NeoZAP – Spend & Save in Gold is built for users who want to invest in digital gold and manage everyday payments from one simple app. NeoZAP helps you understand how to invest in digital gold, buy digital gold online, and build long-term gold investment habits, while also handling daily spending with ease. NeoZAP combines gold as an investment with smart payments in a modern, digital-first experience.
NeoZAP makes digital gold savings simple by allowing users to invest regularly through a gold SIP plan or add money anytime through one-time purchases. It works like a smart digital gullak for disciplined saving and also offers jar-style flexibility for users who prefer to invest whenever they want. With this mix of a gullak approach and jar-like freedom, gold investment becomes easy and accessible. Along with saving digital gold, users can pay seamlessly across stores, online platforms, and metro travel.
Whether you are learning how to invest in digital gold, planning a gold SIP plan, using gold as an investment for the long term, or looking for a secure card with rewards and cashback, NeoZAP gives you full control over savings and spending.
Key Features of NeoZAP – India’s 1st Gold Account
• Buy digital gold online instantly at live market prices for transparent digital gold investment
• Start a gold SIP plan to build consistent gold investment habits over time
• One-time purchase option to invest in digital gold whenever you choose
• No lock-in period, withdraw or sell digital gold anytime
• Instant liquidity, convert gold as an investment into cash or physical gold or jewellery at Tanishq
• Track your gold investment in real time with live gold price updates
• Virtual Account with a UPI ID to receive money directly into your Gold Account, similar to a savings account
• Beginner-friendly app for users exploring how to invest in digital gold
NeoZAP Card, Payments, Cashback & Rewards
• Tap-to-pay at card machines, metro stations, and buses
• Virtual card for online payments
• Earn up to 4% cashback, including assured cashback on spends
• Use NeoZAP across top brands like PVR, Uber, Starbucks, Amazon etc.
for shopping, food, travel, and entertainment
• AutoPay support for seamless recurring payments
NeoZAP brings together digital gold investment, gold SIP plans, metro payments, rewards, top brands, cashback, and everyday spending in one single app. It helps users treat gold as an investment, save like a modern gullak, invest flexibly like a jar, and spend smartly while earning cashback and rewards.
Download NeoZAP today to buy digital gold online, start a gold SIP plan, understand how to invest in digital gold, tap and pay across metro and stores, and earn up to 4% cashback with rewards from top brands.
Overall its a good tag for payment and i love it. But i have a one suggestion for you- you can add also a payment option for metro and public transport bcz its an issue for recharging the tag on the counter bcz why i am going to the counter and stay in the line it a more time consuming bcz most of the people todays date should take ticket on the counter whenever i stay in line is good to take a metro card or online ticket booking. So plz find a solution for neozap tag recharging option in app for public transport .
Needs Improvement on Usability and Design
KartikMangal15
While this app is tailored for iPhone users, I’ve been using it on an iPhone 16 running iOS 18.2. The app is heavily loaded with animations and video effects, which significantly slow down navigation and make the experience frustrating. Additionally, all video animations come with sound enabled by default, which feels intrusive, especially when accessing features like card controls.Switching between tabs is buggy, with frequent overlapping issues, and the overall design of the menu and tabs feels cluttered and poorly organized.The concept of this application is unique and highly beneficial for iPhone users. However, I urge the developers to focus on making the app more reliable, user-friendly, and quick to respond. Improving optimization for iOS platforms would greatly enhance the overall user experience.
Good App
Fahadansari0033
This app offers a smooth and user-friendly experience. The interface is clean and easy to navigate, making it suitable for both beginners and regular users. Performance is quite good, with minimal lag and fast loading times.The features are useful and well-designed, helping users complete tasks efficiently. However, there is still some room for improvement, especially in terms of occasional bugs and adding more advanced options.Overall, it’s a reliable app that serves its purpose well.
Most efficient payment app in recent times ✨
Dj_bollywood
I absolutely love the product and the idea behind it. This product offers a lot of benefits and can make my daily life much easier with fast payments. I also explored the app, and it has various offers that are genuinely good—unlike other apps that often just say, 'Better luck next time 👀” . 5 stars⭐️⭐️⭐️⭐️⭐️
Developer Response
Hi Dj_bollywood,We truly appreciate your kind words! Feedback like this keeps us motivated and focused on delivering our best.
NeoZAP now brings India’s 1st Gold Account
Earn 5% extra over gold market returns
Instant withdrawals with no lock-ins
Withdraw anytime as instant cash or physical jewelry from leading jewelers like Tanishq, Caratlane.
Spend with your NeoZAP tag and get assured cashback up to 4%, no limits.
New Year Specials are here!
Explore the NeoZAP Reward Store and enjoy upto 20% discounts on your favourite brands.
Version 4.0.9
The developer, Neo Interactive Services Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
