Spare8: Digital Gold Invest
Earn High Returns on Gold
Only for iPhone
Free
iPhone
Grow your wealth with 24K Digital Gold. Spare8 makes it simple to invest, lease, and earn up to 16% annual returns with no lock-in and instant withdrawals.
Whether you’re planning long-term wealth creation, diversifying beyond mutual funds, or seeking higher returns than FDs, Spare8 gives you a smarter way to invest in gold. Our platform combines the security of pure gold with the innovation of leasing, so your investment doesn’t just sit. it grows.
Why Choose Spare8?
- High Returns on Gold: With Spare8, lease your gold to BIS-certified jewelers and earn up to 16% p.a. This combines gold’s average 11% growth with additional leasing returns.
- Invest from ₹10: Start small but scale consistently. Spare8 is designed for disciplined investors ready to save ₹10,000+ monthly or more.
- No Lock-in: Pause, withdraw, or redeem whenever you want. Your gold, your terms.
- Secure: Backed by 24K physical gold, stored in independent, insured vaults.
- Trusted Partners: Powered by Augmont, India’s largest gold refinery and leading digital gold provider.
- Physical Redemption: Convert savings into 24K coins and bars delivered to your doorstep.
- Rewards & Referrals: Earn points and exclusive offers for consistent saving & inviting friends.
How Spare8 Works
- Buy 24K Digital Gold – Invest at prices starting from ₹10.
- Lease with Spare8 – Earn high interest by leasing to trusted jewelers.
- Track & Grow – Real-time updates with daily returns.
- Withdraw Anytime – Redeem to bank instantly or order gold coins.
- Safety & Transparency
- All gold is stored in audited, SEBI-trustee managed vaults.
- Investments are insured and securely backed by physical 24K gold.
- Augmont, a BIS-certified partner, ensures industry-standard practices.
- Spare8 works within government guidelines, giving you peace of mind
- End-to-end encryption protects your personal and financial data.
Who Uses Spare8?
- Salaried professionals investing ₹10,000+ monthly to build long-term wealth.
- Families saving for major milestones like weddings, education, etc.
- HNIs & serious investors looking to diversify and beating FD returns.
- Young professionals starting their journey with flexible, small-ticket investing.
FAQs
Is KYC required? No. Start investing with just your mobile number and UPI.
Is there a lock-in period? No. Withdraw or redeem anytime, no penalties.
How is 16% achieved? Through gold leasing you earn gold price appreciation plus 5% extra gold annually from jeweler leasing.
How safe is my gold? Fully backed by physical 24K gold, insured, and managed by independent trustees.
Can I get physical gold? Yes, order 24K gold coins/bars directly from the app.
Are there charges? No hidden fees. Live gold rates are displayed transparently.
What about taxes? Gold is subject to applicable capital gains tax; consult your advisor for details.
Do I earn daily? Yes, leasing returns are tracked daily and credited monthly.
Is this like mutual funds or FDs? No. Digital gold is an alternative asset class with higher flexibility and potentially higher returns.
Milestones
1million+ investors already trust Spare8 to grow their wealth.
Over ₹300 crores in gold investments facilitated to date.
Growing community across India, from Tier-1 cities to small towns.
Why Gold, Why Now?
Gold has delivered ~11% CAGR over the last 20 years in India.
Unlike stocks or crypto, gold is a time-tested hedge against inflation and currency risk.
Spare8 enhances gold’s natural growth by adding leasing yields, helping you earn more than FDs, RDs, or even some mutual funds.
Download Spare8 Today
Invest in 24K digital gold, earn higher returns with Spare8+, redeem anytime, and build your wealth with the most flexible, trusted gold investment app in India.
Disclaimer: Digital gold is an unregulated asset class. Investments carry market risk. Spare8 works with Augmont and follows industry best practices, Please invest based on your financial goals.
Diwali Offers
Bug Fixes
The developer, Spare8 Platforms Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- Browsing History
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Diagnostics
- Other Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- SPARE8 PLATFORMS PRIVATE LIMITED
- Size
- 49.9 MB
- Category
- Finance
- Compatibility
Requires iOS 13.0 or later.
- iPhone
Requires iOS 13.0 or later. - iPod touch
Requires iOS 13.0 or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English
- Age Rating
18+
- 18+
- Infrequent
Contests
Contains
Gambling and Contests
- Copyright
- Copyright © 2023 Spare8 Platforms Pvt. Ltd.