Monese is the banking alternative you’ve been waiting for.
We’re the money app that helps you budget smartly, spend wisely and switch between currencies in a flash.
Whether you need a GBP, EUR or RON account (or all 3!), you’ll be able to manage your money straight from your phone and enjoy the flexibility to live, work, travel, study and thrive wherever life takes you. We even have business accounts!
Join over 2 million people and open a Monese mobile money account today.
It’s simple, fuss-free and easy – so how does it work?
• Open a GBP, EUR or RON account, straight from your phone
• Easily switch between currencies and manage your money all in one place
• Get a contactless Mastercard debit card you can use globally – online, in-store or at ATMs
• Spend abroad with no extra fees on card spending and ATM withdrawals
• Quickly send and receive money locally and internationally in multiple currencies
• Create a virtual card and pay online or in-store for an extra layer of security
• Open a joint account to easily spend, share and save with a loved one, roommate or friend
With our feature-rich smartphone app, you’ll also get:
• Real-time notifications: Instant updates whenever you use your account
• A detailed spending overview: Full transparency around your transactions
• Savings pots: Put money aside for something special
• Apple Pay: A fast, easy and secure way to pay with your Apple Pay
• Automatic Direct Debits and recurring payments: the easy way to pay for things like mobile phone contracts, rent, or gym memberships
Plus, you can also:
• Build your credit score: Use Credit Builder to grow your credit history and savings at the same time (UK only)
• Link your PayPal account: Manage your PayPal balance and transactions from Monese, and add your Monese card to your PayPal wallet
• Enjoy state-of-the art security features: 3D Secure, card locking, strong encryption and biometric login
• Get instant account statements in PDF or XLS whenever you need
Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and recurring payments, all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free, within generous allowances, and add money to your account by bank transfer, debit card, or with cash at over 84,000 locations in the UK, Austria, Belgium, Bulgaria, France, Luxembourg, the Netherlands, Poland, Portugal or Spain.
You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).
I have never had any major or even minor issues with app or account (touch wood 😅). Prompt payments, incoming and outgoing.
Developer Response
Hi there - we're very glad to hear that, thanks!
Scammers
all log shhsidbdneeu
I have been using the app for 2 years and everything have been great but a month ago they closed my account without explanation and took my €100. The support team is a bunch of morons who don't give any proper information after asking many verification questions. They promised to send the leftover money back to me. But they never sent it back. It seems they badly need my €100 and they are doing every possible way to not give the money back. It is shame how they treat their loyal customers. Stay away from these scammers.
Developer Response
Hi there - sorry to hear you've experienced issues with your account. We're constantly working on improving our services, so we'll make sure to share your feedback with the rest of the team.Please send us a message to community@monese.com so that we can look into this for you as soon as possible.
Nonexistent support
Azvagif
Had multiple issues with international transfers recently. The support takes on average 30 hours (yes, 30) to respond. After waiting for 3 days with no response to the latest claim with all the documented transaction info, I’ve decided to close my account once the issue is resolved. It’s ok while it works but when it doesn’t - it’s like shouting into the void. Keep your beer money elsewhere
Developer Response
Hi there - sorry to hear you've experienced issues with your account. We're constantly working on improving our services, so we'll make sure to share your feedback with the rest of the team.Please send us a message to community@monese.com so that we can look into this for you as soon as possible.
Account termination
vwector
They have terminated my account with no explanation. It has been already more than a 3 weeks since they have blocked it. They promise the explanation on the next day of the termination, however, this didn’t happen. The support just a bunch of idiots, who don’t know anything about what is happening. It would be wise move of management to share with the support some more information about clients activity. The worst financial service ever.
To get our app in tip-top shape, we’ve been busy making 4 bug fixes and improvements.
Version 11.4.0
The developer, Monese LTD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Location
Contact Info
Contacts
User Content
Search History
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
