PhonePe: Recharge & Insurance 4+

UPI Online Payments, Insurance


    • Free

iPhone Screenshots


Send money, recharge, buy insurance, pay bills, find great offers at your favourite stores and more! Pay with PhonePe using UPI, Debit/Credit Cards & your PhonePe Wallet.

PhonePe (Phonepay) is a leading online payment app & a UPI enabled initiative that allows users to make payments seamlessly in India. Use the app for instant money transfers with UPI, mobile & DTH recharge, & utility bill payments like gas, water & electricity. You can also get Insurance (car, health, bike, travel, life, accident) & make broadband payments, invest in tax-saving mutual funds, or Gold. Make instant payments on food, travel, grocery and shopping apps without downloading them.

Things you can do on PhonePe

Bank to Bank Money Transfer, BHIM UPI Payment App
- Instant Money Transfer using BHIM UPI from one phone number to another, or to bank accounts without using IFSC code.
- Save beneficiaries, check and manage multiple bank accounts across different banks like SBI, HDFC, ICICI bank & 140+ banks.

Easy Online Payments
- Pay online across different online shopping sites like Flipkart, Amazon, Myntra etc.
- Order food online from Zomato, Swiggy etc.
- Shop daily essentials online like grocery from Bigbasket, etc.
- Make travel bookings to your favourite destinations (domestic & international) via popular sites like Makemytrip, Goibibo etc.

Contactless Offline Payments at Local Store
- Make Cashless offline Payments.
- Scan & pay easily via mobile number or using QR code at local kirana, pharmacy, restaurant and bars, retail stores, etc.

DTH & Mobile Recharge App
- Recharge Prepaid Mobile Numbers from brands like Jio, Vodafone, Idea, Airtel etc.
- PhonePe is a leading DTH recharge app where you can recharge DTH of top service providers like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.

Online Bill Payments
- Pay Credit Card Bills
- Fast and secured Credit card bill payments for Visa, Amex, MasterCard, RuPay & Diners in a few clicks!
- Never miss a bill payment! Set Autopay and opt for recurring monthly bill payments via your Credit card.

Utility Bill Payments
- PhonePe is one of the leading utility bill payment apps via which you can pay your gas and water bills.
- Pay landline & broadband bills across Airtel, BSNL, Tata DoCoMo
- Pay via the best electricity bill payment app to 180+ billers like BESCOM, BSES, IGL, TNEB, MSEDCL.

Investment & Mutual Funds App
- Online Investment Plans & Mutual Funds
- Grow your wealth with the right balance of Equity & Debt, & plan for a brighter future with the preferred investment app in India
- Save your taxes easily by investing in tax saving mutual funds. Products Covered: Liquid Funds, Super Funds, Equity Funds, Debt Funds, Hybrid Funds and so on.

Buy & Sell 24K certified Gold
- Buy 24K Gold with assured purity & best value.
- Store your Gold in safe bank-grade lockers.
- Get safe doorstep delivery of Gold coins & bars.

Buy certified Highest Purity Silver
- Get pure Silver coins & bars in one click.
- Highest purity assured with transparent pricing.
- Get doorstep delivery with utmost safety & security.

Buy or Renew Insurance
- Car Insurance: Get full protection for 3rd Party damages via car insurance.
- Bike Insurance: Protect your two-wheeler via bike insurance.
- Health Insurance: Get assured cash daily on hospitalisation. Choose from plans offering up to ₹5000 per day!
- Dengue & Malaria Insurance: Get covered against 6 mosquito-borne diseases for as low as ₹49/year.
- Coronavirus Insurance: Get special protection against COVID-19 related hospital expenses.
- Term Life Insurance
- Personal Accident Insurance: Insure yourself against accidents & disablement
- International & Domestic Trip Insurance: Secure your next trip at both domestic & international destinations. Get 24X7 support in 200+ countries!

Value-Added Features
- PhonePe Switch: Use your food, travel, shopping & grocery Apps on ‘PhonePe Switch’, without downloading them.
- PhonePe Gift Cards: Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the app.

For more details, visit our website at

What’s New

Version 5.8.80

Here's a GOLDen update for you!
Gold SIP now on PhonePe. You can invest like a pro without any hassles!
Wondering how?
Simply set auto-pay on PhonePe and accumulate gold at regular intervals without having to manually do it.
Too good to be real, right? Start your Gold SIP on PhonePe.

Ratings and Reviews

4.7 out of 5
3.7M Ratings

3.7M Ratings

Rameshnaidu4evr ,

Loot money

I have transferred 1500/- rs to my frnd phonepe number which was saved in my contact list but he has changed his phonepe number to another number but still this number shows that this is his phonepe number even he changed his number so lack ok confirm I believe phone pe and transfer amount but this number is not linked to my frnd bank account number so it was not transfer to his account he confirmed he not received money and that was his number but not phonepe number becoz he changed phonepe number so I called to customer care and informed about transaction they give a smart answer that this guy is cheating he has a yesbank account money gone to yesbank account and given account number also I check with yesbank people that this account belongs to Delhi but this guy belongs to Hyderabad and i checked in google about if any body lost money like me and i was shocked that all members lost money like this and everyone money gone to this yesbank account number only so its clear that the fraud was Phonepe only but still blaming us so be alert while sending money to others ThankQ

Hniks ,


I had bought gold of 10,000 rupees from phonepe app. The next day after 24 days I wanted to sell it, but they blocked my account and it’s been 15 days they have blocked it and taken my money. I don’t have a passbook but other evidences have been provided. These ppl are actually frauds stealing our money and they trick us by making us guilty and make us look as frauds. Even the customer care executives are losers with no experience they reply to us rudely and Wat ever the concern is they take bloody 5 days to resolve. After 5 days again they come up with some lame response and ask 5 days more . This has been continuously happening. Those who are seeing this review pls don’t buy anything from phonepe . They are bloody losers. The customer care is too too rude. And while we are talking they interrupt us and start their own story. They are not qualified enough for this job. I guess phonepe has hired some losers with low income and started this stupid service. These ppl should shut their company and better start begging instead of stealing our money. FRAUDS.

sunitaguddupu ,

Wrost and unsafe use

I need my amount. What will I make of your clarifications? If you don’t have any authority to safe our money then why are you mediating like that? Why are you providing such ambiguous and fake UIs, if you can’t take any responsibility of the transaction made with your user interface Haan ? And why didn’t you write a caution in big letters that “ we (PhonePe)are not responsible for any transactions you(stupid people who use this useless app) make via our gateway. Your amount may be deducted, confiscated and not be refunded, in such a situation you stupid people have to bear all the loss and to take it back, you guys have to put your head on merchant’s feet.” This is your moral duty to let people know beforehand all the impairment you have. Any fraudulent can control app’s notifications to fool us easily. And this app never take any responsibility for our loss occur due to its loose security system.

Developer Response ,

Hi Sunita, we apologize for the inconvenience caused. Request you to share the ticket ID here or you could reply to the same ticket raised via the app. We'll surely get this checked for you. Thanks. ∞JP

App Privacy

The developer, PHONEPE PRIVATE LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

More By This Developer

You Might Also Like