
Shriram One: FD, UPI, Loans 4+
Loans, Invest, Insure & UPI
Shriram Finance Limited
Designed for iPhone
-
- Free
iPhone Screenshots
Description
UPI payments, Bill Payments, Recharges, Loans, Fixed Deposit, Insurance & more
Shriram One is your trusted financial partner for everyday needs. Explore our comprehensive suite of services, including:
• Investments – Fixed Deposit, Fixed Investment Plan
• Loans – Personal, Business, Two & Four wheelers, Used Car, Commercial Vehicles and Gold Loans
• Insurance – General - Two Wheeler & Four wheeler Insurance; Life Insurance – Savings, Retirement, Child & Protection Plans
• Bill Payments – Make Prepaid Mobile Recharge, pay Electricity bill and other utility bill payments on Shriram One
• UPI – Scan & Pay any QR, Send or receive money via UPI, Split Expenses and more
• Shriram One Exclusive – Discover exclusive offerings like Digital Gold, Shriram One Care and more
• Other Offerings – Access 10+ financial calculators, view vehicle info, popular services – book travel tickets, hotels, check cricket score, play games and more
Investments
Our investments are tailored to meet your needs, they offer attractive interest rates, flexible tenures with a high degree of safety
• Shriram Fixed Deposit: Invest in Shriram Unnati Fixed Deposit for steady savings, growth and generate inflation-beating returns. Maximise your savings with Shriram Finance high-yielding Fixed Deposit. Invest and earn interest rate up to 9.40%* p.a. (inclusive of 0.50% for Senior Citizens and 0.10% for Women Depositors)
• Fixed Investment Plan: Easily start your FIP by investing just ₹1,000 per month
• Digital Gold: Invest in the timeless value of gold with Digital Gold. Buy, sell, or hold gold digitally & securely
Secure UPI Payments
Shriram One UPI enables you to scan any QR to send/receive money instantly to anyone. check a/c balance, set autopay, track your UPI expenses and transaction history, request money and more.
Bill Payments and Recharges
Recharge your mobile (Prepaid and postpaid), DTH, Landline, FASTag recharge, loan repayment, Insurance, credit card bill payment, broadband, cable TV, water & electricity bills
Loans
We offer customized loan solutions. Obtain a personal loan to support your dreams or get a business loan to fuel your entrepreneurial ambitions.
• Personal loan: Apply for personal loan up to ₹15 lakhs. We offer flexible repayment options (12 to 60 months), with no collateral at competitive interest rates (11%* to 36%* APR).
Example
Loan Amount of ₹1,00,000 for 24 months may have an interest rate of 12% p.a. (1% p.m. for 24 months - interest rate calculated on reducing balance method) with EMI ₹4,707, the total interest payable would be ₹4,707 x 24 months - ₹1,00,000 = ₹12,968
The processing fees (excl. GST) is ₹2,000 and the disbursed amount - ₹1,00,000 - ₹2,000 = ₹98,000
Total Amount Payable: ₹4,707 x 24 months = ₹1,12,968
Total Cost of Loan = Interest Amount + Processing Fees = ₹12,968 + ₹2,000 = ₹14,968
The total amount payable will be ₹1,14,968 (incl. Processing Fee).
*Note: These numbers are indicative. Final interest rate & APR will depend on the customer’s creditworthiness and assessment
• Two-Wheeler Loan: Get your dream two-wheeler with ease. Apply for a two-wheeler loan, enjoy flexible repayment options and competitive interest rates.
• Business loan: Grow your business with a Shriram Business Loan.
• Commercial Vehicle Loans: Get financing for your transport business and grow your fleet.
• Used Car Loan: Get instant loan up to 85% of your vehicle's value, from ₹1 lakh upwards.
• Gold Loan: Get fast and easy access to cash by pledging your gold with us.
Insurance
We offer a range of insurance products. Our offerings in general insurance encompasses motor insurance - Two-wheeler, Four-Wheeler, Commercial Vehicle Insurance and more. We also offer a broad range of life insurance products such as savings plans, Child plans, Protection and retirement plans.
What’s New
Version 2.10.6
Introducing Green Finance! Go Green and environment friendly with affordable loans for Electric Two-Wheeler, Solar panels and more in Shriram One for your needs.
Ratings and Reviews
Responsive Customer Support
“The customer support team is highly responsive and helpful, promptly addressing any queries or issues I’ve encountered along the way.” I’ve been using this finance app for a few months now, and it’s been a game-changer for me. The interface is intuitive, making it easy to track my expenses, set budgets, and visualize my financial goals. The transaction categorization is accurate, saving me time from manual entries. Plus, the security features give me peace of mind. Highly recommend it!
Developer Response ,
Hello Janjmera, thank you for your feedback and rating! We are delighted to hear that we have met your expectations. Our team works hard to ensure our product and service are user-friendly and enjoyable. Your support motivates us to reach new heights.
Users feedback
I very recently installed this app and started making transactions using this UPI gateway. Seems to be really better than other known UPI apps. Installation and Activation took less than 3 minutes. Transactions take less than 10 seconds to complete. Very stable app. Would recommend this app for present and future generations. Thank you for the support and the App Developer.
Developer Response ,
Hi Jipson Jose, thank you for the feedback and rating. We are happy that we were able to meet your expectations. We put a lot of effort into making our product & service as user-friendly and enjoyable as possible, your support means much and encourages us to keep aiming higher.
Good app
personal loans as i can say from my own experience. they dont just show interest rate but call and tell you the banks which will give the best offer. i also got regular updates from them on the loan status till the money was in my account. Thank you so much shriram finance nd big thumbs up!!👍👍
Developer Response ,
Karun kumar k, Thank you for the positive feedback! We're glad you had a smooth experience with our personal loan service.
App Privacy
The developer, Shriram Finance Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Location
- Contact Info
- Contacts
- User Content
- Search History
- Identifiers
- Usage Data
- Diagnostics
- Other Data
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Shriram Finance Limited
- Size
- 206.5 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 14.0 or later.
- iPod touch
- Requires iOS 14.0 or later.
- Mac
- Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © 1979 Shriram Finance Limited
- Price
- Free