Lazypay - Buy Now Pay Later 4+

Lazypay - Pay Later

PayU Payments Private Limited

Designed for iPhone

    • Free

iPhone Screenshots


Imagine shopping today but paying later? Look no further than LazyPay! With LazyPay - you can buy now and pay later with ease. You can pay the total due amount every 15 days with no interest charged. That’s not all - there are some exciting merchant and cashback offers for you to avail on the app. With a quick verification, you can use your LazyPay credit at any store. Transactions over INR 3,000 can be converted into EMIs.

LazyPay can do everything a credit card can, and more. LazyPay is an easier, faster and more convenient method of dealing with your finances. Just download and start using LazyPay today!

Pay Later
Want to quickly purchase things now and have the option to pay later? Just buy now, pay later with LazyPay. Use our flexible payment options to buy from your favorite merchants across 250+ websites and mobile applications. After a quick verification, you can use your LazyPay credit to pay online or at an offline store. Lazypay also gives you access to no-cost EMI options. Get credit that’s easy, instant and hassle-free.

• One Tap Payment
• Skip OTPs and PINs
• Settle payments once every 15 days
• No interest and no hidden charges

Merchant Offers
What are you craving today? A delicious meal? A weekend getaway? You can use LazyPay and enjoy all this and more! You can use our services and look for Swiggy Coupons, Zomato Coupons, TataSky Coupons, MedLife Coupons and AbhiBus Coupons. Use LazyPay and get multiple exciting offers, discounts as well as cashbacks while paying on your favorite mobile applications and websites.

Have questions? Reach out to us at or raise your query here:

It is important to note, we believe in total transparency and data safety and security. All your information stored with us will never be shared with anyone for any reason.

What’s New

Version 6.0.0

New year, new us - and we're back with some major improvements. Along with the usual housekeeping and bug fixes.
• We’ve revamped your KYC process! Finishing LazyPay KYC is now simpler, faster and smoother. So get verified, join the exclusive KYC club, and get bigger, better benefits on LazyPay.
• You get a card.. you get a card.. everyone gets a card! Apply for your very own RBL Bank LazyPay Credit Card and get 1% assured cashback on your spends. With this release, we've made a whole bunch of improvements to make it easier for you to get your card.
• By the way.. Have you tried BillPay yet? Now you can track, manage and pay all your utility bills with your LazyPay limit - along with timely bill reminders!
Pretty cool, eh? We’ve got a lot more things in store for you.. So keep watching this space!

Ratings and Reviews

4.8 out of 5
101.1K Ratings

101.1K Ratings

Ricky pandit ,

Hats off/ great team of lazy pay

You know guys.i can’t die with hunger because I am having LazyPay my father’s pocket when I need money for food .just Ineed to login fp/zomato/swiggy/ n I ll get my food love u team . But yaar There is one big issue with your customer service team there was no response from last 1.5 month I have raised multiple tickets/mail but till now no reply ‘’ wrong email is updated in my account so I have requested for correction. And what you have Shown pictures in App Store for KYC page n for loan but in my app nothing like that .i am able to avail loan service . For KYC I have clicked multiple time in your add but after clicking just opened my app nothing else . I am using latest version in iOS . I hope you guys will take seriously this feedback and will work on it. And please add Uber eat n any cab app

Developer Response ,

Hey Ricky, we are glad to know that you are loving being #Lazy with us :) On the other hand, we are sorry for the minor issues that you have been facing. We request you to share your allotted case ID with us here and we shall take over your issue further and resolve the same for once and all.

therajdeepdas ,

Quick and no mess while ordering but a lot of mess while paying it back

So I gave a positive review to LazyPay but then here is what happened. When I tried to pay the amount to lazypay using my credit card and debit card it just opens up a window called transaction network services and says my browser should be configured to accept all cookies. Which it is, it’s a iphone and by default accepts cookies. So every time i try to pay this happens. I finally complained to lazypay using their app and several days later I get a ring today and says I have been charged 30 extra for late payment. To me 30 is not that big a deal but the very fact that if I would have used my credit card for payments I wouldn’t have had to pay that extra at all and the hassle tht I went through to pay the amount back and also that no one really looked at the complaint makes me think that I will have trouble using this in the future. I just paid it using google pay right now but I don’t think its good for me to use a payment service whose customer service is a bit dodgy. So from 5stars to two stars annnnd Uninstalling.

Developer Response ,

This is definitely not the experience we want you to have. We request you write us email to regarding the repayment issue from your registered contact details, so we can assist you further. ^TS

K sandeep kumar ,

Great effort of lazypay team but still needs fixes

I’m writing this review after sending many queries as to update regarding scan and pay feature and while I’m trying to avail loan facility through website it is showing as already number registered!!…what the hell was that I’ve not given my number till now in website but it stated as that and when I’m trying to set autopay feature in app it is automatically redirecting and stating as Autobill payment setup failed….as to the App there are many differences in interface compared to my friends and mine as to he can view his credit report or cibil score and using the app since last 1 yr & he got scan and pay and loan feature and updated app to see credit score but on my end there is nothing with respect to all those features even after being the lazypay customer since more than 2 and half years and there is no update on lazycard too even after I’ve given my consent for the same long ago.

Developer Response ,

LazyPlus UPI is not available for new users currently. If you’re interested to be notified when we open up LazyPlus UPI again, click the ‘Notify Me’ button within the ‘Scan & Pay’ tab. Please write us at so we can check about the card eligibility

App Privacy

The developer, PayU Payments Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Purchases
  • Location
  • Contact Info
  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Other Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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