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AnyTimeLoan.in is India’s leading on-demand P2P lending platform, from Luharia Technologies Pvt Ltd (NBFC P2P registered with Reserve Bank of India), that has deployed cutting edge technologies powered by AI, ML, Data science, Cognitive Science & Neural Science; backed with a team that has exemplary track record of settling Industry standards across Financial services space for decades.

The only motto for ATL’ites is to create sustainable, responsive and impactful wealth for its investors / lenders and build a socially inclusive India.

Why Bank on us?
SMART(Proven blend of Science, Machine learning, Art, Robotics &Technology)

One Size never fits all: Choose Lending option from that suits your present and assists in fulfilling your future financial goals.

Ideal for those who have a mid to long-term horizon and the goal is wealth creation. Best suited for persons who seek to put their moneys at work, 24x7 (Auto Invest mode). Returns / interest is auto re-invested as and when resp. borrower repays until total lending exposure reaches prescribed upper limit by RBI.

Minimum investment / lending amount: INR 7 lacs & above

Withdraw any idle funds from escrow at a click.

Systematic Growth Plan (SGP)

Ideal for those who can invest lump sum (INR. 1 lac to INR. 7 lacs ) funds and earn regular passive income OR create wealth over time.

Repayment Options:
Choose one that goes well with your goal / needs today. You have the flexibility to switch repayment options; as time never remains what its today.

Re-invest / Growth: Put your returns at work 24x7 along with your investment automatically, so that you earn more. Ideal for those who plan to create wealth for a destined goal / dream and are not looking for regular income. Recommended age: 21 to 50 years.

Payout: Earn your returns regularly as and when your borrower repays. Ideal for those who plan to have regular income to meet their present needs. Recommended age: 51 and above.

Systematic Lending Plan (SLP)
Ideal for those who wish to start small (as low as Rs.100/- a day at regular intervals) and build wealth over a period of time. Select our auto debit option (eNACH / NACH) and relax as we take care to realize your goals. Returns / interest is auto re-invested as and when resp. borrower repays until total lending exposure reaches prescribed upper limit by RBI.

Withdraw any idle funds from escrow at a click.

Minimum commitment: INR 3000/- per month (multiples of INR 1000/- thereon)
SLP frequency: Monthly / Quarterly
SLP Tenure: Min. 1 year

Don’t let your future SLiP out of your hands, start SLP, today…


Say HiFi to these FIVE

Good Returns: Upto 30% pa
Safety: Your money is insured*, on avg. exposure per eligible borrower will be INR 10k and unless you earn, we don’t earn. Entire cycle is managed by us (Sourcing, evaluating borrowers to disbursement of loan via escrow account to collection of dues from borrower to settlement of proceeds to resp. lender escrow accounts)
Flexibility: Chose investment amount, repayment plan, etc., as per your present & future needs.
Convenience: Invest from anywhere, anytime to fellow credible Indian’s at your ease, without disturbing your professional, personal time.
Transparency: 100% transparent, track your portfolio & escrow passbook at a click, complete peace of mind – for present & for your future too.
*T&C apply

What’s New

Version 1.5

1. Changed URL
2. Bug Fixes


Luharia Technologies Private Limited
57.8 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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