharges    • Pay Utility bills    • Make Credit Card bill payments        Forex & Money Transfer    • Buy Forex currency    • Apply for Forex card    • Send money abroad    • Make Indo-Nepal & Domestic Money Transfer        Additional Features    • Credit Score check (via licensed credit bureau)    • Muthoot Blue Rewards & Referrals        Loan Terms & Conditions        Gold Loan     ● Loan Amount: ₹1,000 (min) to maximum as per policy     ● Tenure: 180–365 days     ● Interest Rate: 11.99%–30% p.a.     ● Processing Fee: 0%–0.3%     ● Foreclosure Fee: Nil     ● Representative Example:     Gold Loan Example: For a ₹5,00,000 loan at 12.99%* annual interest, a customer paying only interest every 30 days for 270 days will pay ₹48,045 as interest. The processing fee is ₹25 (including GST); the total payable amount is ₹5,48,070 by the end of the 270-day tenure. Principal repayment is flexible within the 270-day tenure.     *Note: Figures may vary with gold rates & schemes.     Final rates depend on the Gold Loan scheme & gold rate per gram.        Personal Loan    ● Loan Amount: ₹20,000 to ₹1 Cr    ● Repayment Tenure: 6 to 96 months    ● Rate of Interest: 10.5% to 30%    ● Processing Fees: Up to 3.54% of loan amount (incl. of applicable taxes)    ● Representative Example:    A loan of ₹1,00,000 at an interest rate of 14% p.a. for 12 months results in an interest amount of ₹7,745 (reducing balance method), with a processing fee of 3.54% (₹3,540) & other charges of ₹200. The total amount to be repaid after a year is approximately ₹1,11,485. Note: This is an estimate; actual interest rate & processing fees may vary depending on the product.    Note: Interest rates and processing fees vary based on eligibility and loan product.        Partner Banks, NBFCs & Insurers    All products on Muthoot FinCorp ONE (apart from eSwarna Digital Gold & Swarnavarsham) are offered by RBI-regulated Banks/NBFCs and IRDAI-regulated insurance companies.    Please read the complete and updated list of partner institutions published on our official website:     https://muthootfincorp.com/regulatory-and-compliance   

Ratings & Reviews

  • 4.8
    out of 5
    6K Ratings

We regularly update the app to improve performance and enhance your overall experience with new products.

Version 2.15.1

The developer, Muthoot Fincorp Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Location
    • Contact Info
    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary based, for example, on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

  • Provider
    • Muthoot Fincorp Limited
  • Size
    • 76.9 MB
  • Category
    • Finance
  • Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
  • Languages
    English and 5 more
    • English, Hindi, Kannada, Malayalam, Tamil, Telugu
  • Age Rating
    16+
  • Copyright
    • © Muthoot FinCorp Limited
  • Developer Website
  • Privacy Policy

    • More by Muthoot Fincorp Limited

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