Open your mobile money account in minutes, with Monese. We’re the banking alternative that offers you fast and free current accounts in 31 countries.
Join over a million people and enjoy a full range of features - all celebrated by a 4.5/5 Trustpilot score. We’re giving you the financial freedom to live, work, travel, study and thrive wherever life takes you. We even provide business accounts.
Simple, fuss-free and easy - so how does it work?
• Open a free GBP current account or a free EUR account, straight from your phone
• Get a free contactless Mastercard debit card you can use globally - online, in-store or at ATMs
• Enjoy fee-free foreign currency card spending and ATM withdrawals
• Quickly send and receive money locally and internationally in 16 currencies
Moving from London to Paris, or from Bucharest to Berlin? Then Monese is the account for you. It’s already available in 31 countries – and if you don’t know your address in a new country yet, don’t worry. Just have your passport or national ID card to hand. Our app and customer support team are also there for you in 14 languages.
Our feature-rich smartphone app also provides you with:
• Real-time notifications - instant updates whenever you use your account
• A detailed spending overview - for full transparency around your transactions
• Savings Pots - to put money aside for something special
• A fast, easy and secure way to pay, with Apple Pay (in selected countries)
• An easy way to manage your Direct Debits and Recurring Payments to automatically pay for things like mobile phone contracts, rent, or gym memberships
• Instant balance - check your account balance by one swipe from your phone’s home screen
Plus, you can also:
• Link your PayPal account – to manage your PayPal balance and transactions from the app, and also to seamlessly add your Monese card to your PayPal wallet
• Connect your British Airways Executive Club account, to track and manage your Avios whenever you need
• Get instant account statements in PDF or XLS
• Enjoy state-of-the art security features such as locking or unlocking your card on the go, as well as strong encryption and biometric login
• Earn money by inviting your friends and family - we'll give you both a reward when they make their first card transaction with Monese!
Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and Recurring Payments - all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free and add money to your account by bank transfer, using another debit card, or with cash at over 40,000 locations in the UK, for free.
You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).
With this latest release, your app should be working more smoothly on iOS 13.
Apart from that, we’ve made 53 other bug fixes and improvements!
Love our app? Then don’t forget to rate us! Your positive feedback really makes our day.
Not worth your time
I’ve run into a problem using Monese with Apple Pay abroad and decided to ask the support for help. They are very slow to respond, rude and at the end they said they will close my account without a reason. I asked why - they just saw the message and ignored me. It seems you can only register and use their services in Europe and even if you think going somewhere else, they will close your account.