Zenmoney: expense tracker 4+

Money. Clarity. Zen‪.‬

Jana Band

Designed for iPhone

    • Free
    • Offers In-App Purchases

iPhone Screenshots


Rely on numbers when making decisions:
1. Clear analysis shows where your money is being spent.
2. Statistics from previous months provide financial insights, such as how much is needed for necessary expenses, and how much you can spend on coffee, books, a trip to the movies or your next adventure.
3. Planning tools help you to understand how much of your money is available for investing or saving towards important goals.

We know that budgeting and expense tracking can be tedious and difficult. We’re here to do the hard work, so you don’t have to.

Creating a complete picture of your personal finances
Zenmoney brings together data from all of your accounts and cards to create a complete picture, then categorizes each of your transactions. You no longer need to spend time manually tracking your expenses — they update automatically, and are secured by strong encryption. Account balances and spending statistics will always be up-to-date.

Getting your expenses organized
With Zenmoney, you can see where your money is going. Spending statistics offer insight on how much you need for regular bills, and how much you can spend on coffee, books, movies and travel. Payment forecasts spotlight unnecessary or costly subscriptions and remind you about important recurring payments. Together, these features can help you to set your financial priorities and avoid expenses that are no longer needed.

Spending according to plan
Our budgeting tools allow you to plan for both scheduled expenses and for categories of monthly expenses. In the Budget section, you can see how much has already been spent in each category, and how much is left to spend. And the Safe-to-Spend widget calculates how much money is left over at the end of each month. This makes it easier to understand how much money can be saved towards important goals, invested, or kept for spontaneous expenses.

What’s more, we have a helpful bot in Telegram! He can:
— warn you if something isn’t going according to plan
— remind you about upcoming payments and subscriptions
— highlight a significant increase in spending in a specific category
— send regular updates regarding your financial status, such as comparing expenses from this month and last month
— show the difference between your income and expenses.

If you have any feedback, come join us at Telegram-chat: https://t.me/zenmoneychat_en

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

What’s New

Version 5.2.0

What's new in the "Plans"
1. We heard you about the "Incoming balance" — from now on, you can take it off "Money for the month." Just tap on the "Incoming balance" and switch it off. That's it — only the Income stays (in the graph, too). You can also find this switch in the Plans settings.
2. The "Unplanned expenses" line is expandable now: you can see all expenses by categories not added to the plan. Tap on one to check what payments got there. You can also add this category to the plan right there. This also works for the "Unplanned income."

Ratings and Reviews

4.6 out of 5
459 Ratings

459 Ratings

nurbek11 ,


Great app. But Kaspi bank now started always asking for SMS and Kaspi bank’s own app now always ask to re-register.

Khan_na ,

Technical issues

Very useful. But last couple months doesn’t work properly, can’t connect with Halyk Bank and incorrect synchronization with Kaspi Bank

Evgenia_Br ,


Love the app, but can’t connect Kaspi bank anymore, though it was working 3 days ago

App Privacy

The developer, Jana Band, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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