NSDL Jiffy 4+

Banking made Easy - In a JIFFY


    • 3.3 • 160 Ratings
    • Free

iPhone Screenshots


Experience seamless financial services with NSDL Jiffy, powered by NSDL Payments Bank, a subsidiary of NSDL—the oldest and largest depository in India. As a bank, NSDL Payments Bank brings you a range of banking services, including Digital Savings Accounts, Current Accounts, Payments Services, Prepaid Cards, AePS, Micro ATM services, Domestic Money Transfer (DMT) services, and more, making banking easy and accessible within India.

NSDL Jiffy stands as a digital banking app offering a 100% Digital Zero Balance Savings Account, meticulously crafted to cater to your comprehensive payment and banking requirements.

Open a Zero Balance Bank Account
• 100% paperless online account opening
• No branch visits or physical KYC
• Open bank account with Aadhar and Pan Card from home

Get a FREE Debit Card of your choice
• Get a free virtual RuPay debit card instantly and use it online for food delivery, grocery, shopping or entertainment apps like Zomato, Swiggy, Myntra, Amazon, Flipkart etc.
• Request a physical debit card and use it at ATMs, PoS, or at any merchant outlets/stores

Instantly Transfers Funds across India
• Link your NSDL Payments Bank Savings Account with any UPI App to fund your bank account instantly
• Send money through IMPS or NEFT payment methods to any bank account in India, with immediate beneficiary addition and activation facility
• With just a tap check account balance, add and save beneficiaries for quick payments

Pay Utility Bills: Electricity, Gas, Water, Landline and more
• Pay your BSNL, MTNL landline bills without standing in a queue
• Pay mobile bills of Airtel, BSNL, Vodafone, Idea, Tata DoCoMo, MTNL, Jio etc.
• Make quick electricity bills payments across billers like Adani, Tata Power, BESCOM, BSES, IGL, TNEB, MSEDCL etc.
• Make hassle-free water, gas and broadband bill payments
• Setup Autopay and reminders to avoid late fees

Payment of Life Insurance Premiums
• Pay insurance premium for top providers like ICICI Prudential, HDFC Life, Reliance Nippon, Tata AIA, Future Generali India and many more.

Pay Loan EMIs or instalments
• Pay EMIs for loans from: Tata Capital Financial Services Limited, Motilal Oswal Home Finance, Loksuvidha, L and T Financial Services, IDFC FIRST Bank Ltd, Bajaj Finance and many more

Instantly Recharge Mobile or DTH or Fastag
• Get best plans and recharge your Jio, Vodafone, Airtel, Idea prepaid mobiles
• Recharge your Datacard/DTH connections of Tata Sky, SUN Direct, Airtel Direct, Videocon D2H
• Recharge your Fastag from Axis Bank, Bank of Baroda, HDFC, ICICI and all other top banks

Mutual Fund Investments
• Invest in best performing Mutual Funds like Growth Fund, Equity Fund, Debt Fund, Liquid Fund, Index Fund, Hybrid Fund, Small Cap, Large Cap etc.
• Invest in best tax-saving ELSS funds
• Start SIP, Redeem and Switch in a few clicks
• Easy transfer of existing Lumpsum or SIPs from other platforms

3-in-1 account: Savings, Demat and Trading account
• Link your trade account with NSDL Jiffy for seamless & secure trading
• Enjoy seamless fund transfer between your trading and savings account
• Set up auto pay, mandates for managing funds in trading account
• Track and generate statements for trading transactions and other daily banking transactions separately

Safe and secure transactions
• Multi-layered secured process. Two-factor authorization through MPIN and OTPs

Offers and Discounts on different categories
• Enjoy Discount offers on various categories like Online Shopping, Ordering Food, Lifestyle, Health & Beauty and more

For any concerns and queries, call us on our customer care helpline - 022-42022100 or email us at care@nsdlbank.co.in and we will be happy to assist you. Visit our website: https://www.nsdlbank.com

What’s New

Version 2.9.4

Bug Fixes:
Addressed and resolved various bugs to enhance the overall stability and performance of the app.

Ratings and Reviews

3.3 out of 5
160 Ratings

160 Ratings

Saikat Pyne ,


Hello, the app is crashing continuously from yesterday, unable to check my account balance, after providing m pin the app closes immediately. Kindly fix the issue immediately.

np0904 ,

Bad Service

They deactivated my account recently & asking me to add other bank details. When I add other bank details it does not accept those details, I tried with three different bank accounts. Phone banking is not working, trying for last two weeks. No response to email complaint also. I had raised service request for this issue last month, no action on that also. Now my money in this account is stuck. Disappointing service by such a big institution like NSDL. Be careful with this bank.

Jogi AJ ,

Bezst Zero Balance Account

It's Zero Balance Account. Charges are only for account opening but then no charges. But we can get it back using the Cashback on Recharges and Bill Payments. Also this bank gives me 5% interest on balance above Rs. 1 Lac. Other banks are not even close. Best banking app

App Privacy

The developer, NSDL PAYMENTS BANK LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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