Phocket is India’s most preferred AI based Instant Personal Loan, Instant Cash and Advance Salary Loan App for Salaried Professionals at the lowest interest rates with No hidden costs, 100% transparency and No collaterals. We are accessible both via Mobile App and Web (phocket.in) . The application process is super convenient, hassle-free and can be filled within 10 minutes. Documentation requirement is also minimal, Approvals are done instantly for completed applications and money is transferred directly to the bank account of the applicant.
-> Salaried Professionals above the age of 20 years.
-> Minimum take home salary of Rs. 20,000.
-> Address Proof (Aadhar, Passport, Driving License, Voter Id, etc)
-> PAN Card
-> Last 3 Months Bank Statement
-> Last 3 Months Salary Slip
-> Delhi and NCR
-> Bangalore (Bengaluru)
-> Greater Noida
Key Highlights and Features
-> Amount ranges between INR 5,000 and INR 1,00,000
-> Lowest Interest Rates - 24% to 30% p.a.
-> Flexible Repayment Loan Tenure upto 110 days
-> Flexible Repayment EMI(s)
-> Instant Approval and Disbursement
-> No Collaterals, Fully Automated and Paperless
-> Easy Online Process, Fast and Reliable services
-> 100% Transparency and No Hidden Charges
-> Instant cash transfer in the provided bank account
-> No Prepayment Charges
-> Multiple Repayment Options - UPI, Direct Bank Transfer, Paytm, PhonePe
Data Security & Privacy
-> All the data is transmitted using secure HTTPS protocol
-> All the transactions are secured via SSL encryption
-> Implemented Multi-Level Authentication and Authorization to make the app Ultra Secure
-> Got our App audited from a top Security and Audit Company
-> Do not archive/store customer data for rejected applications
The app requires the following permissions to function properly :
Required to verify your location for credit profile enhancement
Required for credit profile enhancement
-> Instant Personal Loan Approvals happen instantly
-> For first time users (new customers), an applicant needs to e-sign the loan agreement and give auto-debit authorization via net banking e-mandate. Once these formalities are completed, the disbursement happens the same day
-> Loan amount will be transferred directly to the provided bank account of the applicant
-> Moment of Fame at the Nasdaq Tower at New York's Time Square for successful disbursement of 2,500 loans.
-> Shortlisted to represent India as an exhibitor at the Singapore Fintech Festival 2018 - the World's largest event for the fintech community.
-> Covered by Yourstory (http://bit.ly/2W59z30)
-> Adjudged Startup of the Year at YMCA MOB Business Summit and GBM 2018
For any kind of help or support, feel free to send an email to email@example.com or call us at 8010700600
- Major bugs resolved.
Ratings and ReviewsSee All
The worst app experience on iOS
I don’t know how you guys got past the AppStore guidelines and had this application passed for release. Every time I attempt to log into the app the spinner keeps appearing and when it finally disappears I remain on the login page or a server error is shown. This app should be reviewed and this is a message to the Devs for having such a mediocre experience.
I don’t know why you guys made this app if you can’t track payment done by your customer. After paying in advance and closing loan that also shows on your app I keep getting call and mails from your side. Really it’s very bad service. Also first time when I applied you guys told that you need documents and all consent address verification so I don’t face any problem later for verification purpose but after paying all emi if you go for apply again they keep asking documents again.
Worst App i have ever seen
Im still not sure what is the purpose of your app... there is no response from anyone neither a call nor a mail from you... i have applied it on 2nd and have been trying to contact via mail/phone which went in vain... better to stop this rather than providing a worst service.. infact no service at all.
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
- User Content
Privacy practices may vary based on, for example, the features you use or your age. Learn More
- Phocket Infotech Private Limited
- 32.8 MB
- Requires iOS 11.0 or later.
- iPod touch
- Requires iOS 11.0 or later.
- Requires macOS 11.0 or later and a Mac with the Apple M1 chip.
- Age Rating
- © Phocket infotech private Limited
Up to six family members will be able to use this app with Family Sharing enabled.