CowryWise is a digital savings and investment app that helps you save and invest money easily. It allows you to automate your regular savings and investments. Your savings earn you competitive returns (up to 15% interest per annum), better than your bank's savings account. Welcome to the smart way to save and invest.

The CowryWise App allows:

Save on your own terms:
-Setup automatic savings and investment on your schedule or invest whenever you have cash.

-Invest in Naira and Dollar mutual funds from top investment firms in Nigeria.

Earn daily competitive returns:
-We give you better returns than your bank's savings account. The longer you keep your money locked, the higher your interest rate.

Bring your goals to life
-Create life goals for the things you care about. Family, Education, Vacation, Home, Retirement, etc. CowryWise helps you to pursue your goals and achieve them easily!

Save securely.
- Your savings and investments are held in custody by Meristem Trustees Limited, registered with the Security and Exchange Commission(SEC). This means your money is not only professionally managed but also secured.

Flexible withdrawals
- CowryWise saving plans are locked for a minimum of 3 months. You can lock them for longer to earn better returns. After 3 months you can withdraw from your savings or lock it up again.

Stay on top of your savings and investments
- CowryWise transparently gives you full details of your savings and investments up to the last Naira and Kobo. This helps you stay on top of your savings and investment goals every day.

24x7 Support
- Within the App, you can chat with the CowryWise support team or send us emails which we will respond to immediately or within 24 hours.

What’s New

Version 6.0.3

- Minor bug fixes
- You can now see a breakdown of the fees associated with Dollar mutual funds
- You can now request your investment letter from the app
- Request a breakdown of all your plan specific transactions

Ratings and Reviews

4.4 out of 5
97 Ratings

97 Ratings

nellymeny ,

Currently loving the ios app

In the next update, could there be an option for transfer of funds directly from one plan to another? Like from an open account to a locked account.

Cherry bomb Tobi ,

Cowrywise helps you save!

Cowrywise is a great app. It’s definitely helped me save a lot more than I used to. The lock plan option and the easy to use features are super cool. 10/10 would recommend.

Ore__a ,

Great App!

I was gonna use another savings platform but the processed seemed confusing. Signed up on Cowrywise and it’s been the best so far! Pretty amazing UI.


CowryWise Inc
142.3 MB

Requires iOS 10.2 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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