Improve Credit Score to 750+ | Best RuPay Credit Card for UPI | Cashback on 80+ top brands | Guaranteed Approval
Experience the best UPI app combined with the power of the ZET FD Credit Card.
ZET App lets you use UPI on credit card, earn rewards, and build a 750+ credit score all in one place.
WHY CHOOSE ZET FD CREDIT CARD?
- 100% APPROVAL GUARANTEED: Your FD secures your card, making it one of the best UPI credit cards with assured approval.
- NO INCOME PROOF: No income documents or prior credit history required.
- FLAT 5% CASHBACK: Earn FLAT 5% cashback on Amazon Pay & Flipkart vouchers and up to 15% on 80+ brands.
- DISCOUNTS: Get up to 20% off on Swiggy, Zomato, BookMyShow, and Instamart.
- RBI-INSURED FD: Your FD is insured up to ₹5 lakh and earns up to 7% interest.
INTRODUCING ZET UPI
- Make everyday UPI payments with the best UPI credit card.
- Earn flat 2% cashback on UPI payment every time you pay using this UPI payment app powered by RuPay.
- ZET UPI makes UPI on ZET FD Credit Card simple, secure, and rewarding.
MAXIMISE YOUR BENEFITS WITH ZET PLUS
With an active ZET Plus subscription at just ₹3/day, unlock premium benefits while using the best RuPay credit card for UPI.
- CASHBACK ON UPI PAYMENTS: Earn flat 2% cashback on UPI payments made via ZET UPI with ZET Credit Card
- ZERO CONVENIENCE FEE: No extra charges on voucher purchases across 80+ brands
OUR BANKING PARTNERS:
- Indian Overseas Bank: Issuer of IOB ZET Credit Card
- DCB Bank: Issuer of DCB ZET Credit Card
- SBM Bank India: Issuer of SBM ZET Credit Card
SIM BINDING
To activate your ZET FD Credit Card, a one-time SIM binding via SMS is required. This step verifies your device and phone number, preventing SIM fraud and unauthorized access.
HOW DO WE USE SMS PERMISSION
- We send only one SMS during the SIM binding process
- This is done with your explicit consent
- We do not read, store, or access your SMS messages
- No marketing or promotional use of this permission
WHY IS SIM BINDING REQUIRED?
This verification step is critical to ensure that the person activating the card is the rightful device owner. It protects against SIM swap attacks and identity fraud, ensuring a secure onboarding experience for our users.
How It Works
1. Start your application via ZET
2. Create a fixed deposit with Indian Overseas Bank, DCB Bank, or SBM Bank through the ZET app (starting at ₹2,000).
3. Complete your video KYC and receive a virtual credit card instantly.
4. Use the card, earn cashback, and build your credit history.
CREDIT BUILDER LOAN:
- Get short-term personal loans from ₹500 to ₹5,000 at affordable rates (APR: 18%-36% p.a., Tenure: 3-6 months).
- Perfect for those looking to add positive credit activity and give their score a further boost.
ELIGIBILITY:
- Indian National
- Age 18+
TRANSPARENT LOAN EXAMPLE:
- Loan Amount: ₹500
- Tenure: 3 months
- Interest Rate: 30% p.a.
- Total Interest: ₹25
- EMI: ₹175 per month
- Total Repayment: ₹525
OUR LENDING PARTNERS:
- Meghdoot Mercantile Private Limited
- Nsmk Investments Pvt. Ltd.
TRUSTED BY THE BEST IN THE INDUSTRY
We’ve raised multiple funding rounds from renowned investors like Sequoia Capital, General Catalyst, WaterBridge Ventures, and Nexus Ventures. Our advisors and supporters include India’s top entrepreneurs like Kunal Shah (CRED), Gaurav Munjal (UNACADEMY), and Harshil Mathur (RAZORPAY). Plus, we’ve been spotlighted in Mint, INC42, YourStory, Business Standard, and The Economic Times.
START BUILDING YOUR CREDIT SCORE TODAY!
Download the ZET App now to join 5 lakh+ users who have improved their credit score!
NEED HELP?
Reach us at care@zetapp.in or call +91-9910992875 for any queries.
It’s super easy to use and gives accurate, detailed insights into my credit score. I can track every update, understand what’s affecting my score, and even get helpful tips to improve it. The interface is clean, quick, and beginner-friendly. Definitely one of the best financial tools I’ve used — highly recommend it to anyone who wants to stay on top of their credit health!
A User-Friendly Credit Monitoring
Service That's Worth Your Time
arishasingh
This credit monitoring service is a game-changer ,super user friendly and packed with valuable features!I love how it provides in-depth analysis of my credit score and offers actionable tips to boost it.The dashboard is sleek, intuitive, and a breeze to navigate, even for financial newbies. If you're serious about managing your credit health, this tool is a must-have!
Informative
suhani sehgal
Zet is one of the most seamless apps I’ve tried. The interface is clean, intuitive, and fast no glitches or unnecessary ads. The features feel practical and well thought out, and regular updates show that the developers really listen to users. Highly recommended for anyone looking for a reliable, modern app experience
Opening is easy but closing takes months of patience
Ashok veda
I took the Zet Card primarily to link it with UPI apps. However, when I decided to close the card, there was no proper channel or clear process provided for closure. I raised a closure request, but even after several months, it has not been resolved. Instead, I keep receiving repeated calls asking for the reason for closure. Despite explaining the same reasons multiple times, the questions continue without any progress. This has been a very frustrating experience. I would strongly advise anyone considering the Zet Card to be cautious.
1. Choose the bank partner for your ZET FD Credit Card: Indian Overseas Bank, DCB Bank, and SBM Bank India are now live on ZET.
2. Introducing ZET UPI: Make easy UPI payments using the best UPI payment app.
3. Introducing ZET Plus: Get flat 2% ZET UPI cashback, zero voucher convenience fee etc.
4. FD for the ZET FD Credit Card now starts at just ₹2,000.
Version 2.58.0
The developer, Vistas Technolabs Private Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Contact Info
Identifiers
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Vistas Technolabs Private Limited
Size
100.7 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
