iPhone Screenshots


Over 4 million people now bank with Monzo to spend, save and manage their money

Banking made easy

Every 11 seconds, someone opens a free Monzo bank account in the UK. That’s 55,000 people every week joining Monzo to get better visibility and control of their money.

Sign up in minutes, or switch to Monzo without lifting a finger

Open a full UK bank account from your phone, without needing to show us proof of address (we use your date of birth instead).

Or move everything to Monzo using the free Current Account Switch Service. It’s fully guaranteed, takes one week and we can set it up in minutes.

Keep your money safe

Compared to the rest of the industry, we’re more than 4x better at preventing card fraud, and 3x better at stopping account takeovers.

And just like any other bank, your money up to £85,000 is protected by the Financial Services Compensation Scheme (or the FSCS for short).

Getting paid with Monzo is magic

If you’re paid by Bacs (most people are!), then we can advance you your salary a day early, for free. Then effortlessly sort your salary between spending, bills and savings. All your money neatly separated so you can’t overspend, but still under one roof.

Manage your spending

Get instant notifications the second you pay, set budgets for things like groceries and going out, and get warnings if you’re spending too fast (if you want them). Plus, it’s free to spend abroad, and we don’t mark up the exchange rate.

Get on top of your bills

Pick a Pot to pay bills from, so you can’t accidentally spend the rent. We’ll tell you if they’re higher for the upcoming month, and remind you if you’re running low. When they’re due, we pay them for you - easy.

Save for the things that matter

Earn interest from a growing number of savings options. Automatically put money aside when you spend, round up payments to watch the pennies turn into pounds, and choose images to stay focused on your goals.

Everything you’d expect from a bank, and more…

Loans up to £15,000 and overdrafts up to £1,000. Easy, instant bank transfers. Split bills with a tap, and send money with just a link, or over bluetooth to anyone nearby. And we’re here 24/7 with friendly human help, if you need us.

Building with you

We’ve built a new kind of bank, and we’ve built it together. We care about being open and doing what’s right by our customers.

Our community of customers chose our name, suggest our features and help us make big decisions. We’d love you to join them.

Don’t just take our word for it

“Monzo? It might just be the future of banking.” — The Guardian

“A bank for people who hate banks.” — Bloomberg

“Monzo is a bank designed for the world we live in today.” — TechCrunch

What’s New

Version 3.26.0

Some people were a bit confused about when your card can, or can't, be unfrozen. So we made a new 'blocked' card state, which should clear things up. Enjoy!


Monzo Bank Limited
343.6 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

You May Also Like