Eyowo provides simple, modern and reliable financial services to anyone with a phone number. With Eyowo, you can spend, send, receive, save and borrow money with just your phone number.

From payments to savings to credit, we believe that everyone with a phone number should have access to modern financial services, a fundamental concept known as inclusion. We notice its absence, understand its essence and are ensuring its presence.

Send Money
Send money to anyone on their phone number. You can also send money to any bank account in Nigeria.

Spend Money
Pay for your electricity, internet, and cable TV subscriptions conveniently and securely. Also, spend online with our Dollar cards.

Receive Money
Get paid instantly on any phone number in Nigeria.

Save Money
Need to put some money aside? Save cash on your own terms and watch your money grow.

Borrow Money (At zero interest rate)
Don’t run out of funds. Access money even when you have no money.

Try it now! Download the Eyowo app and join over 3,000,000 people banking on their phone number.

What’s New

Version 2.1.2

A little more polish on the app

Ratings and Reviews

4.6 out of 5
64 Ratings

64 Ratings

Pholly_b ,


Sharp-sharp is the word. Sending money from this app is fasttt. I really love the concept of the dollar card feature. It’s easy to create and I’m able to pay for my Facebook ads conveniently.

salakoay_ola ,

E don enter!

Perhaps an underrated feature asides the User-friendly UX, is the speed of money transfer.

You can transfer money faster on Eyowo than it'll take you to ask "E don enter?"

uchdavy ,

Great work

This is really innovative thinking. This phone number is just the best way to pay anyone, well done! easy and efficient

App Privacy

The developer, Eyowo Integrated Payments Limited, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer’s privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


Eyowo Integrated Payments Limited
133.8 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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