Koko: Buy now pay later 17+

Split in 3, interest-free

dInnovation (Private) Limited

Designed for iPhone

    • Free

iPhone Screenshots

Description

Buy Now Pay Later with Koko
With Koko, you can shop at your favourite retailers and split the cost into 3 easy interest-free instalments. You can make instalment payments using your debit or credit card.

Browse the latest stores and get all the shopping inspiration you need with your favourite brands.

HOW DOES KOKO WORK?
Download the mobile app & sign up to start exploring!
Shop fashion, beauty, and home and pick out what takes your fancy. Browse stores & brands, fill your cart, and choose the payment option Koko at checkout.
Pay in 3 easy instalments with Koko online or in-store. Koko is accepted; online and offline
Pay the first instalment straight away - then the remainder every month. Remember, no fees when you pay on time. Always interest-free.
We give you transparency to know your payment limits and manage your orders.

THE ALL-IN-ONE SHOPPING APP
Koko is with you wherever and whenever you need it. Koko has got your back. Keep you up to date with your upcoming instalment and the latest and greatest shopping experience.

KOKO IS HERE TO HELP YOU ANYWHERE, ONLINE OR IN-STORE
Install our app and use Koko anywhere you shop—whether online or in-store. Make your first instalment payment and complete your purchase.

TAKE CONTROL OF YOUR PURCHASES
Easily manage existing orders, reschedule future payments, change your payment methods, and get notifications ahead of your next payment in the app.

FINANCIAL FREEDOM
Koko helps you take control of your financial future, spend responsibly, and achieve financial freedom. Split all your payments into 3 easy interest-free payments to get all the things you need with Koko.

Available on both debit and credit cards. No processing or hidden fees. Always interest-free.

What’s New

Version 1.0.31

User profile update feature

Ratings and Reviews

3.0 out of 5
585 Ratings

585 Ratings

calderanirod ,

Terrible app which is not compatible to users

This is a terrible app where no answers for customers even from its backends🤮 have reached several times to fix an issue which occurred while creating the app, resulted not to show the spending limit which is only ZERO.. such a guilted app where it’s failed to adding more features to enhance customer convenience.

The failure of the app says, not to adding features and compatible it due to its privacy policies where we cannot see in other payment apps which are more compatible than this shameless app😹

Better to goahed with this app for those who are not using mintpay😵

Developer Response ,

Dear Customer, we apologize for the inconvenience you've faced. Your feedback is valuable to us, and we're actively working to enhance customer experience. The upcoming app update will address issues and introduce new features. We appreciate your patience and understanding. If you have specific concerns, please share, and we'll do our best to assist you.

PiaDias ,

Worst customer service ever.

Back in 2021, I made a purchase via Koko app. First payment was made but there seems to be an error from the app as it did not allow me to make the second and third payments. I contacted my bank/ emailed Koko help/ called Koko hotline asking for any alternative to make the payment as an error pops up when I try to make the payment. No solutions were provided. However, from time to time Koko agents (at least 5-6) have called me as if I’m trying to flee the country over 3000LKR demanding I should pay and otherwise they’d seek legal remedies. I’ve explained them all that I tried to make the payment but the app bounces. Ive emailed/ sent proof.

Still all they have done so far is call me from time to time harassing me to make the payment but they have not provided me a solution for the error. I have asked for alternative bank details just so I could make the payment manually, even for that, they refuses. Extremely disappointed at their customer support.

Developer Response ,

Dear Customer, to ensure we can address your concerns effectively and provide you with a more personalized and efficient support experience, we kindly request your Koko registered mobile number and name. Once we receive your contact information, our support team will reach out to you as soon as possible to address your concerns. Furthermore, If you have any questions or concerns, please don't hesitate to reach out to us at support@paykoko.com.

shahiriz ,

useless app

what i want to ask was when i open this account back, koko has given me initial spending limit. now that amount also has been vanished up and i have purchased many times and paid on time but why are you people treating us as thieves when we had good customer maintenance, if you are so much unsure then you shouldn’t have start this app or you should have check customers payment history and treat them accordingly but here you people giving a bad service to a good customers as same as for the bad ones then what’s the use of using this app, no proper organization not helpful at all , when you do this at once (dropping spending limit to 0)without knowing us how embarrassed it would be if are about to purchase something and spending limit showes as ZERO if you can not give good customer care for people who pays on time them why was this app still doing with us

Developer Response ,

Dear Customer, to ensure we can address your concerns effectively and provide you with a more personalized and efficient support experience, we kindly request your Koko registered mobile number and name. Once we receive your contact information, our support team will reach out to you as soon as possible to address your concerns. Furthermore, If you have any questions or concerns, please don't hesitate to reach out to us at support@paykoko.com.

App Privacy

The developer, dInnovation (Private) Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Purchases
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • Contacts
  • User Content
  • Search History
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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