iPhone Screenshots


Humm lets you buy now and pay laterrrr – in easy instalments and live interest-free foreveeer!.

How to get humming
When shopping online choose humm as your preferred payment method and complete the easy approval process to get humming. When visiting any humm retailer, say ‘I’ll humm it’ to the salesperson and show the humm barcode and you’re done.

Manage your repayments through the app
Have your repayment progress and available balance at your hip!

Pay in easy instalments
humm little things lets you pay for purchases up to $1,000 and you choose to repay in 5 fortnightly, or 10 weekly payments. Repayments are then deducted automatically from your chosen account.

Up to $10,000 interest-free.
humm big things lets you Buy Now Pay Later for items up to $10,000, interest free! It’ll change the way you shop for everything from fridges to 8K TVs.

Finding places to shop
Search the app directory for all the awesome places to start shopping.

What do I need to do to get humming?

To be approved for humm you need to:
• Be a permanent resident of New Zealand
• Be 18 years or older
• Have a valid email address and mobile number
• Have a New Zealand debit or credit card
• Have a New Zealand driver licence or passport
• Have a permanent job (at least 25 hours a week) or receive NZ superannuation or Veterans pension

A few important facts:
• Lending criteria, fees, ts & cs apply. An establishment fee of $20 and a $2.50 account fee applies to humm big things only.
The humm App is free to use but an internet connection is required, and normal data charges apply
• Downloading and using this App is subject to humm Terms of Use

What’s New

Version 2.0.2

Significant feature enhancements and bug fixes to keep you humming!

Ratings and Reviews

4.8 out of 5
3.2K Ratings

3.2K Ratings

ANOTHER Nickname taken -Kylie ,

Fantastic Option When On A Budget

Absolutely love having the option of 10 weekly payments. Something that makes Humm different from the rest in a good way. It certainly helps families and single parents on a budget, especially around Christmas. Thank You Humm. Merry Christmas

Kaz242 ,

I like using Humm most of the time

I like using Humm most of the time but find it a little annoying when you know a payment has gone out and you can’t make a purchase until that payment has cleared and also when you have a limit you can spend up to but have heaps left on that limit but because you have more than 5 purchases going at once you can’t purchase anything unlike other sites. Other than that it’s pretty good.

Frahimfaizy ,


Wonderful customer service , easy to pay weekly , 100% better than credit card .. no interest at all

App Privacy

The developer, Flexi Cards Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

More By This Developer

You May Also Like