Rai‪z‬ 4+

Raiz is a financial service App, helping you to save and invest your money. We enable Malaysians to start early, invest often, and reach their financial goals. Raiz is backed by Permodalan Nasional Berhad (PNB) and Raiz Invest Australia Limited. In Australia, Raiz is listed on the stock exchange and has over 200,000 customers. It has been operating for 5 years.

Raiz helps you save & invest starting with virtual spare change from your everyday purchases and invest this into a diversified portfolio of unit trust funds. Raiz your confidence in saving more and managing your finances with Raiz. You can easily get started in minutes: anytime, anywhere.


· Smart Investing ·
Raiz makes it easy to invest small amounts regularly, the Raiz philosophy, as this is one of the keys to having a healthier balance over the long term.

Raiz makes growing your wealth easy & automated through round-ups, recurring savings plan and lump sum investment options, investing for you in the background of life.

· Bank Level Security ·
Your peace of mind is our highest priority. Raiz protects your information, prevents unauthorised account access, and notifies you of unusual activity.


· Simple Fees ·
Only RM1.50/month for accounts under RM6,000 and just 0.3% per year for accounts RM6,000 or more.
- Withdraw whenever you like with no penalty
- Deposit whenever you like with no additional fees
- No fees for accounts with a RM0 balance

Download Raiz now for FREE! There are no fees until you decide to invest, and you can withdraw your money at any time without penalty.

HOW WE INVEST

· Diversification ·
Instead of trying to pick individual assets, Raiz diversifies your investment across several unit trust funds which consist of both international and domestic companies, corporate bonds, government bonds, money market instruments and other capital market instruments inclusive of liquid assets.

· Automatic Rebalancing ·
Raiz automatically rebalances your portfolio to mitigate risk and optimize returns.


The Raiz philosophy is to invest small amounts regularly, no matter the market conditions. We believe this is one of the keys to having a healthier balance over the long term and managing uncertainty associated with the markets.


This app is operated by Raiz Malaysia Sdn Bhd (201801021108) – licensed by the Securities Commission Malaysia (License eCMSL/A0363/2020).