Send money to any mobile number or bank account. Get exciting offers on recharges & bill payments. Buy insurance and pay at any online and offline outlet.
PhonePe is a payments app that allows you to use BHIM UPI, your credit card and debit card or wallet to recharge your mobile phone, pay all your utility bills and to make instant payments at your favourite offline and online stores. You can also invest in mutual funds and buy insurance plans on PhonePe. Get Car & Bike Insurance on our app.
Link your bank account on PhonePe and transfer money with BHIM UPI instantly! The PhonePe app is safe and secure, meets all your payment, investment, mutual funds, insurance and banking needs, and is much better than Internet banking.
Things you can do on PhonePe (Phonepay) App:
Money Transfer, UPI Payment, Bank Transfer
- Money Transfer with BHIM UPI
- Manage Multiple Bank Accounts – Check Account Balance, Save Beneficiaries across multiple bank accounts like SBI, HDFC, ICICI & 140+ banks.
Make Online Payments
- Make online payment on various shopping sites like Flipkart, Amazon, Myntra etc.
- Pay for online food orders from Zomato, Swiggy etc.
- Pay for online grocery orders from Bigbasket, Grofers etc.
- Pay online for travel booking from Makemytrip, Goibibo etc.
Make Offline Payments
- Scan and Pay via QR Code at local stores like kirana, food, medicines etc.
Buy or Renew Insurance Policies with PhonePe Insurance App
Health & Term Life Insurance
- Compare and buy Health & Term life Insurance with monthly premiums
- Coverage for individuals, senior citizens and families
Car & Two Wheeler Insurance
- Browse and get India’s most popular bike and car insurance
- Buy/renew your car and bike Insurance in less than 10 minutes
Other Insurance
- Personal Accident Insurance: Insure yourself against accidents & disablement
- Travel Insurance: Get international travel insurance for business and leisure trips
- Shop Insurance: Insure your shop against fire, theft, natural calamities, and burglaries.
Mutual Funds App and Investments App
- Liquid Funds: Get higher returns than savings bank
- Tax-Saving Funds: save up to Rs. 46,800 in tax & grow your investment
- Super Funds: Achieve financial goals with expert help on our app
- Equity Funds: High growth products curated as per risk appetite
- Debt Funds: Get stable returns for investments without any lock-in period
- Hybrid Funds: Get a balance of growth and stability
- Buy or Sell 24K Pure Gold: Assured 24K purity, build gold savings on our app
Recharge Mobile, DTH
- Prepaid Mobile Recharge, DTH
- Recharge for Airtel, Jio, Vi, BSNL and MTNL prepaid mobile numbers
- Recharge DTH set-top boxes for TataPlay, Airtel Digital TV, Sun Direct, Dish TV and D2H providers.
Bill Payment
- Pay Credit Card Bills
- Pay Landline Bills
- Pay Electricity Bills
- Pay Water Bills
- Pay Gas Bills
- Pay Broadband Bills
Buy PhonePe Gift Cards
- Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the PhonePe app.
Manage your refunds
- Manage and track refunds from your favorite shopping websites on PhonePe.
For more details, Visit our website at https://www.phonepe.com/
Permissions for App and reasons
SMS: to verify Phone number for registration
Location: a requirement by NPCI for UPI transactions
Contacts: for phone numbers to send money to and numbers to recharge
Camera: to scan QR code
Storage: to store scanned QR code
Accounts: to pre-populate email ID while signing up
Call: to detect single vs dual sim and let user choose
Microphone: to carry out KYC video verification
I recently got a problem which is when I'm trying to open PhonePe it didn't get open got loading for a while. I thought may be there is a bug and searched for new version updates in AppStore but the app has no new updates. Then I thought that may be restarting my phone will fix the issue and I did the same but it didn't. Then I deleted the app and reinstalled it and opened it from AppStore it opened and everything is fine and I got relieved and then again I tried to open it right after closing the app and the problem repeated then I uninstalled the app few times and the same continued so I decided to contact the customer service but the customer service doesn't have an option for problem related to the app and there are only options to problems related to transactions and bank linking and there is no mail support for complaint in their official website. I hope so the support team resolved this issue as fast as possible with a better way to contact with customers.
Very, very, very, Very poor customer service
Bhaskar_Dsy
Unfortunately, I had used PhonePe for auto mandates, for Truecaller application. I needed to add auto payment mandate, even though I have just want to use the free trial of Truecaller. I have selected PhonePe and I tried multiple times which were failed at the end, and free trial was not reflected on Truecaller application. I had tried using different app for registering auto mandate, and I was able to activate the free trial with the help of other application,BHIM. And when I checked the auto mandates on PhonePe, I have observed two active auto mandates for Truecaller application., for the failed attempts. I try to delete the auto automatic, but I’m still not able to delete it or pause it. I have contacted Support of PhonePe., which is a very weird and very hard way to contact any support team of an application., and they have been closing my tickets from the past six months without even resolving it. They escape that they have tried to reach out to me or call me, and close the ticket without working on it or resolving it. I am fed up with PhonePe on this minor issue., I want to delete PhonePe, but I’m unable to delete PhonePe because of the active mandates on my account. I’m unable to delete the auto mandates too. What an idiotic customer service., I have seen worst, but not worse than PhonePe customer service. I recommend not to use PhonePe because if you face any issue, you are on your own, and that issue will not be resolved by PhonePe Support. Paytm and BHIM are best.
Some bug issues on iOS device
Ashif84
I recently got a problem which is when I'm trying to open PhonePe it didn't get open got loading for a while. I thought may be there is a bug and searched for new version updates in AppStore but the app has no new updates.Then I thought that may be restarting my phone will fix the issue and I did the same but it didn't. Then I deleted the app and reinstalled it and opened it from AppStore it opened and everything is fine and I got relieved and then again I tried to open it right after closing the app and the problem repeated then I uninstalled the app few times and the same continued so I decided tocontact the customer service but the customer service doesn't have an option for problem related to the app and there are only options to problems related to transactions and bank linking and there is no mail support for complaint in their official website. I hope so the support team resolved this issue as fast as possible with a better way to contact with customers. When I send money to someone, the transaction appears in my history, but they aren't getting updated in my contact list; similarly, when someone sends money to me, it updates in the history but not in the contacts.
Phone pay not open
psycho kabir
I recently got a problem which is when I'm trying to open PhonePe it didn't get open got loading for a while. I thought may be there is a bug and searched for new version updates in AppStore but the app has no new updates. Then I thought that may be restarting my phone will fix the issue and I did the same but it didn't. Then I deleted the app and reinstalled it and opened it from AppStore it opened and everything is fine and I got relieved and then again I tried to open it right after closing the app and the problem repeated then I uninstalled the app few times and the same continued so I decided to contact the customer service but the customer service doesn't have an option for problem related to the app and there are only options to problems related to transactions and bank linking and there is no mail support for complaint in their official website. I hope so the support team resolved this issue as fast as possible with a better way to contact with customers.
India's most trusted finance app, reimagined around you:
1. Apply for the PhonePe credit card & enjoy rewards on every spend.
2. Categories you need, in one place - Insurance, Digital Gold, Travel & Transit, Mutual Funds & much more.
3. Search anything, anytime - find & pay contacts, pay bills, find features with just a tap.
4. Experience a fresh, modern interface for effortless payments using UPI & cards.
Version 26.0814.06
The developer, PHONEPE PRIVATE LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Purchases
Financial Info
Location
Contact Info
Contacts
User Content
Identifiers
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More