PalmPay - Transfers, Bills 17+

Say yes to more

Palmpay Limited

    • Free

iPhone Screenshots

Description

PalmPay: Say yes to more!
- Trusted by millions of Nigerian users for seamless money transfers and payments.
- Enjoy seamless and unlimited Free Transfers to all banks.
- Easy to sign up with your phone number and get mind-blowing Rewards.
- Enjoy a FREE ATM card with zero maintenance fee.
- Get up to 50% discount on everyday Data Bundle Purchases.
- Invest flexibly and earn up to 40% year return with a diverse range of financial products including savings, mutual funds, and insurance!
- 24/7 Customer Support is always available for you.
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PalmPay is an intuitive financial app with account opening, money transfer, and bill payments in one. PalmPay is worthy of your trust based on its safety and reliability. And it is fully licensed and regulated as a Mobile Money Operator by the Central Bank of Nigeria, insured by the NDIC, and trusted by millions of users.
With over 500 cooperation partners, PalmPay supports all scenarios you want to pay. You can get benefits in PalmPay APP, including amazing coupons, free transfer chances, cashback or discount on transaction, etc. Download, and join us now.

1. Transfer
- Unlimited Free Transfers to all banks.
- Instant transfer to over 500 financial institutions.

2.PalmPay ATM Card
- Apply via the app or obtain it instantly at a local card agent.
- Enjoy zero maintenance fee and zero SMS alerts fee.
- Accepted everywhere - usable at any POS, ATM, and online channel.

3.Data Bundle
- Get up to 50% Discount on Data Bundle Purchases every day.
- Exclusive Data Social Plan with MTN, and Airtel 6X Voice bundles.

4.Airtime
- Support 5 telecommunication operators, including MTN, Airtel, GLO, 9Mobile and Smile.
- Get up to N60 Cashback on your first 2 Airtime top-ups each day.
- Use Schedule Top-up to help you recharge automatically to avoid downtime. Keep your phone never running out of airtime.

5.Wealth
- Cashbox: a versatile savings wallet with an impressive annual interest rate of up to 20%.
- SmartEarn: offers an exceptional 22% annualized interest rate alongside 24/7 instant withdrawals, with no redemption fees.

6. Loan (Powered by Blooms MFB Ltd.)

- Repayment periods from 61 days to 6 months

- Loan amount from N2000 to N500000

- APR from 36% to 300% per annum

*For example; N1000 is given for 90 days loan term,

*Interest: N90(9%rate)

*Total amount payable: N1090

*Representative: 36%APR
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We take the security of your funds and data seriously. PalmPay uses the highest level of encryption to protect your personal and transaction information.

1. Insuring Your Money
Your deposits are safe! Every Deposit made on PalmPay is insured by the Nigeria Deposit Insurance Corporation (NDIC).

2. Transaction Screening
We screen all transactions using international databases as our proprietary systems to prevent money laundering and fraud.

3. Security Certifications
PalmPay is PCI DSS certified to secure transactions against data theft and fraud. We are recognized by NITDA and comply with the NDPR for meeting the highest information security standards.

4. Fraud Protection
In addition to automation, PalmPay’s teams work full time to intercept suspicious transactions, freeze suspected account and follow up on reports.
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Contact us
We are always excited to hear from you. For any feedback or concerns, reach us via:
1. Helpline: 018886888
2. Email: support@palmpay.com
3. Website: https://palmpay.com/
4. Address: 20 opebi rode ikeja, Lagos

To know more, find us on Facebook, Twitter, Instagram, and Telegram.
1. Twitter: @palmpay_ng
2. Facebook: @PalmPay Nigeria
3. Instagram: @palmpayapp_ng
4. TikTok: @palmpayapp
5. YouTube: @PalmPay
6. LinkedIn: PalmPay

What’s New

Version 6.4.1

- Experience improvement and bug fixes.

Ratings and Reviews

4.0 out of 5
37.4K Ratings

37.4K Ratings

Ann7183762 ,

Review

Palmpay has been so amazing, helpful, and easy to use. I really love the saving option cause it has indeed helped me a lot.
My only problem that I have been overlooking is when I try to withdraw the interest on my cash box and spend and save account. I can withdraw my money but not the interest. If the interest is not withdrawable then you shouldn't have made it a thing at all. I can see my interest but I can't even use it, it just keeps on multiplying. I would really appreciate it if you work on this.
Plus the customer care service is not 100% I laid this complaint and there was no accurate correction to my problem on the app.
Aside from that, palmpay is very good.

Developer Response ,

Hello Ann. We are so sorry about your experience. Could you please send us a screenshot of the error message received and your account number via our live chat channel or email at support@palmpay.com or call 02018886888 so we can assist you further? Thank you~Opeyemi.

Emperor Of Nigeria ,

The most useless banking app that will make you want to commit suicide

The day your account will have issues with palm pay that’s when you will know that they are the most wicked and useless banking app and they aren’t even friendly with users, my account has been suspended for almost a week now with 482k in it (my whole life money), they are telling me someone sent a fraudulent money to my account which I don’t have idea off I told them to remove the money because I don’t know the person and I don’t have any business with that person. I told them to reverse the money from where it comes from so that I can access my own money they don’t want to they keep me in pains and I’m so depressed because of this I can’t even eat good meal anymore. In this situation I have even gone to their branch in Abuja all I receive was insult and no solution. I called the, I contacted their live chat nothing was done. They keep on asking me same stupid questions what’s my business with the sender. Someone I told them I don’t know the person and I have never received any money from that person they don’t want to hear me palm pay you guys are very wicked maybe when I’m dead that’s when you guys will give me my money.

Developer Response ,

Hello Emperor Of Nigeria. We are so sorry about your experience. Could you please send us your account number via our live chat channel or email at support@palmpay.com or call 02018886888 so we can assist you further? Thank you~Opeyemi.

Fghjkliyuiopwetyuijklnm ,

You don’t know your work!!!

I don’t know why you have social media pages when you don’t reply messages sent to your DM, just delete those pages abeg, the in app customer care would send you copy and paste messages and end the conversation and be telling you to give review as if you were part of the conversation in the first place, if you send email, it would take ages to get a response, I don’t know how you would progress when you’re not customer oriented since it’s your customers that are keeping you in business, it’s been 48 hours of not receiving a refund of a transaction that didn’t go through, I don’t know the lie you want to lie again since it’s already 48 hours that you lied about before. Anyway, I’m never using PalmPay for any transaction especially bill payment again, I’ll leave my money there to be yielding interest but when I need to do a transaction, I’ll transfer to Opay to get it done, maybe when people boycott you, you’ll come to your senses, right now you’re of no use

App Privacy

The developer, Palmpay Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contact Info
  • User Content
  • Search History
  • Usage Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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