Take control of your financial health with OneScore, India’s most trusted free credit score app used by over 6 Crore Indians. Perform an instant free credit score check, track borrowing habits, and learn how to improve credit score metrics on a clean platform with zero spam and zero ads.
Free Credit Health Monitoring
- Free Experian Score: Perform a free credit score check and view detailed credit reports in seconds.
- Profile Alerts: Get notified whenever changes, updates, or new inquiries occur on your credit profile.
- Score Planner: Set target goals and receive personalised roadmaps to increase credit score levels.
- Find Out Why: Analyse the exact financial factors causing your credit score to rise or fall.
Upgrade to OneScore Plus
Supercharge your financial journey with our premium subscription features:
- Frequent Score Refreshes: Stay updated with weekly Experian refreshes and a monthly CIBIL score check to track your official CIBIL score changes.
- AI Credit Coach: Get instant answers to your credit queries from an intelligent AI chatbot, and easily draft emails to report credit report errors or frauds directly to bureau authorities.
- Approval Odds Predictor: Evaluate your loan approval probability based on your profile data before applying, protecting your score from unnecessary hard inquiries.
Unlock Exclusive Personal Loans
Maintain strong credit health with One Score to unlock instant personal loan offers from top lending partners:
- Loan Amount: Up to ₹7 Lakh
- Repayment Tenure: 6 to 48 months
- Interest Rates: 13.5% to 36% p.a.
- Processing Fees: 0% to 5% | APR: 16% to 42%
- Eligibility: Minimum CIBIL score of 650+, salaried or self-employed, valid Aadhaar and PAN card.
- Lending Partners: Kisetsu Saison Finance India (KSF), Sumitomo Mitsui Financial Group (SMFG), InCred Financial Services, Piramal Finance.
Representative Loan Example
For a loan of ₹50,000 at 13% p.a. interest for a 12-month tenure:
- EMI: ₹4,466 | Total Interest: ₹3,592
- Processing Fee (incl. GST): ₹1,179
- Disbursed Amount: ₹48,821 | Total Amount Payable: ₹54,771
100% Safe & Secure
Built on bank-grade security protocols, your data is completely private and never shared with unauthorised third parties. Download OneScore today for the complete credit monitoring app experience.
Contact Us:
- Email: onescorehelp@onescore.app
- Website: https://onescore.app
- Address: West Bay, S. No. 278 Hissa No. 4/3, Pallod Farms Phase II, Baner, Pune, MH IN 411045
The Best Free Credit Score Checking App in the Market
Hui hui huin
I’ve got to say, right from the UI to the design to the options and to the availability of services - OneScore is a time saver and a quick go to option for regularly updated Credit/CIBIL Score. If you are tired of having to shell out money to check your credit score then having the OneScore app is a must as it shows you a regularly updated CIBIL & Experian Score simultaneously and also offers to show you your active and closed loan accounts with utmost precision. OneScore is by far the most must have financial apps for your financial needs especially your loan needs. It has helped me with planning my loans so well that I’m never dropping the OneScore and OneCredit company services! OneScore you are a life saver and you deserve 5/5 stars even 10! Make a wise decision and download this wonderful app todayyy!
Developer Response
Hi there, the true secret of happiness lies in taking a genuine interest in all the details of everyday life. 🫶Thanks for coming up with such a kind response & a fabulous rating. We feel blessed & highly encouraged by your appreciation for our efforts. ✌🏻 Have a glorious day ahead. 🥳 - Eddy
Best Greedy cibil score app
Middle_Class_user
Hi Team,I have been using your app for the last couple of years ( around 4 ) and this is one of the apps that has provided me with one of the most accurate scores of cibil and experion. I will always be grateful to you guys for helping me to plan my financial things until this very last update that you have made to your application. I hope you guys have a great greedy endeavor ahead and may all your profits be increased by many holds from your fellow poor users. I wish all the team behind the plan of making the cibil score a subscription based bussiness model success in their life. Yours regardsA middle class user
Developer Response
Hi there, we’re sorry to hear that your experience with OneScore didn’t meet your expectations. Your feedback is valuable to us, and we’re committed to making improvements. Please reach out to our support team at onescorehelp@onescore.app so we can address your concerns directly. Thank you! - Ahi
Five stars for the app; zero star for customer support
Sourav_Datta
This app is no doubt a great app, works with absolute smoothness, no bugs. But their customer support is a nightmare. Firstly, getting connected to a representative is totally a good luck. Secondly, if connected to a representative, they take more than the time required to answer your queries. Also, their Twitter handle doesn't reply most of the times. Only, if it is an appreciation tweet, you will get reply very quickly. Else, any complaint tweet will go unanswered, or even unseen. They seriously need to look after their support system.
Developer Response
Hey Sourav, we have noted your feedback and shall make sure that you are provided with the best service that you rightfully deserve as we are nothing without our Fam. Thanks for reaching out and safe rides ahead!
Unable to unregister, could be a scam
B45i
This app seems like a potential trap. Upon registering, I've been bombarded with numerous calls from OneCard aggressively promoting their credit card. Even on WhatsApp, their spam messages persist. Despite attempting to unregister within the app, the process proved convoluted—they created a ticket, only to cancel it a few days later, citing my alleged unreachability without any valid reason. The complexity involved in deleting an account raises suspicions.Adding to my concerns, I've observed an unexplained two-point drop in my credit score. Given that I haven't undertaken any new financial activities, I suspect the app may be continuously fetching my credit score, contributing to this unexpected decline. These experiences collectively contribute to my perception that this could be one of those financial scam apps frequently highlighted in the news.
Developer Response
Hey buddy, this is not the experience we want you to have! Let's connect & discuss this further, drop us a mail with your registered email ID at onescorehelp@onescore.app. Also, share your allotted ticket ID here for quick assistance. See you then! - Srish☕️
Something big has arrived on India's favorite credit score app!
Unlock OneScore Plus - An exclusive premium upgrade built to reveal your credit's true potential.
• Weekly Credit Score Refresh: Track your credit score more frequently
• Credit Coach: Your 24/7 AI Expert to help improve credit score habits.
• Score Improvement Plan: Personalized roadmaps to increase credit score.
• Loan Approval Odds: Know your chances for personal loans up to ₹7 Lakh.
Version 5.4.3
The developer, Fplabs, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Contact Info
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
FPL Technologies Private Limited
Size
101.7 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
18+
18+
This app is rated 18+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.
