OneCard (India)

Name: OneCard (India)
Rating: 4.7 (181430 reviews)
Author: Fplabs

App powering One Credit Card

Only for iPhone

Free

181K Ratings
Ages

4+
Years
Category

Finance
Developer

Fplabs
Language

EN
English
Size

107.6
MB

iPhone

With the updated OneCard app, you can now make payments via UPI. The all-new OneCard UPI is here to simplify everyday payments. Here’s what’s new: Superfast payments Experience superfast payments with OneCard. The UPI feature on the app is designed to be snappy, letting you complete transactions effortlessly-no extra steps, no delays, just quick and seamless payments every time. Pay on UPI with credit card Want to use your credit card on UPI? Link your RuPay credit card to OneCard UPI and pay effortlessly by scanning any QR code. Enjoy fast, secure transactions without the hassle. What’s more? The OneCard app also allows you to choose and apply for select credit cards from our partner Banks and financial institutions, giving you complete control over your credit card directly through the app. Get your hands on the metal-crafted One Credit Card, issued by our partner Banks and financial institutions. Here’s what you get: Lifetime free No annual fees. No joining fees. No fuss. It only gets better! Supercharged 5X rewards Unlock 5X rewards on your top two spending categories every month. Anytime EMI Convert your spends into EMI within the app and manage all your EMIs effortlessly with flexible repayment options. Offers around you Dining out, shopping, or fueling up? Use the ‘Around You’ feature to discover exclusive offline offers and deals across stores and categories on your One Credit Card. Global acceptance & low forex fees Enjoy low forex fees on international transactions with your One Credit Card. Accepted worldwide, it’s your ideal travel companion. Mobile recharge Recharge your mobile for all major operators, including Jio, Airtel, and VI, directly through the app without any extra fees. Bill Payments Pay utility bills like electricity, gas, water, DTH, and broadband using your One Credit Card and earn rewards on every spend. You can even pay school fees or tuition fees through the app. Pay rent with your credit card Stay on top of your rent payments. Easily manage rent payments through the app. FD-backed credit card to build your credit score Don’t have a high credit score? Get an FD-backed One Credit Card by creating an FD. This helps build your credit score, making it easier to access credit products in the future. Why choose one credit card? Metal card 16-gram pure metal card - premium feel, sleek design. Lifetime free No hidden fees, no joining fees, and no annual fees ever! Instant virtual card Activate your virtual credit card the same day and start using your One Credit Card instantly. Complete control Track your expenses, set limits, and manage your card effortlessly through the app. Banking Partners & Eligibility Criteria One Credit Card is offered by multiple Banks and financial institutions i.e South Indian Bank (SIB), Federal Bank, BOBCARD, CSB Bank, Indian Bank, and SBM (State Bank of Mauritius). You must be 18+ years old and an Indian resident to be eligible for One Credit Card. The approval is subject to your credit score and the issuing bank partner’s eligibility criteria. Interest & Other Charges Interest-free period - up to 48 days The interest rate on unpaid dues - 3.75% p.m. Over limit charges - 2.5% (min Rs. 500) EMI Processing fee - 1% (min 99) EMI Foreclosure fee - 3% (min 99) To apply, download the OneCard app now and #BeTeamMetal For help email us at help@getonecard.app. Do visit our website to contact us for any queries at https://getonecard.app. Our address: West Bay, S. No. 278 Hissa No. 4/3, Pallod Farm, Phase II, Baner, Pune, MH, IN - 411045.

Ratings & Reviews

4.7

out of 5

181K Ratings

Cleanest App Ever
29/01/2022

Raks_GE
This is by far the cleanest banking/credit card app that I have used so far. UI looks so nice and neat. There are so many options which are well segregated and easy to navigate. All the details about your account are available in the app. Coming to the application process, it took a day to fetch my credit score due to technical issues. Next day it was completed. Couple of days later I got an SMS stating that they are not able to provide me the credit card at this point of time:( 2 days later I got an email saying that my card is approved and I can finish the application process. I did it on the app. Physical KYC was completed the next day and digital card was available on the app next day. Credit limit was at par with other credit cards that I have from banks:). Metal card was delivered within 2 days. Card looks premium. Overall a wonderful experience. Hope this continues and the Team working behind gets better and better to ensure best customer experience. Thank you for a hassle free experience.
Cleanest App Ever
29/01/2022

Raks_GE

This is by far the cleanest banking/credit card app that I have used so far. UI looks so nice and neat. There are so many options which are well segregated and easy to navigate. All the details about your account are available in the app. Coming to the application process, it took a day to fetch my credit score due to technical issues. Next day it was completed. Couple of days later I got an SMS stating that they are not able to provide me the credit card at this point of time:( 2 days later I got an email saying that my card is approved and I can finish the application process. I did it on the app. Physical KYC was completed the next day and digital card was available on the app next day. Credit limit was at par with other credit cards that I have from banks:). Metal card was delivered within 2 days. Card looks premium. Overall a wonderful experience. Hope this continues and the Team working behind gets better and better to ensure best customer experience. Thank you for a hassle free experience.
Threatening and Misbehaviour
16/07/2023

Yas0701
It was first month I’ve started using one card and I need to pay my card bill in the very next month! But unfortunately I’m delayed with my payment with around two weeks due to some financial problems but eventually I’m ready to pay the bill as soon as possible with the interest and charges they have applied as a late payment! But all this company is doing is harassing and irritating with me with 30+ calls a day and continue messages on phone, WhatsApp and email and threatening of sending my cibil to financial institutions so that they can prove me defaulter and threatening me to call my family members and relatives if I’ll not answer them but I’m already replying them on WhatsApp because they are not kind enough on a calls! Then on WhatsApp they were continuously messaging me by putting police officers DP or some strangers Dp looking like Vasooli bhai from Golmaal ! Lol it’s my question why can’t you wait for some time after you’ve already applied 1400 charges? Threatening to send me a legal notice like this is how you treat your customer if they are late by a week or two? It’s clear and harrasment and threatening behaviour by this company! As soon as I’m able to pay the whole amount I’m definitely closing my card for sure!

Developer Response
Hi there, do not worry as we're always here to help. All you have to do is drop us an email over to help@getonecard.app from your registered mail ID along with your registered mobile number and a screenshot of the error if any so we can get this checked for you right away! - Ahi
Threatening and Misbehaviour
16/07/2023

Yas0701

It was first month I’ve started using one card and I need to pay my card bill in the very next month! But unfortunately I’m delayed with my payment with around two weeks due to some financial problems but eventually I’m ready to pay the bill as soon as possible with the interest and charges they have applied as a late payment! But all this company is doing is harassing and irritating with me with 30+ calls a day and continue messages on phone, WhatsApp and email and threatening of sending my cibil to financial institutions so that they can prove me defaulter and threatening me to call my family members and relatives if I’ll not answer them but I’m already replying them on WhatsApp because they are not kind enough on a calls! Then on WhatsApp they were continuously messaging me by putting police officers DP or some strangers Dp looking like Vasooli bhai from Golmaal ! Lol it’s my question why can’t you wait for some time after you’ve already applied 1400 charges? Threatening to send me a legal notice like this is how you treat your customer if they are late by a week or two? It’s clear and harrasment and threatening behaviour by this company! As soon as I’m able to pay the whole amount I’m definitely closing my card for sure!
Developer Response 14/08/2023
Hi there, do not worry as we're always here to help. All you have to do is drop us an email over to help@getonecard.app from your registered mail ID along with your registered mobile number and a screenshot of the error if any so we can get this checked for you right away! - Ahi
Address change option required
05/02/2023

Rajreddy2023
Just given 5 star rating to get myself highlighted here so my concern will be addressed properly. While doing process I have given office address instead of current address and after that I was suppose to give address proof so trying to change the address but I’m not getting option for that. Raised many tickets and just got reply saying “ we regret to inform you that as per our internal policies, there is no facility to change your address information “. How can an app doesn’t have option to correct an customer mistake which done unintentionally. On top of this sending me continuous messages about preapproved offer on one card don’t know when your not able to solve my problem, what I can do with your offer. Need ur utmost importance and prior resolution on this but not looking for same reply as above mentioned and don’t say drop a mail which doesn’t worked out anytime till now.

Developer Response
Hi Raj, would like to mention here that the address once registered cannot be changed as this is a financial product and the registered address will be used for KYC purposes. You can only proceed with the details entered by you at the time of registration and you will have to provide the proof for the same. Request your understanding here. Thanks! - Ahi
Address change option required
05/02/2023

Rajreddy2023

Just given 5 star rating to get myself highlighted here so my concern will be addressed properly. While doing process I have given office address instead of current address and after that I was suppose to give address proof so trying to change the address but I’m not getting option for that. Raised many tickets and just got reply saying “ we regret to inform you that as per our internal policies, there is no facility to change your address information “. How can an app doesn’t have option to correct an customer mistake which done unintentionally. On top of this sending me continuous messages about preapproved offer on one card don’t know when your not able to solve my problem, what I can do with your offer. Need ur utmost importance and prior resolution on this but not looking for same reply as above mentioned and don’t say drop a mail which doesn’t worked out anytime till now.
Developer Response 08/02/2023
Hi Raj, would like to mention here that the address once registered cannot be changed as this is a financial product and the registered address will be used for KYC purposes. You can only proceed with the details entered by you at the time of registration and you will have to provide the proof for the same. Request your understanding here. Thanks! - Ahi
Worst App and service
13/12/2022

Achyuth Naidu
Why am giving 5star means it will show in top of the reviews and am coming to the point am waiting from last 6-7 months to get card and update. I completed full process and I completed physical verification too and the agent said that in two working days you will get update and after that your account will get activated but now it’s 7 months almost no update nothing and my income is good my Cibil Score is ( #790 ⭐️⭐️⭐️⭐️⭐️)Above but still no use and I have written so many mails to customer support and first they responded very well after few days they stopped to respond to my mail very good customer service and very good app to waste our time. Please don’t open an account in this type of amateur company’s because we are sharing our every details please beaware 🙏

Developer Response
Hey Achyuth, we regret the inconvenience caused. Please let us know more about your concern by writing to us at help@getonecard.app. If in case you have already reached out to us kindly share the allotted ticket id here. - Shri
Worst App and service
13/12/2022

Achyuth Naidu

Why am giving 5star means it will show in top of the reviews and am coming to the point am waiting from last 6-7 months to get card and update. I completed full process and I completed physical verification too and the agent said that in two working days you will get update and after that your account will get activated but now it’s 7 months almost no update nothing and my income is good my Cibil Score is ( #790 ⭐️⭐️⭐️⭐️⭐️)Above but still no use and I have written so many mails to customer support and first they responded very well after few days they stopped to respond to my mail very good customer service and very good app to waste our time. Please don’t open an account in this type of amateur company’s because we are sharing our every details please beaware 🙏
Developer Response 27/12/2022
Hey Achyuth, we regret the inconvenience caused. Please let us know more about your concern by writing to us at help@getonecard.app. If in case you have already reached out to us kindly share the allotted ticket id here. - Shri

This update will ensure your online transaction experience remains smooth and reliable. Update now for a much more stable and secure app performance!

Version 3.83

31 Oct

Data Linked to You

The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Location