A huge plus to be able to earn FD returns without being bogged down by time locks or penalties - I can withdraw my money anytime without worry! I like the app design, it's really easy to navigate and I like looking at my 'Money Tree' when I login 😁😁😁I saw a review complaining about having to provide so much private info including govt identification. It's understandable to be wary, but you have to understand that the app ties to a financial institution- Affin Hwang, which is governed by the National Bank, so of course they need such info! It's the same if you want to buy bonds, unit trust, or do any other investment in your bank. Everyone has a choice to use the app or not - don't complain if you don't want to provide your real info and get rejected...don't forget that the app is governed by the PDPA act too, so the law is on the user's side! ☺️ Be a smart saver!

I’m really grateful for having discovered Versa as it’s my makes my investment much more easier. With the auto-debit feature I no longer have to bat an eye to manually insert money into my savings account each month. Not to mention, the many options and details they have for investment make it easier for me to make well informed decision. I would recommend Versa to all those that really don’t have time to manage investment but still want to still a profitable return!

I’ve heard of Versa for quite some time and had been having quite good impressions on it. Recently, I decided to finally open an account and park some of my funds there for regular savings and earn some bonus interests. Surprisingly enough (in the bad way), the account opening process is extremely slow and took so many days to finally have my account opened successfully. After account opened, it took yet another few working days only for my initial RM100 account opening fund to reflect in my account. Total it took about 7-10 working days to get my account opened successfully and RM100 deposited in.Okay, I think I’ve went through all of this and can start using it normally, only to be surprised again that subsequent deposit via FPX (which I suppose to be instant) also requiring 3-5 working days before the fund is reflected in my account. It all took me 10+ days before I finally parked my fund into the Versa Save account, and my new account bonus 5% period already elapsed 10+ days out of 30 days.Second, the saving account, there’s no way you can check the transaction list of your bonus, daily interests and etc. You don’t even know how much you’re earning daily, you need to do subtraction yourself with last day’s balance. Many features in the app are very … weird, lacking, and frequently facing with broken pages.This is really disappointing. Compare to other platforms like WeBull or MooMoo (I know they’re not exactly the same), their deposit and withdrawal timeframe never exceeding 1 working days, most of the time can be even done in the same day or instantly. Tons of improvements needed.

It’s a pretty good app. It’s smooth and easy to observe my funds performance. 0% Sales Charge is really great for micro investors like myself. Bravo! There’s ONE important thing that you, the dev team, need to work on though. You should allow the users the ability create multiple goals in Versa Cash and Versa Cash-i. I have many things that I would like to save with a time horizon of 1 year or less such as saving for car insurance, car maintenance, birthday event and festivals so a single goal for a money market fund is not enough. Learn from your competitor, TnGo Principal Money Market Fund regarding this matter. They allow the users to create multiple goals for their money market fund. If you include this feature, I intend to upgrade this review from 3 stars to 5 stars AND move my fund from your competitor to you