XtracapNeo Last-Mile Financing 17+

Welcome to XtracapNeo – Revolutionizing Business Finance!

XtracapNeo is your go-to app for empowering distributors and resellers in the supply chain with seamless access to liquidity based on their Good & Services Tax Network (GSTN) data. Our innovative platform leverages public APIs to provide receivable management solutions, making it easier for distributors to streamline their business operations.

Key Features:

1. Leverage GSTN Data: Utilize the power of Good & Services Tax Network (GSTN) data to access liquidity effortlessly. XtracapNeo uses advanced technology to connect distributors with financial institutions, enabling them to manage their receivables more efficiently.

2. Referral to RBI Registered NBFCs/Banks: The app allows distributors to refer their buyers to RBI registered NBFCs/Banks for a working capital line. Strengthen your business relationships and help your buyers access the financial support they need.

3. Working Capital Recommendations: Need working capital for your own business? Simply request it through the app, and we'll provide tailored recommendations to RBI registered NBFCs/Banks on your behalf.

4. 360-Degree FHC (Financial Health Check): Invest in the financial health of your small business with our paid FHC service. We conduct a comprehensive analysis of credit bureau reports, bank statements, and GST (Goods and Services Tax) data, offering you a detailed report for informed decision-making.

5. Credit Facility – Unsecured Business Loans: XtracapNeo partners with RBI registered NBFCs/Banks to offer short-term unsecured business loans on a revolving basis. Our Loan Service Provider (LSP) model ensures quick and hassle-free access to working capital.

6. Receivable Management & Finance: Scan QR codes of e-invoices effortlessly and present them to NBFCs/Banks for funding towards approved working capital limits. Enjoy 100% transparency in all transactions, with disbursements made directly to the distributors against presented invoices



Experience the Future of Business Finance with XtracapNeo!


Working Capital Business loan being offered by NBFCs/ Bank

Minimum Credit Line: INR 5,00,000.00

Maximum Credit Line: INR 1,00,00,000

Minimum Repayment Tenure : 30 days

Maximum Repayment Tenure: 120 days

Annual Interest Rate: 10 % to 21% depending upon customer's credit and Financial Health Check (FHC) score.

Financial Health Check Charges – Rs 4.00 - Rs 8.00 per Rs 10000.00 of annual GST sales turnover assessed