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Download the pillar 3a app now and save money

Opening in less than 10 minutes.
1. Download our free app
2. Enter your personal details
3. Choose your strategy
4. That's it

Free VIAC basic protection
New: For every CHF 10'000 invested assets, you as a VIAC customer automatically benefit from CHF 2'500 protection in case of disability or death!

Saving made easy
Our pension solution pays off, and is easy to use and understandable for everyone.

Maximum security
Your money is safe at the Terzo Pension Foundation of WIR Bank. WIR Bank is a purely Swiss, cooperative bank.

Maximum flexibility
From an interest-bearing account up to 100% in equities, broadly diversified with index funds. You can adjust your investment strategy at any time – at no extra cost.

Start off with as little as CHF 1
Invest as much as you want and when you want - with no minimum deposit, minimum fee or minimum term.

Unrivaled low costs
With an average cost of 0.39%, VIAC is the cheapest pension solution for pillar 3a! With the Account Plus you can even invest for free!

Vested Benefits
Manage your vested benefits assets cost-effectively with VIAC. Available for PC and Tablet only at www.viac.ch.

What’s New

Version 3.4.1

Now you can transfer existing 3a assets to VIAC even faster – we have simplified our transfer process. We have also made some minor improvements.

We wish you a lot of fun with VIAC!

App Privacy

The developer, WIR Bank Genossenschaft, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Health & Fitness
  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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