Wise 4+

Money without borders

Wise Payments Ltd

    • Free

Screenshots

Description

Money for here, there, and everywhere

170+ countries. 50 currencies. One card. This is the account built to save you money round the world.

Use money. Make money. Get Wise. Convert, send, receive and spend just like that. And we’re up to 8x cheaper on average than leading UK banks.

Join 15+ million people and businesses worldwide.

— Worldwide money transfers, universal savings —
• Send money to 70+ countries, fast
• Get the real exchange rate, like on Google, for every money transfer, for a tiny fee
• Over 50% of transfers are instant
• Secure your transfers with two-factor authentication

— The debit card that’s always got the right currency —
• Spend or withdraw money in more than 200 countries
• If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price
• Freeze and unfreeze your card, and update your virtual card whenever you like

— Get paid like a local —
• Get your own UK account number and sort code, European IBAN, US routing and account numbers, and more. As if you had local bank accounts around the world.
• Use these account details to get paid in multiple currencies for free, and for direct debits
• Keep up-to-date with instant push notifications for every transaction

— Hold 50 currencies and convert between them instantly —
• No monthly fee and no maintenance fee to keep money in your account, in most cases
• Convert between currencies instantly, at the real exchange rate, for a super-low fee

— Put your money to work with Assets —
• Try Interest or Stocks in a few taps. Only available in the UK and Singapore, for now
• Capital at risk. Wise Assets is a trading name of TINV Ltd, a business subsidiary created to carry out investment activities and regulated by the FCA

— A better business account for going global —
• Pay invoices and bills faster, at a better exchange rate
• Use account details to get paid by clients and customers around the world
• Connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by the FCA in the UK, and by other authorities around the world.

Send from: GBP (British pound), EUR (Euro), USD (US dollar), AUD (Australian dollar), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CZK (Czech koruna), DKK (Danish krone), HKD (Hong Kong dollar), HUF (Hungarian forint), JPY (Japanese yen), MYR (Malaysian ringgit), NOK (Norwegian krone), NZD (New Zealand dollar), PLN (Polish zloty), RON (New Romanian leu), SEK (Swedish krona), SGD (Singapore dollar)

Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)

What’s New

Version 8.53.1

We fixed bugs and made minor improvements.
Happy sending, spending, and saving!

Ratings and Reviews

4.8 out of 5
8K Ratings

8K Ratings

Editors' Notes

Sending money to friends and family in other countries can be a pricey proposition, unless you can find a way to avoid the unfavourable currency exchange rates set by banks. TransferWise uses the standard exchange rate—not your bank’s—when you wire money abroad. It’s remarkably streamlined and easy to use, especially for frequent transfers, and it’ll save you plenty of dollars, pounds, euros, zloty…whatever money means to you.

PsymonS ,

BEWARE!

Yes I’ve saved a lot of money on transfers and overseas spending.
However I’ve been a victim of fraud and WISE appears to not have adequate systems in place to ensure security.
Subsequently I have lost far more in one moment than all those savings combined.
Be aware that unlike Banks, Wise does NOT have 24/7 fraud or customer support available.
The scammers know this and cleverly work outside of Wise’s office hours.

Also be aware that Wise’s 2 step security verification process will not secure your money.
You are supposed to receive an in App notification asking “is this you” if an external attempt is made to log in to your account, this did not happen.

And finally “contact us” and any local contact numbers are oddly NOT available in the App.

Within the App you hit help or contact and this opens a browser that you need to login to your wise account on
The problem here is that if your account is compromised you cannot access it and therefore cannot access the help or contact pages.

This seems like a ridiculous system, WISE, sort this out!
Users need immediate and clear contact information when it is needed most right there in the App.

We’re awaiting the outcome of the investigation and hopefully will eventually see our $4000 returned.

therealdealcobain ,

This app is great!

Simply because it acts exactly as a bank account does. You can use it to make one off payments, you can buy online, you can do payWave, Apple Pay and atm transactions, contactless payments,Apple wallet, internet banking, polipay.. you can use a visa or Mastercard debit or credit card to add money to your account, you can use it for online gambling and you can use it to receive winnings, you just cannot use it to receive govt payments. Not in my country anyway. It’s viewed as a non-bank-payment provider aka electronic money account. It is literally a virtual wallet that goes everywhere you go without actually being there. It’s great! But unfortunately, not a bank.

App Privacy

The developer, Wise Payments Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location
  • Identifiers
  • Other Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Search History
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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