Ladda: Save and invest 4+
Automate saving and investment
Ladda Technology Limited
-
- Free
Screenshots
Description
Ladda is a wealth management product that enables you to meticulously plan and save. You can build your savings portfolios, top it up at any time, withdraw at any time, manage your money with finesse and live a financial independent life.
With the Ladda App, you can:
1. Save for short term and long-term goals.
Start automated/non-automated savings with as low as NGN 1000 into our emergency and regular savings. This could be per day, per week or per month.
2. Save for much longer time.
Start savings or make one-time deposits anytime as low as NGN 1000 into our One-Off savings which allows you to save with a very high interest rate.
3. Prepare for unforeseen emergencies by creating a personalized emergency fund.
4. Lock up your savings to help with financial discipline.
5. With Ladda, you can earn stronger interest rates.
6. Withdraw at anytime from your Ladda Naira Wallet into your Traditional bank account.
[:mav: 9.1.76]
What’s New
Version 9.1.84
Bug fixes and performance optimization
Ratings and Reviews
Easy to use
Excellent app for managing finances! The interface is clean and intuitive, making it easy to track my savings. Highly recommend for anyone looking to take control of their finances
Horrible experience
1. If I choose a fixed income investment, I should be able to withdraw my funds whenever I want (even for a penalty). I do not have to wait till the expiration of the tenor. That is not great service.
2. There should be an option of converting naira to dollars, and investing that, since the value of Naira continues to depreciate.
I don’t think this app has the investment flexibility option for a beginner… It’s not ready yet.
Plus, whenever you get a review, kindly attend to everyone. Stop responding to only the good ones.
Developer Response ,
Dear Veronica,
Thank you for a detailed response. We appreciate you for taking out time to share this. With regards to the investment. We have 2 options - the flexible investment which you can withdraw from at anytime and the locked investment which has a stipulated timeline. The locked investment has been invested in assets for that tenor and that’s why we can’t disrupt it and we have to wait till maturity.
About the conversion from Naira to Dollar option, we took your feedback into account and implemented it. That investment option now exists on the app.
We have more investment options like Treasury Bills, real estate investment etc to make the investment journey better and easier. Pls kindly navigate the app to explore the additional features we spoke about. Thank you once more for investing with Ladda app
Saving Made Seamless!
I always liked how Ladda kept me on my toes about saving. The app feels much more intuitive and polished now, it's truly a pleasure to plan and keep track of my financial goals in the app.
App Privacy
The developer, Ladda Technology Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Financial Info
- Location
- User Content
- Usage Data
- Diagnostics
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Provider
- Ladda Technology Limited
- Size
- 90.8 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 13.0 or later.
- iPad
- Requires iPadOS 13.0 or later.
- iPod touch
- Requires iOS 13.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © Ladda
- Price
- Free