One of the bugbears of adult life is remembering how much money you and your mates all owe each other.
Susan owes you for the heating bill, but you owe Dave for a takeaway, and since Dave also owes both Sue and Michael… and oh dear, you’ve already lost count.
If you recognised yourself in that torturous situation, then you should take a look at Spend Together. This nifty little app allows you to keep track of where you’ve spent money and who might owe it back to you.
You can enter what was paid when, and who by, and even designate whether it’s a house bill, a meal, transport or so on. It’s perfect for couples splitting expenses, big one-off trips, or complicated house shares.
If you’re living with four people, for example, you can use Spend Together to create a group (that you can all join) and track all the bills. The app will work out the balances and show you the total amount you’re owed. You can also easily check the specific outgoings and incomings.
Best of all, it has an Optimize feature that reduces all the debts down to the simplest, fewest number of payments. It can reduce five different debts down to just three. And you won’t ever have to break out the calculator! Spend Together is a must-see if you regularly find yourself stressed out by all the borrowing and lending of modern life – which is all of us!