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Get a Rupay prepaid card without a bank account in the tmw App and activate instantly, Send money to any Mobile Number &Bank A/c, Pay for Mobile Recharge, Landline Bill, DTH, Electricity, Metro Recharge, Water, Gas, Broadband & Gift Voucher. Scan tmwbiz & pymnts QR code to pay at merchant outlets. Pay at over 1,50,000 HPCL petrol pumps.

Rupay Prepaid Card
∙Get a Rupay powered card instantly in the App for online purchase.
∙Order a personalized physical card to purchase online, at shops & ATM.
∙Protect yourself from all online and other frauds.∙In case of any theft/fraud, block or pause right from the App.
∙Reset your card PIN anytime.
∙Get discounts and cashbacks up to 100% at KFC, McDonald's, FoodPanda, Swiggy, MOD, Easemytrip, Zoomcar, Croma, VLCC, Thyrocare, Nature’s Basket &more on tmw card.

Spend Manager
∙ Track your expenses and manage your money.
∙ Know how much you spend on various categories (shopping, food, travel etc).
∙ Set payment reminders and never miss a bill payment again.

Pay via tmwbiz QR
∙ Scan tmwbiz & pymnts QR code to pay at shops & online.
Recharge and Bill Payments
Pay for bills and recharges of 150+ billers across India. We have integrated with Bharat Bill Payment System (BBPS).
∙Prepaid and Postpaid mobile recharges for Reliance JIO, Vodafone, Airtel, Idea, BSNL, MTNL, Tata DOCOMO and others.
∙DTH recharges for Airtel Digital TV, Dish TV, Reliance TV, Sun Direct, TATA Sky, Videocon DTH and more.∙Broadband payment for Act, Connect and Tikona.
∙DataCard recharge and payment for Airtel, BSNL, Idea, MTNL, MTS, JIO, Tata DOCOMO, Tata Photon, Vodafone and more.
∙Electricity bill payments for Adani, BSES Rajdhani, BEST Mumbai, RVVN, BESC, BSES Yamuna Power, CSEB, Daman & Diu Electricity Department, MSEB, Power Distribution Company of Telangana, Andhra Pradesh & Bihar, Tata Power, Torrent Power, Noida Power Company, APDC, CESC, Gujarat Vij Company, ODISHA Discoms, Uttar Pradesh Power Corp and more.∙Gas bill payment for ADANI GAS, GSPC Gas, Gujarat Gas, Haryana City Gas, Indraprast Gas, Mahanagar Gas, Sabarmati Gas, Tripura Natural Gas Company and more in tmw App.
∙Pay your insurance premiums in App for Bharti Axa, Edelweiss Tokio, ICICI Prudential, PNB Metlife, SBILIFE, TATA AIG.
∙Landline postpaid bill payments for BSNL, MTNL, Reliance, Airtel in tmw App.
∙Pay your water bill in tmw App for Delhi Jal Board, Municipal Corporation of Gurugram, UIT Bhiwadi.
∙ Pay for Pune & Vadodara Municipal Corporation property tax.
∙Recharge your Mumbai Metro card.
Gift Vouchers
∙You can buy Gift Vouchers of 80+ brands and earn discount up to 20% flat.
∙You can buy & send Gift Vouchers for Allen Solly, Amazon, Baskin Robbins, Bata, Big Bazaar, BMS, CCD, Costa Coffee, Croma, Fabindia, Flipkart, KFC, Levis, lifestyle, Make My Trip, Myntra, Nike, Pantaloons, Pizza Hut, Shopper Stop, VLCC, Yatra.com and more.
Meal Vouchers
Using our corporate solution you can avail digital meal vouchers right in your card without having to worry about expiry, loss and damage.
You can now shop online & get cashback from your favourite brands from a single tmw App like Paytm, Myntra, Shoppers Stop, CraftsVilla, Amazon, Flipkart, Jabong, 1mg, FirstCry, Zomato, Dominos, Faasos, Pizza Hut, Mc Donald`s, Bookmyshow, Trivago, Ola, MakeMyTrip, Go Ibibo, Airbnb, Uber, redBus, ClearTrip and more.
Digital Gold
Buy 24K 995 pure digital Gold starting from Rs.1 either in rupees or in grams based on the live gold price, and accumulate gold in the long term. The gold bought by you is stored securely and safely in a vault.YouYou can now invest in a gold Systematic Investment Plan(SIP) can also sell back accumulated digital gold or get it delivered at your address at any time via tmw app or via our partner website/store. It also features gifting of gold to your family, friends or loved ones. You can also invest in a gold Systematic Investment Plan(SIP).

For latest updates visit: https://blog.tmwpay.com/

What’s New

Version 6.0.0

· New navigation system which allows you to navigate through the app easily.
· New dashboard which highlights the most relevant information to help you make a smart decision.
· Re-designed marketplace with access to in-app/partner offers and shopping with exciting cashbacks.
· Now exchange your tmw gold at Caratlane’s website or store.

Ratings and Reviews

2.8 out of 5
233 Ratings

233 Ratings

Karthiram.N ,

One off application with a absolute stupid process to reset password

People.. have anyone remember any of your wallet creation date? If yes, you are one of those very few people who should open account in TMW.

Coz, if you forget your password you will be helpless if you don’t remember the wallet creation date. Very stupid isn’t it? Of course YES.

I am frankly speaking I have seen websites or wallet accounts asking for DOB or some secret questions like your nick name or mother’s name. But this aweful application asked for a patten combination of a list of animal and a list of colours as a recovery option (one off application which asks this stupid pattern. None of my favourite animal or a favourite color is in that
List. Obviously I will set a pattern which will not register in my mind and eventually forget it). If you don’t remember that pattern then you may need to remember wallet creation date which is close to impossible to remember.

Finally, this is one stupid application with a senseless security measure and an idiotic way to reset password.

It’s upto you to open an account or not.

May god bless you if you still want to open account.

Dishant Kamble ,

Doesn’t allow transferring money to account

By far the worst app. It does not allow sending money to my account. Since past 2 months I have been reaching the customer where no one picks up in the first place and then give such useless replies “there is some back end technical issue which will be solved soon.” I don’t understand when this soon will come?

I want to withdraw my money back. If I am not allowed to send my money back to my bank from this idiotic wallet of yours soon, I will raise a complaint against you guys for fraud to the consumer court.

Note: None of redemption options are working either. Mobile bills, electricity bill. Nothing. Shame on you people

Crankyeverfreen ,

Get e-kyc and tap & pay cards

In the world of e-kyc and tap & pay cards you are asking users to fill forms manually and send via courier where in all other wallets and banks have enhanced to e-kyc using aadhar and other modes. Need to enhance those functions to compete with competitors. And app says tap & pay card but when its delivered its a normal chip card. Need to fix that for new and existing users. Rest all is fine with the app but deducting stars because of above flaws in process and not application.

Developer Response ,

Dear Sir
Thanks for getting in touch with us. At the moment we do not accept digital KYC. For now, you will have to provide us with physical documents. .To know more please visit https://bit.ly/2QdGM9o. Please provide your registered number so that we can fetch your details and help you with a new card.
Kind Regards
tmw Fintech Private Limited


The MobileWallet Private Limited
180.1 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.


English, Assamese, Bengali, Gujarati, Hindi, Kannada, Malayalam, Marathi, Oriya, Punjabi, Singhalese, Tamil, Telugu, Urdu

Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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