Apply for Instant Personal Loan | Check Free Credit Report | Eligibility & EMI Calculators.
The Piramal Capital & Housing Finance, herein referred to as “Piramal Finance” is a registered Housing Finance Company (HFC) with Reserve Bank of India (RBI).
Piramal Finance offers a variety of loans designed to your needs, including Home Loans, Business Loans, Instant Personal Loans, & Used Car Loans, find the right product to meet your needs by downloading our App. Effortlessly check your credit score for free, use our Eligibility & EMI calculators for financial planning, and access informative content to guide your decisions.
Home Loan
Purchasing your new home is simpler than ever with a Piramal Finance Home Loan. Secure quick funding of up to ₹2 Crore, making your dream home a reality with ease.
Features of Home Loan
Loan Amount - ₹ 5 Lakh - ₹ 2 Crore
Loan Tenure – Up To 30 Years
Loan Interest Rates Starting At 9.50%* p.a.
Benefits of Home Loan
Tax benefits
Flexibility of Repayment
100% Digital Documentation
100% Secure Process
Personal Loan
You can avail Instant Personal Loan for various purposes such as Travel, Emergencies, Weddings, Debt Consolidation, and more at competitive interest rates.
Features of Personal Loan
Loan Amount - ₹ 25 Thousand - ₹ 5 Lakh
Loan Tenure Up To 60 Months
Loan Interest Rates Starting At 12.99%* p.a.
Minimum Monthly Salary - ₹ 25,000/-
Benefits of Personal Loan
Instant Disbursal
No Co-Signer / Guarantor
100% Digital Documentation
100% Secure Process
Instant Personal Loan Example:
Loan Amount: ₹ 1,00,000
Tenure: 12 Months
Annualized Percentage Rate (APR): 17.29%
Max. Annualized Percentage Rate: 33.99%
Min. Annualized Percentage Rate: 14.49%
Equivalent Monthly Interest Rate: 1.2%
Processing Fee (PF): ₹ 1,500
GST: Charges inclusive of GST
Interest Rate: 14.49%
Interest: ₹ 8,021
EMI: ₹ 9,002
Amount disbursed: ₹ 9,830
Total repayment amount: ₹ 1,09,701
Steps to Get an Instant Loan
1. Download the Piramal Finance App
2. Apply for the loan
3. Complete the basic digital documentation – ID proof and address Proof.
4. Select Loan Amount & Tenure
5. Provide work Information
6. Update Bank Details
7. Get the quick funds to your registered bank account
Business Loan
Starting your business is quick and hassle-free with a Piramal Finance Business Loan. Choose between secured or unsecured options and get the funding you need to grow your business.
Secured Business Loan Features
Loan Amount - Up To ₹ 2 Crore
Loan Tenure – Up To 15 years
Loan Interest Rates Starting At 11.50%* p.a.
Unsecured Business Loan Features
Loan Amount – Up To ₹ 20 Lakh
Loan Tenure – Up To 48 Months
Loan Interest Rates Starting At 16.49%* p.a.
Benefits of Business Loan
No Collateral
Instant Disbursal
100% Digital Documentation
100% Secure Process
Contact Us:
If you have any feedback, questions, or concerns, please e-mail us at customercare@piramal.com or call us at 1800-266-6444. You can also reach us on WhatsApp!
Please refer to Most Important Terms & Conditions (MITC) for additional information related to loans – https://www.piramalfinance.com/stakeholders/policies
*Terms and Conditions are subject to underwriting by Piramal Finance. For details, refer to the Piramal Finance Website – https://www.piramalfinance.com/
Hi Everyone,I really thankful for Piramal Finance . I tried for loan with other lender but due to some cibil issues in repayment history , but I close all my loan and emi few months before then also my loan application get rejected. Here I feel a better process all done in online only within 24 hours I got the fund credited in my account . The percentage of interested is little bit high but it’s okey I truly recommend other those who are struggling for get loan for financial institutions. There is only one suggestion to Piramal finance if you can lower intreast little more then definitely Piramal finance turn into unstoppable financial institutions in future .
Lowe rates of interest
KhatiVikas
I am more than happy to get the money from piramal finance, their was no hidden charged the payment was made as per the schedule that was made while making a loan contract! Just for the feedback they should also alow to manual repayment as much as one wants! But it was always auto debit! I wanted to close the loan bit earlier but I was unable to pay because there was always auto debit scheduled and you cannot do manual repayment! Support team of piramal is also nice! Always pay on time so that the retention guys cannot call you! It was a good experience with piramal and wishing to have a more lower interest rates in future loans
Developer Response
Hello Vikas, Thank you so much for your 5-star rating! We are thrilled to hear that you had a positive experience with us. We greatly appreciate your feedback and are delighted to have been able to contribute to your financial journey. Best Regards, Piramal Finance
Please don’t go for housing loan here
Yash53
These guys only say that every procedure will be done within 5 days and I got loan after 1 month that too initially they told within 12 percent then they approved 12.5 after all these things now every month my emi is auto debited but this app didn’t recognise it and also in which my cibil is affected and even after contacting manager Shankar and Sanju no proper solution given. From this loan It’s effecting my cibil till today not nothing was happened for my cibil these guys are killing future of this generation.
Developer Response
Hello Yash,We regret the inconvenience caused. To provide better assistance, please email your detailed concern and registered contact information to customercare@piramal.com or you can message us via Facebook at (m.me/PiramalFinance). We look forward to serving you.Best Regards,Piramal Finance
Scammer finance company ever i seen
@shvin
I have loan with this piramal ltd… when i try to transfer my loan they didn’t realise my FORCLOSER after 1 month of both charges which i have to pay… after complaints on upper level they provide the same with many charges which i didn’t expect like statement charges wich I didn’t took any time then bounce charges amd extra … only 1 premium was bounce and they reflect 3 times bounce charges and all this due reflect at the end when FORCLOSER realised ..also they didn’t register my email ID still the end…this app is dam faltu no any option for any Costomer related complaints…I prefer any banks to took loans but worst experience with piramal finance company and or finance companies.
Developer Response
Hi,We regret the inconvenience caused. To assist you better, kindly email your concern and registered contact number to customercare@piramal.com or you can reach out to us via Facebook at (m.me/PiramalFinance) for further assistance. Best Regards, Piramal Finance
Improvement and Bug Fixes!
Version 1.9.12
The developer, PIRAMAL FINANCE LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
PIRAMAL FINANCE LIMITED
Size
26.4 MB
Category
Finance
Compatibility
Requires iOS 15.6 or later.
iPhone Requires iOS 15.6 or later.
iPod touch Requires iOS 15.6 or later.
Mac Requires macOS 12.5 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
18+
18+
This app has an age rating of 18+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
