Chedda - Digital Bank 17+

Go digital with your banking


Designed for iPhone

    • 2.8 • 10 Ratings
    • Free

iPhone Screenshots


We have leveraged technology to provide you a smooth and seamless experience while applying for a loan.

Do you need a loan to finance your personal needs? Or maybe it is your business needs? Chedda has got you covered. We provide you with the opportunity you need just by taking a few digital steps: Download Chedda app, onboard and apply for a loan.
It doesn’t get simpler than that.

On Chedda,, we offer you short to medium-term loans to cater for your financial needs both personal and business. We offer a range of loan amounts without collateral. Our payback period can be from 60 days and above depending on your loan eligibility.
However, we only give loans to people above 21 years of age who are also employed with a stable income. We may also require that you submit your bank statement and a valid identification document.
The minimum interest rate we offer, which is determined by our credit scoring algorithm, is 3% per month and a maximum of 10% per month.

If you get a personal loan product of N10,000 to pay back over a 60 days period at an interest rate and fees of 3% per month (36% APR), you will be paying back N600 in interest. Making your total Principal + Interest repayment of N10,600 only.
Chedda does not require collaterals or the other cumbersome processes. However, for greater loan amounts, we may need you to provide additional documentation in order to ascertain your eligibility.

You can reach out to us for the resolution of your complaints or issues on the following channels. You can call us on +234(1)7002274 or send an email to

Ratings and Reviews

2.8 out of 5
10 Ratings

10 Ratings

Debraa087 ,

Withdraw issue 😢

You people should return / reverse my money back
I placed withdrawal of from Chedda to OPay N7,000naira for 19hrs now and they debited while I did not see anything on my OPay wallet
You people should work on this

App Privacy

The developer, Chedda, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Other Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

You Might Also Like