etc.BLACK 4+

etc.BLACK Wallet is a mobile e-Wallet app developed for all employees and employers/companies. The etc.BLACK Wallet is linked to the user’s physical etc.BLACK Card with the same features as the physical card.

The future payment lifestyle for all employees and employers/companies, etc.BLACK Card users can access their account via the etc.BLACK Wallet to perform online money transfer, account maintenance, balance check, transaction history and reload. Stay tune for more upcoming features!

Sign-up in just 3 simple steps:
● Download from Apple App Store;
● Create an account; and
● Register your Mastercard Prepaid Card, reload using your account via FPX.

Featured Benefits
● Easy access
● All you need to do is download the app and create your user
● ID and password and you are ready to go.

Fast & Easy Reload
With online reload through FPX feature, reload can literally be done at the click of a few buttons and on-the-go.

Funds Transfer
etc.BLACK makes sending and receiving money really quick and easy be it via QR code or phone number.

On-the-go Account Management
This app allows users to track transaction history as well as to manage security and account settings.


Security Disclaimer: etc.BLACK is a product of Bayo Pay (M) Sdn Bhd, a company regulated by Bank Negara Malaysia (“BNM”) and a licensed entity by Mastercard Asia/Pacific Pte. Ltd. to issue Mastercard payment card in Malaysia. Our partnership with Mastercard guarantees the convenience of worldwide acceptance and top-notch security protection.

Note: etc.BLACK is available for all employees and employers/companies.