Gem - Money tracker 4+

Spending budget & bills

Oz Pinhas

    • Free
    • Offers In-App Purchases

iPhone Screenshots

Description

Loved by users. Gem helps you log expenses fast and stay on any budget, designed to save you time and money.

ORGANIZATION:

- Unlimited & flexible: Record categories, budgets, wallets, accounts, tags
- Categories appearance: Set colors & icons (450 icons from SF Symbols by Apple)
- Multiple currencies: Record expenses in foreign currencies, see exchange rates
- Custom behavior: Set default categories, accounts, input types…
- Track your way: Track just what you care about, choose card styles
- Calculator & calendar for logging yesterday’s purchases
- (English only) AutoTag organizes your tags: Tagging an expense as “Rent” will offer a new tag under “Household”

BUDGETS:

- Avoid overspending anything: Expenses, bills, category, account, trips, events
- Budget period: Daily, weekly, monthly and yearly. Use a custom starting day
- View current spending, average spending, budget status, breakdown by category, comparison to “same day, last month”, category trends
- Optional budget, just track without setting a budget

TRACK ALMOST ANYTHING:

- Set savings goals
- View how much you saved, compare to past savings, review past income
- Check account balance
- Log money transfers between accounts

BILLS & SUBSCRIPTIONS:

- Manage all repeating expenses
- Bill periods: daily, weekly, bi-weekly, monthly, bi-monthly, annual and more
- Bills reports: View paid payments, upcoming ones, trends & breakdown by category

WIDGETS:

- See spending & top categories
- Adjust period by monthly/weekly/daily
- Shortcut for logging expenses, even from Lock Screen
- Upcoming bills & recently paid ones

POWERFUL SEARCH:

- Search entries by text, category, budget - anything!
- See total spending for your search results (all those donuts!)
- See similar spending (search "pizza" --> see “food & drinks”)

IMPORT & AUTOMATIONS:

- Automatically log your expenses when you tap to pay (requires setting a shortcut and iOS 17)
- Rules for setting category based on entry’s merchant (“Venue DZ MX” → Coffee)
- Works with 99% of CSV files, custom date formats
- Import categories, subcategories & notes
- Choose your fields (optional)

MORE:

- Daily iCloud backup
- Daily reminder to record expenses (optional)
- Stay on top of your categories: Merge unused, view usage
- Manage your money: Currency, income, bills, amount formats, default accounts…
- Export to CSV file: All expenses, or just last month, specific accounts or reports
- Customize: Theme accent color, app icon, app bottom menu, category list appearance

Need help? Have a suggestion?
Email me at human@shelftwo.com

Terms & privacy: shelftwo.com/gem/terms

What’s New

Version 3.5

- You’ve asked for it, it’s here: Record expenses in multiple currencies. In Gem, open Settings > Currency, and add your favorite currencies
- See a preview in your main currency when typing amounts in foreign currencies
- When switching your main currency, you can now convert all your expenses
- New options for repeating expenses: Daily, yearly and 3-6 months for those very special subscriptions
- Simplified settings: Organized by screens, hopefully it’s easier now!


Improvements & bug fixes:
- Improved legibility of currency list: Alphabetic order & icons to help you spot your currency
- It’s back: You now can edit card styles in Tracking when editing them from History screen
- Fixes rounding of some summaries not working as expected
- Fixes missing total/main budget in widget, sorry about that
- Fixes crashes when using shortcut, oopsy


Dear pals, your email of support & feedback are the best, please keep them coming.
I try to reply to every one → human@shelftwo.com

App Privacy

The developer, Oz Pinhas, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

  • Family Sharing

    Some in‑app purchases, including subscriptions, may be shareable with your family group when Family Sharing is enabled.

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