Stashfin: Loans, Bonds & More 17+
Personal Loan & Credit Line
Stashfin
-
- Free
iPhone Screenshots
Description
Download the Stashfin app today and unlock your financial superpower!
Experience the convenience of instant paperless loans at competitive interest rates with Stashfin Personal Loans of up to ₹5,00,000. Grow your wealth by investing in Corporate Bonds, safeguard yourself against digital fraud with comprehensive insurance, and enjoy exclusive deals and rewards from top brands.
1) Stashfin Personal Loan and Credit Line:
Get Instant Personal Loan up to ₹5 lakhs
24*7 access to funds from ₹1,000 to ₹5,00,000
Interest free period of up to 30 days
Pay interest only on the funds you use
Tenure: 12 months - 36 months
APR: 21% p.a to 45% p.a
2) Investment in Corporate Bonds
Earn high returns of up to 15% p.a
Investments start with just ₹10,000
Interest is credited monthly to your bank account
Low volatility compared to stock market
3) Insurance
Insurance plans for what’s often ignored. Protect your digital wallet and safeguard against online frauds
Wallet Protection
Income Protection
Loan Protection
Travel Insurance
UPI Fraud Protection
Device Protection
4) Credit Builder
Stashfin's Credit Builder is designed to help individuals with poor credit scores or no credit history improve their creditworthiness. It caters to people who may have been denied loans through the Stashfin app or other financial institutions due to their low credit scores.
Small Loan Amounts: Offers manageable loan amounts tailored to the individual's financial situation
Regular Repayments: Encourages timely repayments to demonstrate financial discipline
Credit Score Improvement: As users make consistent payments, their credit history is reported to credit bureaus, potentially improving their credit score over time
5) Vouchers
Use vouchers to save more and enjoy a lifestyle upgrade while managing your finances smartly
Shop & Save: Get shopping vouchers from top e-commerce and retail platforms
Dine & Delight: Enjoy delicious treats with dining and food delivery vouchers
Entertainment Perks: Access subscriptions and movie deals for endless fun
How does Stashfin Work?
Download the Stashfin App and register with your phone number
Fill in your details and upload verification documents
Once verified, the final loan application status can be checked on the App
Once approved, E-sign the loan agreement; the approved amount will be disbursed to you within 5 minutes, followed by an SMS notification on the registered number
Eligibility Criteria to Apply for Instant Personal Loan, you should be
an Indian Citizen
above the age of 18
Documents Required for Instant Personal Loan-
Address Proof (any one of Aadhaar Card/Voter ID/Passport/Driving License)
Identity Proof (PAN ID)
In some cases, you may be also asked for,
Bank Statement
ITR/ GST Paper
Sample EMI calculation:
Loan Amount: ₹52903
Tenure: 18 months
Rate of Interest: 21% per annum
Transaction Fee: 2.15% (₹1137)
Platform Fee: 2.5% (₹1323)
GST on Transaction & Processing Fee: ₹443
Total Interest: ₹9227
EMI: ₹3452
Amount Disbursed: ₹50000
Total Repayment Amount: ₹62129
About Stashfin's Free Credit Period
Stashfin offers a one-month interest-free credit period, so if the loan is repaid within 30 days, no interest is levied on the borrowed amount
About Stashfin
Stashfin is the digital lending application ("DLA") operated by EQX Analytics Private Limited. It acts as a lending service provider ("LSP") for Akara Capital Advisors, a Non-Banking Financial Company (NBFC) duly registered with the Reserve Bank of India (RBI)
Stashfin also serves as a facilitator for bonds with SEBI-registered Online Bond Platforms (OBPPs), specifically GripInvest and Aspero
Contact Us:
Mail: grievance.officer@stashfin.com
Call: +91-9289108544 | 0124-6981222
Address: 18th Floor, Magnum Global Park, Golf Course Ext Road Sec 58, Gurgaon-122011
What’s New
Version 5.6.15
Level up your finances with our app update! Made for YOU, it’s smart and fun.
Instant Loans! – Get a loan fast, 0% interest for 30 days! Fund your dreams.
Stashfin Bonds! – Grow wealth with 14.25% returns – steady gains.
Bugs? Gone! – Smooth as your card swipes.
Download now and join the money elite!
Stashfin – Your financial superpower!
Ratings and Reviews
Quick Cash Relief
I’ve used the StashFin app twice now—once for car repairs and another time when I was short on rent. Both times, the money came through super quick, within 15–20 minutes of applying. No unnecessary calls, no back and forth, just straightforward processing. It’s a solid option for short-term needs, especially when you don’t want to bother friends or go through the hassle of bank paperwork. The app is smooth and makes everything clear. That said, this isn’t free money—if you delay repayment, the interest adds up fast. So be responsible. As long as you pay your EMIs on time, it’s actually a pretty reliable support system. Happy with the experience so far, and would use it again if I’m in a pinch.
Developer Response ,
Dear Customer,
Thank you for rating us ⭐⭐⭐⭐! We truly appreciate your feedback and are glad you had a positive experience with Stashfin.
Your insights help us improve, and we’d love to know what could make your experience even better. If there’s anything we can do to earn that extra star, feel free to share your thoughts!
Looking forward to serving you again.
- Team Stashfin"
Reliable Financial Partner
Being a small-scale businessperson, I am well aware of the unexpected challenges that can arise. During a time when I urgently needed funds, I turned to StashFin for a loan. I have had generally positive experiences with StashFin. Their user-friendly app provides a convenient and efficient way to access financial support when needed. Once my loan was approved, the funds were quickly disbursed into my bank account, allowing me to address my financial needs without unnecessary delays or complications. StashFin's competitive interest rates and transparent fee structure made managing the loan and repayment much more feasible for a small business like mine.
I would like to extend my heartfelt thanks to StashFin for their invaluable assistance during this challenging time.
Developer Response ,
"Dear Customer,
Thank you for rating us highly and choosing us as your preferred lending App. We strive to provide outstanding service to all our customers and we promise to continue improving your experience on Stashfin.
-Team Stashfin"
best financial platform
I've been using Stashfin for a while now, and it's honestly one of the best financial platforms out there. The app is incredibly user-friendly, and everything—from taking a personal loan to exploring investment options like bonds—is super smooth and transparent. The loan approval was quick, with minimal paperwork, and the interest rates were reasonable compared to other apps I've tried.
What really stands out is their customer support—responsive, helpful, and always willing to guide you. Whether you're managing short-term financial needs or looking to grow your money smartly, Stashfin has got you covered. Highly recommended for anyone looking for a reliable and efficient fintech solution!
Developer Response ,
Dear Customer, We’re thrilled to receive your 5-star rating! 🌟 Thank you for trusting Stashfin as your preferred lending app. Your support motivates us to keep delivering an exceptional experience. We look forward to serving you again and will continue working to make your journey with us even better! - Team Stashfin
App Privacy
The developer, Stashfin, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Usage Data
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Eqx analytics Pvt Ltd
- Size
- 135.2 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 12.0 or later.
- iPod touch
- Requires iOS 12.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 17+
- Copyright
- © Eqx analytics Pvt Ltd
- Price
- Free