YNAB—Budget, Personal Finance, Expense Tracker

Gain total control of your money with YNAB. Break the paycheck to paycheck cycle, get out of debt, and build wealth. On average, new users save $600 in the first two months and more than $6,000 in the first year. Try it free for 30 days.

Key Features:
Bank Syncing—Easily connect all your accounts in one place for a big-picture view.
Real-Time Updates—View changes to your budget in real time across devices, making it simple to share finances with a partner.
Debt Paydown Tool—Create an easy-to-visualize plan to help you get out of debt for good.
Spending and Savings Targets—Track the progress on your financial priorities and reach your goals more quickly.
Detailed Reporting—Visualize your spending trends with easily customizable reports.
Data Privacy—Trust that your financial information will never be sold or shared. Your data belongs to you.
Personalized Support—Ask our award-winning support team your budgeting questions anytime via email or live chat.

Customer Testimonials:

“YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn

“I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber

“3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming

“I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives

“I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny

You’ve Never Budgeted Like This Before
Tired of trying and failing to manage your expenses? Suffering from budget burnout? We get it. But YNAB is different—because it actually works. Our powerful combination of a proven method plus our easy-to-use app will change the way you think—and do—money for the better. You’ll finally stop stressing about finances, pay off debt, build wealth, and start living life on your terms.

A Proven Method—YNAB’s Four Rules
Rule One: Give Every Dollar A Job | You’re the boss. The drill Sergeant. The maestro. When you earn money, you prioritize how you’ll use it, and then simply follow your plan.

Rule Two: Embrace Your True Expenses | Make your money boring. Did the car break down? No big deal. Are the holidays coming? You’ve got a Santa-sized pile of money stashed away. No credit card required. Imagine never (ever) dreading the arrival of a big bill.
Rule Three: Roll With The Punches | When you overspend in a budget category, just adjust. No guilt necessary. Plans change? Change your budget. Remember, you’re the boss!
Rule Four: Age Your Money | As you repeat the first three rules, you’ll start to feel the money stress fade away. You’ll have money for next month’s bills and will finally break the paycheck to paycheck cycle for good.
Free for 30 Days, Then Monthly or Annual Subscriptions Available

Subscription Details
- YNAB is a one-year auto-renewable subscription, billed monthly or annually.
- Payment will be charged to iTunes Account at confirmation of purchase.
- Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
- Account will be charged for renewal within 24-hours prior to the end of the current period.
- Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase.
- Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

Terms of Use:

Privacy Policy:


Versie 3.0

What’s New in v3.0
As the version number indicates, this is a big one!

The 3.0 update includes powerful new features and some key terminology updates, including:
• To Be Budgeted is now Ready to Assign; your dollars are now assigned in your budget.
• Category “goals” are now called targets.
• Auto-Assign is a new way to fund your targets and scheduled transactions with only a few quick taps.
• You can now harness the power of Progress Bars on mobile! They’re off by default, and can be turned on and off as needed.
• Editing all of your budget categories and targets is quicker and easier thanks to a new dedicated mode.
• Less relevant to our seasoned beta testers, but the first time user experience has officially been transformed (goodbye infamous YNAB learning curve!)

5,000 pull requests later, we’re pretty excited about this one and we think you will be too!

Beoordelingen en recensies

4,7 van 5
225 beoordelingen

225 beoordelingen

Nederlandse Ynab fan ,

Eindelijk controle over mijn financiën

Deze app brengt controle over je financiën tot een nieuw niveau. Dankzij Reddit, Facebook User group en de vele support video’s op YouTube leer je op een andere manier naar je financiën kijken. Zelf gebruik ik voornamelijk de app op iOS (iPhone en iPad). Ik heb veel meer rust gekregen nadat ik met pensioen ging en nu met minder geld moet toekomen.

Kendoji ,

Life-changing app and method

I’ve been using YNAB over a year now and it has honestly been life-changing. For the first time in my life I truly have a handle on my finances and most importantly, the ways I think about money and how I behave when deciding to spend it have been transformed. Can’t recommend the app and method highly enough.

Roamar ,


Have been using YNAB for a month now. The app is great for entering transactions while doing shopping or spending in different stores.
Press and holding the icon on yr screen enables you to enter a transaction very quickly; this pleasure being heightened by the location tracking!
A great app for checking yr finances on the go. Well done to YNAB and it’s awesome support team. Definitely worth 5 stars and more!!


De ontwikkelaar, You Need A Budget LLC, heeft aangegeven dat volgens de toepassing van het privacybeleid van de app gegevens kunnen worden beheerd zoals hieronder staat beschreven. Ga voor meer informatie naar het privacybeleid van de ontwikkelaar.

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