VIVA MONEY - Credit Line App 17+
Instant Personal Loan App
VIVA MONEY SOLUTION PVT LTD
-
- Free
iPhone Screenshots
Description
India’s Best Credit Line App for Instant Credit Line Loans and Quick Approval Personal Loans with limits of up to ₹2 lac!
Viva Money is now LIVE in Maharashtra, Gujarat & Karnataka!
With Viva Money Credit Line & Instant Personal Loan App, you can get instant approval and unlock an Interest-Free Line of Credit up to ₹2 Lacs in just 15 minutes!
VIVA Money is India's top-ranked interest-free loans & credit line app which offers instant personal loans online with 0% interest for up to 51 days. Get Quick Instant Loan with a credit line from ₹5000 up to ₹2,00,000 at 0% interest in less than 15 minutes.
VIVA Money - Instant Personal Loan App is powered by Fincfriend Private Limited, an NBFC duly registered with the Reserve Bank of India (RBI).
Why VIVA Money?
VIVA Money is India’s one of the Best Personal Loan App with features like
• Credit line loan for up to ₹2,00,000
• 0% interest for up to 51 days.
• Instant loan approval in less than 15 minutes
• Revolving line of credit
• Money transferred directly to your bank account
• Pay interest only on the amount withdrawn
• 100% online process with zero paperwork
• Take instant personal loans
• Flexible EMIs: Convert loans to 5, 10, 20 months
How do we work?
Example:
On January 1, Tanmay successfully applies for VIVA Money’s Instant Personal Loan (credit line). His credit line is approved for ₹1,50,000. However, for the next 1 month, Tanmay doesn't utilize any funds from the approved credit line.
On February 1, Tanmay decides to withdraw ₹50,000 from his credit limit to buy a laptop. As a result, he will only be charged interest on the withdrawn amount of ₹50,000. He still retains access to ₹1,00,000 from his credit line for any future requirements, and he won't incur any interest charges on this amount until he withdraws it. Your borrowing experience will be smoother with this Instant Personal Loan feature.
As we provide a grace period of up to 51 days, if Tanmay repays the amount by 20th March, he does not need to pay any interest or other charges. The processing fee, a one-time charge of 1.5%, is required and is payable only once for a lifetime.
In case Tanmay doesn’t want to repay the amount within the grace period then he can make the payment through EMIs (5,10 or 20 months)
We offer interest rates ranging from 18%-36% APR (Annual Percentage Rate)
As an example:
Loan amount: 50,000
Loan Tenure: 5 months
Rate of Interest: 36% per annum
Processing fee: 1.5%= ₹750 + GST = ₹885
Total Interest: 5971
Total cost of the loan: ₹885 + ₹5,971 = ₹6,856
How can you get an instant credit line loan?
Get a Personal loan in less than 15 minutes by following the below steps:
• Download the VIVA Money Credit Line App
• Log in with your phone number.
• Submit your PAN & Aadhaar details and check your eligibility.
• Complete the KYC verification and you are good to go
• After the approval, your desired amount will be available as a credit line which you can transfer to your bank account anytime.
The process is very easy with the Best Instant Personal Loan App being India’s first Interest-Free Credit Line Loan App
Eligibility criteria to get a quick personal loan:
Eligibility criteria for a quick loan
• Indian citizens only
• Minimum monthly income: 20,000
• The user must be in the age group of 21 to 64.
Details to get an instant loan
• Selfie
• PAN Number
• Aadhaar Number
With the digital way of lending money through the Viva Money - Instant Loan Online App, you can take multiple instant personal loans easily & hassle-free. VIVA Money - Instant Credit Line App aims to provide a quick & easy process of taking credit lines with lower interest rates.
Privacy & Security:
Your privacy is our top priority. We adhere to strict data security measures to protect your personal and financial information. We use advanced encryption technologies to safeguard your data from unauthorized access.
VIVA Money - Personal Loan App requires the below permissions to function properly:
• SMS
• One-time access for - camera, microphone, location & storage
Contact us:
E-mail us: chat@vivamoney.in
What’s New
Version 1.0.11
We’ve improved the app for a smoother credit line application. Less bugs, more instant personal loan approvals! Don't miss out - enable automatic updates now!
Ratings and Reviews
Viva Money Loan: Your Reliable Financial Companion
As someone who juggles multiple financial responsibilities, finding a reliable loan app has been a game-changer, and Viva Money Loan fits the bill perfectly. From its user-friendly interface to its transparent terms, this app has become my go-to financial companion.
One of the standout features of Viva Money Loan is its simplicity. Navigating through the app is a breeze, and the application process is straightforward and efficient. Whether you need a small loan for unexpected expenses or a larger amount for a significant investment, Viva Money Loan has you covered.
Developer Response ,
Hi! we greatly appreciate your valuable feedback! We're thrilled to hear that you're enjoying Viva Money - Credit Line & Loan App! Your satisfaction is our highest priority!
Quick approvals and hassle free
The app definitely lives up to the hype! I had heard a lot about it, and wanted to try it out myself. The things which attracted me the most, are it's credit limit of up to Rs. 2 lacs and zero interest. Everything is so seamless and effortless, right from the user interface to minimum documentation. It's hassle free, efficient, and a time saver! People who are not using this app for thei financial needs are definitely missing out.
Developer Response ,
Hi Pooja, we greatly appreciate your valuable feedback! We're thrilled to hear that you're enjoying Viva Money - Credit Line & Loan App! Your satisfaction is our highest priority!
Seamless and swift credit line app!
Getting a personal loan nowadays is easier, and way faster than ordering pizza. No joke! I totally recommend Viva Money if you need quick money. Their personal loans are designed for quick disbursal, with very little documentation required. I had a hassle-free experience. Definitely using the app for all future purposes.
Developer Response ,
Hello, thanks a lot for your valuable feedback – your satisfaction is our top priority! We're happy to hear that you're enjoying Viva Money – India's first line of credit app providing instant personal loans in just 15 minutes!
App Privacy
The developer, VIVA MONEY SOLUTION PVT LTD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Location
- Contact Info
- Identifiers
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Location
- Contact Info
- User Content
- Identifiers
- Usage Data
- Sensitive Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- User Content
- Usage Data
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- VIVAMONEY SOLUTIONS PRIVATE LIMITED
- Size
- 87.5 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 12.0 or later.
- iPod touch
- Requires iOS 12.0 or later.
- Languages
-
English
- Age Rating
- 17+
- Copyright
- © VIVAMONEY Private Limited Solutions
- Price
- Free