SayF : Easy Saving & Investing 4+

Spend. Save. Invest‪.‬

Wealides Fintech Private Limited

Designed for iPhone

    • 4.7 • 14 Ratings
    • Free

iPhone Screenshots


SayF is a personal finance app that helps you in saving, investing & optimizing your spending for a better future. We simplify saving & investing in Digital Gold.

- Exclusive Stores :

SayF is a personal finance app that helps you in saving, investing & optimizing your spending for a better future. Make your everyday purchases from all your favourite brands, but you don't just get a "normal discount" this time. With the SayF app, you get 24k digital gold investment back on every purchase, with your favourite brands investing in you for the very first time in history!"

With over 300+ top brands as partners and ICICI as bank partners, SayF invests a percentage of your spent amount into 24k digital gold at zero additional cost to you! Spend Rs.1,000 on Amazon, and we'll put Rs.100 out of that into digital gold. It's time to invest in your lifestyle every day now.

- Instant Credit :

SayF acts like your UPI credit card. We provide credit up to Rs.5,000 with one click for 0% interest for up to 15 days. Shop now, pay later, and earn 24k digital gold on every rupee spent.

-Are you running low on groceries or looking for the latest fashion accessories?
-Use SayF credit at your favourite brands like Swiggy, Zomato, Amazon, Myntra, Bigbasket, etc.
-Pay your phone bills instantly with SayF Credit from Airtel, Vodafone, and Jio.
-Pay your gas, electricity, and water bills to BESCOM, BSES, or any other merchant using UPI credit provided by SayF.
-Use your credit line on all websites/apps and BNPL.

- Round-up investing :

SayF rounds up your loose change on every UPI payment and invests it! Now you can get coffee for rs.35, and SayF supports the rs.5 loose change for you hassle-free.

It's time that you join the rapidly growing tribe of Indian investors. Consistent investment is the key to having a financially stable and independent life. You can now invest daily without constantly worrying about it.
SayF does it all for you and invests in low-volatility 24k digital gold to secure your future.

In three simple steps, you can start saving and investing with SayF:

1.Create a SayF account by logging in with your phone number.
2.Use your Phonepe or Paytm account to set up UPI autopay.
3.Now, tell SayF to save money for you at the most significant gold rate every day.

You can withdraw your funds at any time and from any location. There is no requirement for a minimum lock-in period.

SayF is made in India. The App is taking India closer to the Atmanirbhar Bharat vision. Use the Bharat ka savings and investment app to make India proud.

For queries & feedback, contact us at or email us at

What’s New

Version 3.1

Updated support on WhatsApp in the help section

Ratings and Reviews

4.7 out of 5
14 Ratings

14 Ratings

a357676 ,

Best savings and Investment application

SayF is a very good,reliable, easy to use savings app where you get cashback on everyday purchases upto 10-15%

Loved the app and UI

jaintraveller ,

Auto invest and savings

Best app for auto invest and savings

uma5281 ,

A great app

A good app with more features on finance

App Privacy

The developer, Wealides Fintech Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Other Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • User Content
  • Diagnostics
  • Other Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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