SFS Fund: Invest and Earn 4+

Invest in Money Market Funds


Designed for iPad

    • 4.9 • 15 Ratings
    • Free



SFS Fund (“SFS FIF” or “the SFS Fixed Income Fund”) is an open-ended Collective Investment Scheme. Launched in May 2014, the fund invests primarily in high yielding securities issued by Federal Government of Nigeria (AAA rated), sub-nationals and highly rated corporate institutions (with at least an “A” rating by a SEC registered rating agency). SFS Fund is therefore a low-risk financial planning product with an investor base ranging from retail to institutional clients including Pension Fund Administrators in Nigeria as regulated by the National Pension Commission (“PENCOM”). SFS Fund has over 40,000 subscribers and investments can be made in any international currency.

SFS Fund is managed by the multiple award winning SFS Capital Nigeria Limited (SFS Capital) which is registered and regulated by SEC and has over 60,000 clients with an Asset Under Management more than 100 billion Naira.

Investment and Liquidity:
With 5,000 Naira, you can start your investment journey on SFS Fund and start earning interest immediately. Withdrawals also take between 24 to 48 hours

Interest rate
Since inception, SFS Fund has consistently outperformed its peers and its benchmark. For transparency, our interest rates are updated daily and visible on your dashboard each time you open the App (mobile and web).
Our App is easy to navigate. We have also made available several investing channels within the App. Asides from the debit card, USSD or Bank Transfer features, you can now generate a Dedicated Virtual Account that allows you to have a bank account attached to your investment account. With this, you can easily make a bank transfer to the Dedicated Virtual Account and the value immediately reflects on your SFS Fund account. You can also share this Dedicated Virtual Account Number with a third party to accept payments.

Automated investments
You can automate your investment on SFS Fund by creating a standing order. This can be daily, weekly, or monthly. You choose the interval, and we honor your request using technology. We do not make deductions that are not authorized by you and you receive a notification each time a deduction is made.

There are several parties to the fund working together to ensure the safety and effective management of the funds.
- SFS Capital Nigeria Limited (Fund Manager)
- Stanbic IBTC Nominees (Custodian): They are responsible for the safe keeping of all the fund’s assets and investments.
- STL Trustees limited (Trustees): They are responsible for ensuring that all parties comply with the provisions of the Trustees deed and giving feedback to SEC
- Securities and Exchange Commission (Regulator)
- Listings on Financial Markets Dealers Quotations (FMDQ) and Nigerian Exchange (NGX)

Financial advisory
Every investor on sfsfund.com is automatically assigned an investment advisor who is available to attend to all your investment needs. As a company, we have won multiple awards including the Business Day award for Best Performing Fixed Income Fund 3 times in a row and our senior management have over 120 years combined experience in investment management.

In addition, our client support team is available to help you set up your account, provide clarity on every feature within the product and assist you with calculating your expected interest based on how much money you are looking to invest.

There are no hidden fees and no pre-termination charge.

What’s New

Version 1.0.16

Bug Fixes

Ratings and Reviews

4.9 out of 5
15 Ratings

15 Ratings

Whales NG ,

Standing order

The standing order feature is so great, makes investment savings so seamless.

alexonyia ,

Best investment app ever

I have longed waited for SFS App and this was worth the wait. Extremely fluid and seamless to use. Investment and withdraw was magical. I will recommend to everyone

lolosikitevee ,

Good investment

SFS fund has been a tested and trusted investment platform, i am so excited they have an app now to make investment easy.

App Privacy

The developer, SFS CAPITAL NIGERIA LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • User Content

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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