Westpac One NZ Mobile Banking 4+

Westpac NZ Mobile banking

Westpac New Zealand Limited

    • Free



Westpac One is innovative online banking that’s easy to use and continuously improving.

With this app you can do so much more of your banking, no matter where you are. The Westpac One app allows you to securely access your Westpac accounts with Face ID, Touch ID or a five digit PIN, with a full range of banking features like the ability to:

- apply for loans and credit cards
- temporarily block your credit card if you lose it
- make payments to accounts in New Zealand or overseas
- open a new account
- open and view term deposits
- and much more.

There’s also a smart Timeline feature – where you can view, search and filter all your transactions from all your accounts in the one place.

Plus you can check the balance of selected accounts and transfer between those accounts without having to log in

All backed up by Westpac’s world-class online security, Online Guardian.

Get started now
If you’re already a Westpac One online banking customer, simply download the app and start banking straight away.

If you are a Westpac customer, but not registered for online banking, call us on 0800 400 600 (Weekdays 7 am – 8 pm and Saturday & Sunday 8 am – 5 pm) or visit your local branch to register.

Terms and Conditions
Use of the Westpac One smartphone app is subject to the Westpac One Online Banking Apps Terms and Conditions (www.westpac.co.nz/branch-mobile-online/westpac-one-hub/westpac-one-app-terms-and-conditions)

Other things you should know
- This app is only available to Westpac New Zealand Limited (“Westpac”) customers who are registered users of the Westpac One online banking service and who have downloaded this app.

- All information submitted by you during the set-up and use of the Westpac One smartphone app will be retained by Westpac and used in accordance with the privacy provisions in Westpac New Zealand's General Terms and Conditions.

© 2019 Westpac New Zealand Limited

What’s New

Version 27.2

Bug fixes and improvements.

Ratings and Reviews

4.7 out of 5
13.1K Ratings

13.1K Ratings

doll baby blush ,

Could use improving but what they do have is good.

What they have on the app works good. I love the quick transfer and use it several times a day but,.. Wish they’d give colour options though as I’m not fond of the colour or styling. (ANZ app is much nicer, very sleek looking). Pls allow us to colour & customise, on the inside and outside of the app. There is also an issue with the pic at the top, it zooms right in so you can’t put a nice pic up (a pic of a cat will just show it’s eye for eg) the sample pics they have there are also very gloomy. anz has way more banking options on their app but still really well laid out & easy to use. pls take some pointers. For new users make sure you log out of the app every time or you’ll get “issues”. And also the constant pop up at the bottom of the screen about the helicopter is very annoying!!! I am sorry I can’t afford to donate, pls remove it from my app it’s just aggravating and I’m constantly clicking on the x to get rid of it.

Developer Response ,

We released 17.3.2 on Thursday which contains a number of stability and preference improvements. This is part of ongoing work to improve your mobile banking experience with Westpac.

Please let us know if this works for you. ^SM

qwacked ,

Totally inaccurate with its own & current timeline

I have been using this app for quite some time , update after update and so on , And although it is handy as a general rule of thumb given credit where credits due have come to find that this app cannot be entirely trusted to be accurate or even up to date with what it is there maybe currently displayed which I can see may have some if not a lot of users fooled into believing such funds are actually available to them , Being that without a means of personal budgeting or knowledge may find themselves somewhat unpleasantly surprised after yet another couple of business days have past what there actual balance really is I’m just fortunate enough to know where my own personal parameters are without any third party advisory preferences explaining to me otherwise , in a nutshell do not rely on this app especially over the weekends or if you have an A/P due around that same time as well The amount of time it usually takes to be processed can be rather quite a ridiculous concern and most if not always likely too late If at all possible try to set up all such payments as payee’s not A/P’s so you are in control and not the bank as I feel this is a ploy to make those unaware panic and influence such an immediate remedy with credit card consolidation to action a higher interest rate in favour of the banks own interests in return

DeeM838 ,

App is pretty good. Unintuitive to enable quick login

There’s another comment in a previous reply from the developer which was a game-changer for me. I had no idea why I was having to manually enter my login details so often suddenly; turns out there’s a setting to enable biometric (Face ID etc) login... but that’s seemingly (and inexplicably) only accessible while logged out. Luckily, I’m basically always logged out, I guess. The login/log out process is the biggest headache with this app. Even once I found out how to enable Face ID to auto login, returning to the app after a few minutes logs you out and you have no way of triggering Face ID to re login; you need to key in that big old password to get in again. Ironically, if you choose to retrieve the password stored by Apple in your keychain... Apple then prompt you for your Face ID. The solution in this case is to hard close the app and re-open it, which then automatically checks your face and instantly logs you in. This is all a big distraction from the fact the app itself is slick, really well designed, and clearly has had a lot of thought put into it. I guess there’s some banking regulations at play here that are not customer friendly for login, and that ends up spoiling the experience overall. If it weren’t for login hassles I’d mark this a 4 or 5 star.

Developer Response ,

We think we’ve addressed the issues you’ve raised; a more consistent menu experience, and a button to trigger biometric log in.

Feedback like yours really helps us improve your experience with Westpac. If you have any further feedback please send it through. 🙂 ^SM

App Privacy

The developer, Westpac New Zealand Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

More By This Developer

You Might Also Like