MiniOma-Online Loan 17+

MiniOma app makes it easy and convenient for everyone to get loans anytime with no stress.

MiniOma app makes it easy and convenient for everyone to get loans anytime with no stress. We provide instant credit that allows you to take care of urgent needs.

Loan application requirements
1. Nigerian Citizens
2. 18 years or above
3. Salaried / Self-employed with a regular source of income

Loan product information
1. Loans Amount: NGN 5,000 to NGN 100,000
2. Loan Term: 90 days ~ 240 days
3. The Annual Percentage Rate (APR): 18.25%~32.85%

Example:
If the loan amount is ₦20,000 for 120 days (4 Periods), the APR is 21.9%, and the interest and total amount to pay on the due date are
Interest: ₦ 20,000 * 21.9% / 365 * 120 = ₦ 1,440
Principal repayment = ₦20,000
Total amount of repayment: ₦20,000 + ₦1,440 = ₦21,440
As the repayment period is for 4 periods:
Monthly repayment is ₦21,440 / 4 = ₦5,360

How to apply for a loan
1. Download MiniOma app
2. Register an account with your phone number
3. Fill in basic information
4. Submit the application
5. Wait for approval

Personal Data Security
Your data is safe with us. It is transferred over a secure HTTPS connection to us, and we do not share it with anyone without your consent except the Lenders. All the transactions are secured via a 128-bit SSL encryption.

For more information, you can contact us at:
Operating hours: Monday – Saturday 09:00 - 18:00
Customer Service Email: miniomaservice@gmail.com