ALAT 4+
Digital Bank, Bills, Airtime
Wema Bank Plc
-
- Free
iPhone Screenshots
Description
Experience easy banking with our app—manage your finances, top up airtime, get instant loans, and get instant debit cards, all in one place.
Welcome to ALAT, Africa’s first fully digital bank and home to millions of Nigerians who trust ALAT for swift, seamless, reliable, convenient and secure banking tailored to their daily needs, designed for their financial success and fortified to ensure financial security.
Here what can do on ALAT:
- Enjoy Travel Bookings, Deals, Discounts & Rewards, affordable Insurance plans, low-interest loans, personal and group savings options, affordable healthcare & more.
- Effortlessly log in using Touch ID, Face ID, or unique password.
- Take control of your finances by scheduling bills and monitoring pending payments, checking balances, tracking your expenses, gaining insight into your spending habits and more!
- Set up Direct Debits and Standing Orders without stress.
- Seamlessly transfer money and make payments locally & internationally.
- Receive money both in Naira and foreign currency from any part of the world.
- Stay informed and up to date on all account activity with instant notifications.
- Set up your PIN or reset PIN whenever needed.
- Request a new card, report lost or stolen cards, freeze cards, and order replacements with ease.
- Quickly locate and review transactions and account statements.
- Keep your contact details updated without stress; and more!
OUR JOURNEY
Since its release in 2017, ALAT has expanded its range of solutions to cater to the evolving needs of every user, empowering you with an encompassing banking experience that extends across diverse aspects of need.
EXPLORE:
1. Deals & Discounts from your favourite top brands; enjoy much more for less!
2. Seamless creation and management of multiple accounts including your ALAT Account, Domiciliary Account, Royal Kiddies Account (for children ages 0-12), ALAT Xplore (Teens 13-17), Current Account & Domiciliary Account(s).
3. Easy low-interest loans tailored to your needs.
Terms & conditions apply.
4. Flexible electricity, cable & other bill payments and never miss a due date!
5. Personal and Group Savings on ALAT Goals. Saving alone or with others has never been easier!
6. Virtual & physical debit, credit, utility & other cards with convenience and security, online or in-store.
7. Local & international flights via “Travels”, and affordable insurance plans via “Insurance”!
8. Customised Customer Support.
Protection
The security of your funds and data are top priority so we use the high-level encryption to protect your personal and financial information.
Here are some extra layers of security we apply:
1. Insuring your money
Every Deposit made on ALAT is insured by the Nigeria Deposit Insurance Corporation (NDIC).
2. Transaction Screening
We use our proprietary systems and international databases to detect and prevent sanction violations, money laundering and fraud in transactions.
3. Security Certifications
WEMABANK is certified by PCIDSS to ensure the security of users' card-related transactions against data theft and fraud. We have also received formal recognition from the National Information Technology Development Agency (NITDA) for our compliance with the Nigeria Data Protection Regulation (NDPR) data protection and privacy laws.
4. Fraud Protection
In addition to our automated systems, ALAT’s Compliance, Transaction Monitoring, Issue Resolution, and Fraud Prevention Teams, work full-time to intercept suspicious transactions, freeze suspected fraudsters’ accounts, carry out further investigations and follow up with reports.
CONTACT US!
We are always excited to hear from you. For feedback, questions, or concerns, reach us via:
1. Helpline: 07000PURPLE (07000787753)
2. Email: purpleconnect@wemabank.com
3. Website: https://wemabank.com/
To stay informed and never miss an update, follow us on Facebook, Twitter & Instagram: @wemabank & @alat_ng; TikTok: @wemabank
What’s New
Version 4.4.3
ALAT v4.4.3 brings exciting updates:
- AI predicts best bank network performance
- Added 2nd-level authorization for high-risk transactions
- Update email, address, phone every 6 months
- Check your creditworthiness with CRC
- AI maps expenses on tracker
- Tier 3 accounts moved to Tier 2 pending address verification
- Loan offers for eligible accounts
- Utility cards for returning users without new wallet
- Bug fixes & improvements
Upgrade now!
Ratings and Reviews
Some fixes need to be done
Hello, after updating the app to the new version, I noticed a couple of things:-
1, Before the update, I had changed my password and pin, but after the update, I tried signing it with the new password and pin, all to no avail till I tried my former password and pin (good thing I still remembered them). I think this is a major flaw. As I had to change the password due to some kind of security breach.
2, I have an active debit card, but after the new update, during the card section, it boldly told me I have no active debit card. I don't know what that means but it needs to be fixed.
3, I noticed the next of kin section is empty but I remember filling mine way earlier, somehow managed to disappear, but when I tried to fill it again, I kept getting an error response with the app removing me out of that section.
4, I do love the new look and interface, it's calm and friendly but these things I pointed out needs to be fixed.
Thank you.
Developer Response ,
Hi, thank you for taking out time to rate us. With every new app version we are introducing new features and improving existing ones. We are sure your feedback will only help us improve further.
I’m honestly disappointed
I’m rating 1 because I won’t be able to post this review without rating but if left for me I wouldn’t even rate this app at allll changed my phone recently and automatically moved all my apps to my new device and I’ve been trying to login to my app for long because I want to start making use of the account properly but you guys have refused to switch my device I’ve been trying to switch my devices for long now and it’s still not working I’ve called you guys to work on it sent emails even after deleting the app several times as instructed even after trying to link my bvn as instructed you guys won’t let me Access the app I even tried to transfer and link my bvn via website and still was able to do it please you guys should do something about this even been trying to upload all the documents you asked me to upload but after uploading and I come back to check if my restriction which you put on my account has been lifted it’ll still be the same I’ve uploaded my bvn nin international passport serval times just so you guys can lift the restriction but you guys will still not lift it I’ve email you guys several times no response I’ve called you’ll tell me you’ll work on it I guess it’s better I leave this here so that you guys can see it please work on your app
Don’t open account!!!
Using this bank has genuinely been one of the worst experiences of my entire life. If the amount that is sent to an account is too much for the tier of savings account shouldn’t the normal thing be to revert the money. No you guys keep it and not allow the owner of the money to use it which is honestly the most stupid thing I ever heard, that could be the owner only money you don’t know you just lock it. You guys are telling me my address verification failed. How? All of the documents that I sent and gave. Is that not supposed the verify my address. Do you guys have time to be driving there. What nonsense. And on top of that you are just taking 50 naira from my money for stupid master card maintenance. I don’t understand. Master card that I am not allowed to use. This is an awful bank. I can’t wait to be able to drop y’all. Open my account because that excuse of address verification failed makes literally zero sense.
App Privacy
The developer, Wema Bank Plc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Wema Bank Plc
- Size
- 345.2 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 10.0 or later.
- iPod touch
- Requires iOS 10.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English, French
- Age Rating
- 4+
- Location
- This app may use your location even when it isn’t open, which can decrease battery life.
- Copyright
- © 2023 ALAT
- Price
- Free