POST Payconiq 4+

POST Luxembourg

    • Free

iPhone Screenshots

Description

PAYCONIQ MOBILE PAYMENT: FAST, CONVENIENT, SECURE & FREE

PAYCONIQ is a free App that enables you to pay in stores or online, to pay your bills and to send, receive & request money to and from any phone number, with transfers via the underlying bank account(s) in Luxembourg.

- Quick & convenient
- Free (except mobile operator charges)
- From 0.01 € up to 10,000 €
- Highly secure & set your own payment limits
- Send & request money to/from any mobile number - with underlying bank transfer
- Works for most Luxembourg bank accounts/customers
- Available in hundreds of stores and with many (utility) bill issuers

*** A BANK PAYMENT APP

The PAYCONIQ App is linked both to your phone number and your bank account(s). It meets banking-grade security standards; all payments are authorised with your Fingerprint or your PIN Code. You can set your security limits according to your preferences (default: 2500 EUR). Payments are made using (SEPA) bank transfer (funds may only be available the next working day).

*** QUICK ACTIVATION

To start using the App right away, all you have to do is to link it to your bank account. Launch the App and you’ll be guided through the process, it’s fairly easy.

*** SEND, RECEIVE & REQUEST MONEY

PAYCONIQ is by far the fastest way to transfer money between two people. Choose the recipient’s phone number from your address book, type in the amount, authorise the payment and a SMS/push message is sent to the recipient. If the recipient has already activated PAYCONIQ, the operation is triggered immediately, and if not, a SMS message is sent out inviting the recipient to subscribe. Once he/she has activated PAYCONIQ, funds will be transferred into the recipient’s bank account.

Request money from any phone number: the most convenient way to get paid back by your friends, family or colleagues. Simply choose their phone number, type in the amount and they’ll get the request. You’ll receive a notification once they have made the requested payment.

*** IN STORE PAYMENT

Truly contactless payments: launch the PAYCONIQ App, ,scan the PAYCONIQ QR code, the amount to pay is automatically displayed on your phone. Validate the payment with your fingerprint/PIN Code and you’re done.

*** BILL PAYMENT WITH QR CODES

The quickest way to pay the bills: launch the App, scan the PAYCONIQ QR Code on the bill, confirm the payment and you’re done, typically in less than 10 seconds. It works with your insurance and energy bills, with your telecom and public sector/municipality invoices provided PAYCONIQ payments are accepted.

Feel free to use it at PAYCONIQ partner restaurants as well: no need to wait for the payment terminal, just scan the QR Code on the bill.

*** PAYMENT IN OTHER APPS & IN ONLINE STORES

Top up your kid’s Restopolis account or use PAYCONIQ on selected web sites: it is the most secure and the most convenient way to pay by clicking on the PAYCONIQ button in the App/web site or in the web store. No card or bank data is transferred and nobody else can use your PAYCONIQ App as all payments are authorised via fingerprint/PIN Code.

What’s New

Version 7.3.4

- Improved user experience
- Bug fixes and performance enhancements

Ratings and Reviews

2.2 out of 5
55 Ratings

55 Ratings

userlux ,

Works but there's an annoying bug

When you forget to enter +352 in your phone number, the app will at first work but then activating "Receive payments & requests" in the Settings will not work until you add the +352 to your phone number. Took me a few minutes to find out what was happening...

Lila9968 ,

Énervant

Depuis la reprise, il faut réinitialiser au moins une fois par semaine. C’est très énervant. En plus il faut penser à réactiver ‘recevoir paiements ‘ et le touchid ne fonctionne plus. 😤😩dommage !

KimGT99 ,

Devenu pire qu‘avant

Depuis que Payconiq a repris l‘appli, la procédure pour réengager est devenu pire qu‘une procédure pour un prêt immobilier...
Je doute que c‘est dû à Payconiq même, puisqu‘avec BILnet et Snet je n‘ai rencontré aucum problème.
Je sais, qu‘un membre du service center va maintent reprendre ci-dessous de contacter le Service desk.... Il en était déjà de même pour l‘appli Eboo qui a légèrement été améliorée depuis son lancement mais qui reste toujours des années lumières derrière BILnet et Snet.
Jusqu‘à ce moment, j‘étais quasiment ‚forcé‘ d‘avoir um compte Post, mais puisque le marché a été ouvert et puisque la BCEE et la BIL présentent un service (via leurs moyens informatiques bien supérieurs) bien meilleur, je ne vois quasiment plus d‘intérêt à garder mon compte Post, ce si n‘était que pour des raisons de commodité ou la carte VISA prepaid qui reste presque le seul atout.
Dommage de voir ce que la Post est devenue (sans parler de quelques peux bancomats et fermetures de guichets).

App Privacy

The developer, POST Luxembourg, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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