Download the Stashfin app today and unlock your financial superpower!
Experience the convenience of instant paperless loans at competitive interest rates with Stashfin Personal Loans of up to ₹5,00,000. Grow your wealth by investing in Corporate Bonds, safeguard yourself against digital fraud with comprehensive insurance, and enjoy exclusive deals and rewards from top brands
1) Stashfin Personal Loan and Credit Line:
Get Instant Personal Loan up to ₹5 lakhs
24*7 access to funds from ₹1,000 to ₹5,00,000
Interest free period of up to 30 days
Pay interest only on the funds you use
Tenure: 12 months - 36 months
APR: 21% p.a to 45% p.a
2) Investment in Corporate Bonds
Earn high returns of up to 15% p.a
Investments start with just ₹10,000
Interest is credited monthly to your bank account
Low volatility compared to stock market
3) Insurance
Insurance plans for what’s often ignored. Protect your digital wallet and safeguard against online frauds
Wallet Protection
Income Protection
Loan Protection
Travel Insurance
UPI Fraud Protection
Device Protection
4) Credit Builder
Stashfin's Credit Builder is designed to help individuals with poor credit scores or no credit history improve their creditworthiness. It caters to people who may have been denied loans through the Stashfin app or other financial institutions due to their low credit scores.
Small Loan Amounts: Offers manageable loan amounts tailored to the individual's financial situation
Regular Repayments: Encourages timely repayments to demonstrate financial discipline
Credit Score Improvement: As users make consistent payments, their credit history is reported to credit bureaus, potentially improving their credit score over time
5) Vouchers
Use vouchers to save more and enjoy a lifestyle upgrade while managing your finances smartly
Shop & Save: Get shopping vouchers from top e-commerce and retail platforms
Dine & Delight: Enjoy delicious treats with dining and food delivery vouchers
Entertainment Perks: Access subscriptions and movie deals for endless fun
How does Stashfin Work?
Download the Stashfin App and register with your phone number
Fill in your details and upload verification documents
Once verified, the final loan application status can be checked on the App
Once approved, E-sign the loan agreement; the approved amount will be disbursed to you within 5 minutes, followed by an SMS notification on the registered number
Eligibility Criteria to Apply for Instant Personal Loan, you should be
an Indian Citizen
above the age of 18
Documents Required for Instant Personal Loan-
Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License)
Identity Proof (PAN ID)
In some cases, you may be also asked for,
Bank Statement
ITR/ GST Paper
Sample EMI calculation:
Loan Amount: ₹52903
Tenure: 18 months
Rate of Interest: 21% per annum
Transaction Fee: 2.15% (₹1137)
Platform Fee: 2.5% (₹1323)
GST on Transaction & Processing Fee: ₹443
Total Interest: ₹9227
EMI: ₹3452
Amount Disbursed: ₹50000
Total Repayment Amount: ₹62129
About Stashfin's Free Credit Period
Stashfin offers a one-month interest-free credit period, so if the loan is repaid within 30 days, no interest is levied on the borrowed amount
About Stashfin
Stashfin is the digital lending application ("DLA") operated by EQX Analytics Private Limited. It acts as a lending service provider ("LSP") for Akara Capital Advisors, a Non-Banking Financial Company (NBFC) duly registered with the Reserve Bank of India (RBI)
Stashfin also serves as a facilitator for bonds with SEBI-registered Online Bond Platforms (OBPPs), specifically GripInvest and Aspero
Contact Us:
Mail: grievance.officer@stashfin.com
Call: +91-9289108544 | 0124-6981222
Address: 18th Floor, Magnum Global Park, Golf Course Ext Road Sec 58, Gurgaon-122011
I was in a devastated situation with my financial situation and in need of money in an urgent basis. Without any hesitation I took around 90k from this app with an offer “pay in 30days without interest” but there was an additional fee that I paid extra. Even though it was a bit higher but no one can help me with that much of money without any proof or something. I did paid back with fee and extra charges. I don’t know what might happen if I didn’t payback on time. Next Time I took 20k and I paid back before 30 days. The only issue is if we can’t payback on time the interest is too higher. So I don’t suggest this app but still if you are so sure that you can pay back on time then consider this. It’s better than those loan sharks.
Developer Response
Dear Customer,Thank you for your rating! ⭐ We appreciate your feedback and would love to understand your concerns better. Please reach out to us at www.stashfin.com/customer-services. so we can assist you and improve your experience.Looking forward to serving you better!- Team Stashfin
Worst Customer Service and Worst app for adding too much extra charges for everything
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I have taken a loan from them firstly they showed EMI amounts which were appropriate for the loan but when they gave the loan then they added more into it and which wasn’t a bit appropriate, then I talked to their Customer Care they told me that in starting it was showing approximate, so we can’t do anything, but it wasn’t written anywhere that it is approximate and why it’s written approximate EMIs, don’t they know how much they gonna charge and there are lot of problems after these problems like they won’t tell you that they are gonna extra charge from you if you give money on due date, you have to give them three four days before due date, they are SCAMMERS they want to bankrupt peoples who are in need of money, they don’t have humanity to tell people that what are gonna be charges for every normal thing, they just give surprise charges, which are not normal charges, on anything and you can do nothing about it, and if you mail or call them, then they will issue the ticket that they will look into in 24 hours so that they will waste your 24 hours for nothing.
Developer Response
Dear Customer,We’re sorry to hear about your experience. Your feedback is valuable to us, and we’d like to make things right. Please connect with us at www.stashfin.com/customer-services so our team can assist you promptly.– Team Stashfin
Reliable Financial Partner
Manajdurvryy if
Being a small-scale businessperson, I am well aware of the unexpected challenges that can arise. During a time when I urgently needed funds, I turned to StashFin for a loan. I have had generally positive experiences with StashFin. Their user-friendly app provides a convenient and efficient way to access financial support when needed. Once my loan was approved, the funds were quickly disbursed into my bank account, allowing me to address my financial needs without unnecessary delays or complications. StashFin's competitive interest rates and transparent fee structure made managing the loan and repayment much more feasible for a small business like mine.I would like to extend my heartfelt thanks to StashFin for their invaluable assistance during this challenging time.
Developer Response
"Dear Customer,Thank you for rating us highly and choosing us as your preferred lending App. We strive to provide outstanding service to all our customers and we promise to continue improving your experience on Stashfin.-Team Stashfin"
Smooth Journey
Sharma0089
I first downloaded the app, I was a bit nervous about the verification steps. They asked for address proof and some additional details, which seemed thorough but necessary. I followed the process carefully, uploading all the documents they requested. At each step, I received clear updates and helpful tips from their support team, which made the whole experience much easier.Though my application didn’t go through in the end, I truly appreciated the honesty and clarity in their communication. They explained the eligibility criteria well, and I felt like they genuinely cared about ensuring the right people got approved. It was a learning experience, and I feel confident that next time I apply, I’ll have a better chance.
Developer Response
Dear Customer, We’re thrilled to receive your 5-star rating! 🌟 Thank you for trusting Stashfin as your preferred lending app. Your support motivates us to keep delivering an exceptional experience. We look forward to serving you again and will continue working to make your journey with us even better! - Team Stashfin
Quality of life features and minor bug fixes
Version 6.7.2
The developer, Stashfin, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
Usage Data
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
