Atome MY - Buy now. Pay later 12+

Name: Atome MY - Buy now. Pay later
Rating: 4.9 (73554 reviews)
Author: APayLater Financials Pte Ltd

3 pembayaran mudah, faedah 0%‪.‬

APayLater Financials Pte Ltd

Direka bentuk untuk iPhone

- 4.9 • 73.6K Penilaian

- Percuma

Petikan Skrin iPhone

Penerangan

* Muat turun aplikasi Atome hari ini untuk menikmati baucar RM15 pada pembelian pertama anda. *

Atome ialah salah satu platform pembiayaan pengguna digital terkemuka di Asia Tenggara. Singkatan untuk "Available to Me", Atome menawarkan pembeli penyelesaian pembayaran yang fleksibel di kedai peruncit dalam talian dan luar talian yang popular merentas kategori seperti fesyen, kecantikan, gaya hidup, perjalanan, kecergasan dan perkakas rumah.

Kami memperkasakan generasi baharu pengguna yang celik digital dan mengutamakan mudah alih dengan memberi mereka akses yang lebih bijak kepada aspirasi mereka.

* CARA MEMBAYAR DENGAN ATOME *

1. Pilih Atome sebagai cara pembayaran
Jika anda membeli-belah dalam talian, pilih Atome semasa hendak membayar. Jika anda berada di kedai, gunakan aplikasi Atome anda untuk mengimbas kod QR di juruwang.

2. Pilih daripada pilihan pembayaran yang fleksibel
Atome membolehkan anda membayar secara fleksibel. Pilih daripada 3 pembayaran tanpa faedah, atau pilih untuk lebih masa dengan bayaran pemprosesan yang kecil. Semua yuran dipaparkan dengan jelas dalam aplikasi apabila anda berurus niaga. Anda akan membayar bayaran pertama pada tempat pembelian dan pembayaran seterusnya setiap bulan.

3. Dapatkan ganjaran
Peroleh 1 mata Atome+ untuk setiap RM 1 yang dibelanjakan. Kumpul mata Atome+ untuk mengimbangi transaksi atau tebus daripada pelbagai pilihan ganjaran dalam aplikasi Atome.

4. Jejaki bil anda
Aplikasi Atome melakukan semua kerja untuk anda supaya anda tidak akan terlepas pembayaran lagi. Semak jadual pembayaran anda dengan mudah di bawah "Bil" pada aplikasi. Anda juga akan dimaklumkan pada bila-bila masa pembayaran perlu dibayar dan apabila kitaran pembayaran anda selesai.

* APA YANG ANDA AKAN SUKA TENTANG ATOME *

1. Beli Sekarang, Bayar Kemudian
Bahagikan pembelian anda kepada 3 atau lebih pembayaran. Beberapa perkara dalam hidup tidak perlu menunggu. Dengan Atome, anda boleh mendapatkan permulaan. Bahagikan pembelian anda kepada 3 pembayaran tanpa faedah atau pilih lebih banyak masa dengan sedikit bayaran di rakan kongsi jenama kami.

2. Pembayaran yang senang
Anda hanya memerlukan 72 saat untuk mendaftar akaun Atome dan menyelesaikan transaksi pertama anda. Pembayaran ditolak secara automatik daripada kad kredit atau kad debit pilihan anda — jadi anda tidak perlu risau tentang kehilangan pembayaran.

3. Beli dalam talian dan di kedai
Gunakan Atome untuk membayar kemudian di semua jenama kegemaran anda termasuk Sephora, SHEIN, ZALORA, ZARA, Coach, 6IXTY8IGHT, Dyson, Samsung, Mark & Spencer, YSL Beauty, Brands Outlet, Lancome, Armani Beauty, ALDO, Nike, OSIM, Swee Lee , dan Agoda. Atome diterima dalam pelbagai kategori beli-belah luar talian dan dalam talian termasuk fesyen wanita dan lelaki, kecantikan, rumah, bayi & kanak-kanak, elektronik, sukan, luar rumah, perjalanan dan gaya hidup.

4. Baucar dan diskaun
Muat turun aplikasi kami untuk mendapatkan diskaun istimewa, pulangan tunai, tawaran eksklusif, kedai yang disyorkan dan pemberitahuan promosi lain. Inilah yang anda boleh jangkakan:
- Baucar eksklusif Atome pada pembelian pertama anda
- Tawaran terbaik dan diskaun eksklusif di peruncit rakan kongsi kami untuk pengguna baharu, pengguna sedia ada atau semua pengguna
- Pengesyoran diperibadikan supaya anda boleh mendapatkan item kegemaran anda pada harga yang hebat
- Notis promosi supaya anda tidak terlepas tawaran terbaik

* HUBUNGI KAMI *

Atome berdedikasi untuk menawarkan anda pengalaman membeli-belah terbaik dengan penyelesaian pembayaran fleksibel kami. Sekiranya anda mempunyai sebarang pertanyaan, sila hubungi kami di support@atome.my.
media sosial kami:
Website: https://www.atome.my/
Facebook: https://www.facebook.com/atomemalaysia/
Instagram: https://www.instagram.com/atome.my/
LinkedIn: https://www.linkedin.com/company/atomesg
YouTube: https://www.youtube.com/channel/UCgRFa6jWxTMTja_BOSQcggQ

8 Mei 2024

Versi 2.90.0

- Memperbaiki beberapa kesalahan dan meningkatkan kinerja produk.
- Nikmati! Time to own it!

4.9 daripada 5

73.6K Penilaian

The best shopping app ever!

I was introduced to this app one day by a merchant after their terminal had network issue. I was sceptical at first, but after I downloaded it & saw how cheap things became without any catch, I ended purchasing more stuff (and it still didn’t break my bank) that day & I never look back. Since that fateful day, shopping has turned into something Strategic for me. Everytime I passed through any shops at any mall, I’d be looking over at their counter to see any sign of Atome. No Atome, no deal. THAT’S how much Atome has changed my shopping habit. I just wish they could be placed in many more physical shops at the mall. I’m even thinking to buy Samsung & iPhone & converted it. But sadly some Samsung flagship merchant didn’t know how to use this Atome. They just had to loose their business that day and I went to other store at a different mall. Please educate your merchant too, I was disappointed at one of them.

Thanks for the 5-stars rating and we also would like to thank you for using our online payment platform. Could please contact our customer care at support@atome.my for us to investigate further on this matter? :)

Unable to process payment.

After I paid the late payment of my purchase at switch outlet. Now I’m unable to do purchase at any electronic store. After few email with the atome support team, I was being told to change to other card, wait for 7 days or try to attempt a lower amount. But none of these works. When I try to make purchase at different store (non electronic), the purchase was successful.

I think atome supports via email cannot handle my problem. I missed my Atome apps. Now I have to move to other apps because of these issue. Atome support team, please help me fix this issue.

We understand this can be frustrating. We are working towards making this better. Thanks for taking out time to rate us. It really helps us to keep going and delivering the best :)

Exorbitant charges

I’ve been using this app for quite some time now spending over 3k consistenly paid. However since this weekend I was out of town, I forgot to set my default payment to my preferred card. I was only given 1 notice today saying that my account has been blocked and I need to pay RM50 admin fee to unlock my account (this is a final payment for the order I made). Where’s the other notification? I should be notified through registered email too not only through texts. It says there I need to settle payment within 3 days or else there’s the admin fee but on the 3rd day itself I was charged and my account was locked. The charges levied not in 3 days but 2 days time. Nevermind that but the fee is very expensive compared to other financial institution’s interest. Misleading T&C, exorbitant charges and to think I’ve been a long time customer. Never again. Will pay all and will uninstall, review stars remain 1 (if I could give them 0, I would) as I do not see why they should be given more.

Dear Chace, we are sorry for bringing any inconvenience and unpleasant experience to you. We totally understand your concern. Nevertheless, we updated our admin fee t&c recently. Please check our website for more details; https://www.atome.my/terms-of-service. Hope you received messages reminders and payment status via SMS for your payments as sending via email, it could end up in the Junk/Spam, and hence, why we don't send via email. Upon checking under your ticket, your admin fee has been waived by the repayment team. We are always happy to waive or refund the admin fees. Feel free to email us anytime for further assistance. Thank you and stay safe.

Pembangun, APayLater Financials Pte Ltd, menunjukkan bahawa amalan privasi app mungkin termasuk pengendalian data seperti yang diterangkan di bawah. Untuk maklumat lanjut, lihat dasar privasi pembangun.