23 million+ Nigerians use Paga to manage finances, access bank services, and transfer money — the mobile banking app built for life at home and abroad.
One e-bank, three accounts — Naira, dollar, and PayPal all in one app
Through Paga, one of the most trusted online banks in Nigeria, you can transfer money across any Nigerian bank and from your US account via ACH, wire transfers, or Visa Direct.
The dollar account is always within your reach
Complete cross-border money transfers worldwide with ease. Send money to Nigeria, receive funds from abroad, and convert between USD and NGN on Paga.
- Access your dollar account and manage your finances anytime
- Make a secure money transfer to any Nigerian bank
- Send money and receive payments from abroad directly to your e-wallet
- Connect your dollar account to Chime, Robinhood, SoFi, PayPal, or Venmo effortlessly
Enjoy seamless global money movement built for your international lifestyle. With Paga, borderless mobile banking is made easy.
Spend like a global citizen
- Pay with your physical or virtual debit card anywhere in the world
- Link your card to Google Pay or Apple Pay for contactless payments
- Shop online, pay for subscriptions, and spend globally with your virtual card
- Get instant notifications on every transaction
- Prepaid card for Nigeria. Full debit card for the US
- Lock and unlock your card for security purposes.
- Choose a design for your card that fits you
Get the card that works for international transactions delivered to you.
Bill payment & Airtime/data
- Buy airtime online or data subscription instantly on MTN, Airtel, Glo, Smile, and T2 Mobile (9Mobile)
- Pay your DSTV, GOtv, StarTimes, electricity, internet, solar bills, and more
- Monitor any transaction details in your Transaction history
- Automate your bill payments so you don't miss a moment
An e-wallet to manage your finances — a banking experience built by Nigerians, for Nigerians.
Offline banking
Dial *242# to access USSD banking on your Paga account from any network — MTN, Airtel, Glo, or 9Mobile. Send money, check your balance, buy airtime, pay bills — all without data or wifi.
Because banking shouldn't stop when your internet does.
Receive money globally
- Connect your PayPal account to your Paga account.
- Receive money transfers from friends, family, and clients abroad in over 110 countries.
- Add your virtual debit cards to access PayPal account top-ups.
- Use your PayPal-linked account almost anywhere PayPal is accepted.
Your money is safe
- US accounts are protected up to $250,000 through an FDIC-insured partner
- Nigerian accounts secured by the CBN and NDIC
- Industry-grade fraud monitoring on every single transaction
- Identity verification so only you can access your finances
- Biometric and passcode login for your Naira and dollar account
A secure mobile banking experience you can trust — built on the same standards global financial institutions use every day.
Why choose Paga bank?
Paga is the secure, trusted online bank built for Nigerians who think beyond borders.
Dual-Currency: Manage your USD and NGN finances with one digital banking experience.
Trusted by 23 million+ Nigerians. Licensed by the CBN. FDIC-insured in the US.
We're always here
WhatsApp: 08099227242
Call: 02013444300
Email: service@paga.com
Find us online
Facebook: mypaga
Instagram: @my_paga
Twitter / X: @paga
LinkedIn: PagaTech Limited
Download Paga today and experience mobile money the way it should work — instant money transfer, easy access bank services, and banking without borders. Paga.
Two Worlds, One Wallet, One Online Bank.
Recently, my recent activity is showing at all. If this glitches can be solve quickly Also Someone can not access pass receipt on the app (I mean even if we can’t open the receipt for money we sent earlier at least it should be able to drop down some important info of the transactions we did (not just be showing half of the name and that’s all). Kindly rectify receipt closed down once and for all, I can’t be checking my mail to access receipt every time when I’m on app Already
Beware of scam
lilbykings
My initial experience with Paga was great. Fast transactions, friendly customer feedback; everything seemed perfect. However, after some months I started to notice that my total balance reduced. I did not make any transaction, neither was I charged for anything. It wasn’t so clear to me. However, yesterday (Friday, 6 September 2023), I had about 900 NGN left in my Paga digital card. I tried to withdraw the balance cause in my mind I was already tired of the bank. To my greatest dismay, right in my presence, Paga magically deduced money from my card and I was left with 500 NGN (without any explanation), I.e., they stole my money without any trace. I was so disappointed and I quickly withdrew the remaining funds. It will really be selfish of me not to notify others about this unjustified act from Paga. I strongly advice that if you’ve any money left in this bank, please pull out before you fall victim to this “broad day light robbery”. For new users, please avoid this bank totally. Peace!
Developer Response
Hi, we appreciate you sharing your experience, and we are genuinely concerned about the balance deduction you faced. It is important for us to investigate this matter further. Your feedback is vital for us to enhance the experience for everyone. Please write us service@paga.com or WhatsApp at 08099227242 with the details of your complaint to aid further assistance. Thank you for choosing Paga.
Permanent PayPal Ban via Paga Link"
Oyinadigun
I am writing to express my profound disappointment and sadness regarding the Paga-PayPal integration. I trusted this partnership to withdraw my earnings as a creator, but the technical failures of your verification process have resulted in my permanent ban. On April 27, the face verification within the Paga app repeatedly failed, forcing me to use the PayPal app directly. My NIN verification then failed, and I stopped receiving required security codes, creating multiple failed attempts in your system. When I finally managed to link the accounts on April 30, my PayPal was permanently deactivated within minutes. This integration is advertised as a solution for Nigerians, yet these technical loops have locked me out of my funds. I request that you escalate this case to your joint resolution team with PayPal to review this deactivation.
Developer Response
Hi Oyin, thank you for sharing your experience with the Paga-PayPal verification and integration process. Your feedback on the verification issues and the resulting permanent ban is important to us. Please reach out via our support channels at service@paga.com or on WhatsApp at 08099227242 so we can assist you. We hope your situation can be resolved quickly, and we appreciate your patience as we work to enhance the experience for all users. Paga cares!
The PayPal partnership is not worth it
LogicalJevo
I know it is not your fault, Paga, but at this point the PayPal partnership is trash. I created the account and was able to send some money, but when my friend from the UK sent me money, my account was permanently deactivated with a 180-day funds hold. At this point, there really wasn't a need for this partnership because it is just like having the same issue all over again. I have not found a single person who has successfully sent and received funds. Please talk to PayPal right now. They are trash. I also dropped a review for PayPal on their app. What a trash app.
Developer Response
We are sorry to read about your experience with the PayPal partnership, and we appreciate you sharing your thoughts. We recognize that the issues you are facing with account deactivation and funds hold can be disappointing. Your feedback is valuable. We would love to hear more about your experience, so please reach out to us via our support channels at service@paga.com or on WhatsApp at 08099227242. Thank you for reaching out and voicing your concerns!
We've partnered with PayPal to make global payments easier for Nigerians.
You can now:
- Link your existing PayPal Nigeria account or create a new one directly on Paga
- Receive money from PayPal users worldwide (Fiverr, Upwork etc.)
- Instantly withdraw USD from your PayPal wallet into your Paga NG account
- Enjoy competitive FX rates on withdrawals
- Pay globally anywhere PayPal is accepted
This update helps you send, receive, and use money internationally-right from your Paga app.
Version 5.0.19
The developer, Paga Group LTD (UK), indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Contacts
Usage Data
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Paga Group LTD (UK)
Size
197.8 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.
