Paycheck Calculator (US‪)‬ 4+

An accurate paycheck calculator and salary calculator for US employees. Calculate take-home pay after federal tax, state tax, FICA, Medicare, and deductions (401k/HSA).

**Paycheck Calculator US** is an accurate income calculator and tax calculator to estimate your take-home pay. Calculate net pay (gross to net) with precise federal tax, state tax, FICA, Medicare, and withholding calculations for all 50 US states plus DC. This comprehensive salary calculator and hourly wage calculator handles overtime pay, bonuses, commissions, tips, and deductions like 401k, HSA, and FSA contributions.

**What You Can Calculate**
• Net income by pay period: weekly, biweekly, semimonthly, monthly, quarterly, yearly
• Hourly wage calculator: hours × rate with automatic conversions
• Salary calculator: annual salary broken down by pay frequency
• Overtime pay: time-and-a-half, double-time with multiple entries
• Additional income: bonuses, commissions, tips (taxable and non-taxable)
• Pre-tax deductions: traditional 401(k), HSA, FSA, insurance, commuter benefits
• Post-tax deductions: Roth 401(k), child care, union dues, garnishments
• Federal income tax withholding based on 2025 IRS brackets
• State tax calculator for all 50 states + Washington DC
• FICA calculator: Social Security (with wage base) and Medicare taxes
• Clear breakdown: gross income → deductions → taxes → take-home pay

**Tax Accuracy & Currency**
• 2025 federal and state tax brackets (updated annually)
• Social Security wage base limit: $176,100 for 2025
• Medicare additional tax thresholds for high earners
• High-precision decimal math eliminates rounding errors
• W-4 withholding considerations for accurate estimates
• All calculations performed on-device for speed and privacy

**Multi-Calculation Management**
• Save and name multiple paycheck calculations
• Switch between jobs, scenarios, or "what-if" comparisons instantly
• Duplicate calculations to compare salary options
• Dark and light themes for comfortable viewing
• No account required; calculations stored locally

**Export & Share**
• Export to PDF with detailed breakdown
• Share as text grid or comprehensive report
• Save as image (PNG) or spreadsheet (CSV)
• Perfect for job offer comparisons and financial planning

**Great For**
• Evaluating job offers and comparing salary packages
• Planning pay raises and salary negotiations
• Calculating overtime earnings for shift workers
• Comparing state tax differences before relocating
• Optimizing 401(k) and HSA contributions for maximum take-home pay
• Adjusting W-4 withholding and tax exemptions
• Understanding how bonuses and commissions affect your paycheck
• Freelancers and contractors estimating 1099 income
• Budget planning and personal finance management

**Privacy & Data**
• All calculations run locally on your device
• No account sign-up or personal data collection
• Offline functionality for complete privacy
• Optional analytics respects platform privacy settings (iOS ATT)

**Covers the Entire United States**
• All 50 states: AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
• Plus Washington, DC
• State selection automatically applies local tax withholding rules

**Disclaimer**
Paycheck Calculator US provides estimates for educational and informational purposes only and is not financial or tax advice. Actual tax withholding and take-home pay can vary by employer, benefits, and state rules. Always verify results against official IRS/state guidance and your pay stub.