Paytm: Secure UPI Payments 4+
BHIM UPI, Recharge & Pay Bills
Paytm Mobile Solutions
-
- Free
iPhone Screenshots
Description
Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45 Crore Indians. Paytm is a one-stop solution for all your payment needs:
● Send money to your friends & family using your mobile number via Paytm UPI. Including those who are not on Paytm.
● Scan any QR code and make payments at grocery stores, petrol pumps, restaurants, etc.
● Recharge your mobile and pay your utility bills (electricity, gas, water, broadband, etc.).
Paytm app is now powered by top Indian banks: Axis Bank, HDFC Bank, SBI Bank, and Yes Bank, ensuring a seamless and secure banking experience for all its users.
Safe, reliable and superfast UPI payments
● Enter your mobile number & transfer money to anyone using Paytm UPI.
● Check your bank account balance and view transaction history on Paytm.
● Your UPI ID is a unique ID used to make payments using the Unified Payment Interface (UPI).
● Set your UPI PIN (a 4 or 6-digit number). It’s mandatory to set the PIN while creating UPI ID on the UPI app.
● Use UPI Lite for lightning-fast UPI Payments up to ₹4000/- per day, no PIN required.
Building on the convenience of UPI, Paytm also offers enhanced flexibility with the RuPay Credit Card, allowing you to make secure payments effortlessly.
Benefits of using RuPay Credit Card on Paytm
● UPI payments via Credit Card: Just add your credit card on Paytm easily and pay at any shops without any CVV/OTP
● Hassle-free & safe payments: No need to carry credit cards everywhere
● Get Rewards & Cashbacks: Earn rewards, cashbacks on all your Paytm payments
Safe & contactless payments at offline stores
● Pay using Paytm UPI Payments app, mobile number or by scanning QR code at nearby retail stores, pharmacies, restaurants, petrol pumps etc.
Pay at online stores
● Make payment at food delivery, grocery, shopping & entertainment apps/sites & other 100+ apps
Easy recharge and utility bill payments
● Recharge your mobile, DTH (Tata Play, Sun Direct, Airtel DTH etc.) or pay electricity, broadband, water bills, insurance premiums, E-Challan, Loan EMI, Municipal tax etc.
● Find the latest prepaid recharge plans & mobile recharge offers on Jio recharge, Airtel recharge, Vodafone Idea (VI) recharge, MTNL & BSNL recharge
● Recharge any FASTag
Order grocery, food and home decor items on Paytm ONDC
● You can order food and buy monthly groceries and get the best deals on Paytm ONDC.
Check free credit score
Get instant personal loans
● Loan amount starting from 50K to 25 lac
● Repay loan 6-60 months
● Annual interest rate (per annum monthly reducing): 10.99%-35%
● Loan processing fee: 0-6%
Note: Personal Loans are only available to Indian citizens within the territory of India
Lending partners (NBFC):
● Hero Fincorp Ltd: https://www.herofincorp.com/partners
● Aditya Birla Finance Ltd: https://finance.adityabirlacapital.com/our-digital-lending-platform-partners
● TATA Capital: https://www.tatacapital.com/partners.html
● Poonawalla Fincorp: https://poonawallafincorp.com/digital-partnership.php
● SMFG: https://www.smfgindiacredit.com/digital-lending-partner.aspx?tab=partner_details
● Clix :https://www.clix.capital/our-partners/
Example:
Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: Applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount payable: Rs.119186
Book tickets for Trains, Bus, Flights
● Paytm is the Authorized IRCTC Partner for Rail e-ticket booking, Cancellation, PNR Status & Live Train Status
Contact Us
One 97 Communications Limited
One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN
*Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services
What’s New
Version 10.47.1
- Squashed pesky bugs and rolled out slick enhancements to make your experience smooth.
Ratings and Reviews
Unprofessional Customer care
Paytm has the most unprofessional ways to interact with customers. The very primitive chat bot in the app provide only limited options to capture customer issue/feedback. And surprisingly, the issue raised appears solved immediately in the app, while no action has been taken by Paytm. And also, their agents call to follow up on due payment using different mobile phone numbers and that too in a total illiterate manner and not synchronised with each other. After listening to the issue, verbal assurance is given by some of them, however no ticket no email. But nothing actually is done by them. If Paytm wants to retain customers, they should really work on priority to setup a professional customer care like any bank or other institutions, and give proper attention to customer’s concerns and resolve them. I am a frustrated customer who has now stopped using Paytm for any further transactions - competitors in the market provide much better service.
Frequent Updates
This hassle of updating the app every other day or probably twice in every week is really tiring , it’s convenient if you have WiFi but when you are in any public place or for that matter the majority of Internet users in this country depend on Mobile Data rather than WiFi and the increasing size of the application and sometimes due to high usage of data in a particular area/location, network server tends to be slow and results in consumption of extended duration of time thus , hassle . I know some points made here are beyond your control such as network providers and stuff , but you being one of the major payment gateway in India and having a renowned presence in market should design the app according to its users within this land mass , make it quicker and smoother .
The other day it was late night , my phone was gonna die and when I had to use paytm as I didn’t have any cash then , it consumed hell lotta time,eventually my battery flushed out helplessly I had to look for atm .
PS - Get rid of unnecessary options as Paytm mall within the app and some other less demanded features. Segregate the features and design various apps accordingly, now that people are aware that paytm has so many features they can install your various applications as per their need which would save time and resources as DATA but keep compatible user interface. I hope this feedback would be appreciated and you could make some adjustments accordingly .
Fraudulent charges on postpaid
I have been using paytm for years now and the customer support was always bad. Once or twice I had payment related issues where my refund was not credited on time and everytime I had to lodge a complaint with consumer helpline to actually get help from paytm. Customer support wouldn’t reply to your query with direct answers, for example you ask why have I been charged xx amount, they would reply either with the policy details or tell you that yy amount is already refunded. Totally irrelevant answers. Plus there is no number that you can call to put your point across clearly. And oh my god the response time! They say that they would respond in 2-4 hrs but it never happens.
Recently a random charge has been levied on my paytm postpaid and it doesn’t say why. I had cleared my dues on time, paid the convenience fee and still there was an unnamed charge I had to pay. It’s been 3 days since I contacted paytm about it and so far they have told me that convenience fee + GST % is charged on postpaid which was not my concern. Then after I explained the problem again in clearer words, they again responded that an amount xx has been charged as convenience fee. I don’t want to know the convenience fee. I already know what convenience fee is. It’s not even about the money. It’s about the trust I have had on paytm for years. Now I would think twice before using paytm.
App Privacy
The developer, Paytm Mobile Solutions, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- PayTM Mobile Solutions Private Limited
- Size
- 279.8 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 14.0 or later.
- iPod touch
- Requires iOS 14.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English, Hindi
- Age Rating
- 4+ Infrequent/Mild Contests
- Copyright
- © One97 Communications Ltd
- Price
- Free
Supports
-
Wallet
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