Urgent10k 4+

Urgent10k Fast Loans


Designed for iPhone

    • Free

iPhone Screenshots


Do you need urgent cash? Look no further, Urgent10k has got you covered! We will provide you with the cash you need in an instant.


To qualify for our loans, one must be above 21 years of age and must be employed with a steady income. You may be required to submit your bank statement and a valid ID. You can get as little as N5,000 and up to N100,000 and you can pay back between 60 to 180 days. Our usual repayment period is monthly. Our interest rate, a maximum of 3% per month, is determined by our credit scoring algorithm. This comes to an Annual Percentage Rate (APR) of 36%.

If you get a personal loan product of N10,000 to pay back over a 2-months tenor at an interest rate and fees of 3% per month (36% APR), you will be paying back N600 in interest. Making your total Principal + Interest repayment of N10,600 only.

We usually require no collateral, guarantors, or documents. However, for loans beyond certain amounts, we may require additional documentation. Nevertheless, all you need is to download our app and apply right from your mobile phone.


You could reach out to us on our various social media platforms or email us at support@urgent10k.ng to share your feedback, thoughts and requests! Or better still call us on +234 913 711 0506 we’d love to hear from you so we can know how to make our services better for you.

The urgent10k app is powered by UGT Technologies Limited.


When processing your loan request for eligibility, we look at several signals, such as your credit score, past loan performance, etc. We require that loan applications be filled with the correct information as any falsification could delay your loan request, or you may be blacklisted. In addition, for cases of fraud, you may be reported to the authorities.

What’s New

Version 1.2

- Bug fixes
- Instant loans

Ratings and Reviews

2.4 out of 5
184 Ratings

184 Ratings

iamepaphras ,

Fake Claim

Please why would you call my guarantor that I’m owing and I should pay up when you actually didn’t grant the loan for over a week and I cancelled it ... please look into your database and stop giving one a bad reputation ... loans are needed as a matter of urgency and not to be verified for weeks

Developer Response ,

Kindly chat with us on support from your app or call us on 08098903000 to resolve the issue, thank you.

taiwotayo ,

Scam/ Fraudulent APP

They are a very terrible company. I repaid my loan via transfer. They now automatically debited my account again. I have tried reaching out to them via calls, WhatsApp, email, all to no avail. I googled them and they stated they operate from landmark towers floor 6. I went there 3 times only for the receptionist to tell me that they have left there and their numbers are switched off. They are not replying to emails and their WhatsApp account has been disabled. Please don’t fall for their trick. I have evidence on all this accounts.

Developer Response ,

Kindly chat with us on support from your app or call us on 08098903000 to resolve the issue, thank you.

Oghenetejiro26$ ,

Fraudulent App

Created an account with them, went through all the verification procedures. Put in my bank and card details when I asked for a loan, it says processing and for over 24hours. I canceled, asked them to deactivate my account they refused. Reached out to support they never got back. Now I’ve started to get strange debits alerts from Paystack. I hear payment providers. All said and done my gut and experience with them so far points to a fraudulent app set up to deceive unsuspecting people in need of loans and get their banking information

Developer Response ,

Kindly chat with us on support from your app or call us on 08098903000 to resolve the issue, thank you.

App Privacy

The developer, UGT TECHNOLOGIES LTD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics
  • Other Data

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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