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PhonePe is a safe, easy and reliable way to make payments using your mobile phone. Using the PhonePe app, you can make instant money transfers with UPI, recharge your mobile and DTH connection, pay your utility bills, buy gold, pay at your favourite offline and online outlets, invest in tax saving funds and access your favorite food, travel, grocery and shopping apps without downloading them.

Here’s how you can use PhonePe for all your payments needs:
- Send and request money from your contacts anytime, anywhere.
- Recharge your prepaid mobile and DTH connections.
- Pay your postpaid landline, datacard and mobile bills.
- Pay for utilities such as electricity, broadband, water and gas.
- Check your account balance, save beneficiaries and manage multiple bank accounts.
- Pay at your local offline stores.
- Shop on Flipkart, Myntra, Jabong, and other online shopping websites.
- Buy 24k digital gold and store it in a secure locker.
- Pay your credit card bills.
- Invest in tax saving funds.
- Split bills with your friends and settle them right away.

PhonePe benefits:
- Transact up to Rs.1 lakh per transaction, 24*7.
- Make instant bank transfers by just using a mobile number or your BHIM UPI ID. You no longer need to remember IFSC codes, account numbers, or other details.
- Get instant refunds and cashbacks from our partner merchants into your PhonePe wallet.
- Make quick payments using your PhonePe account at any of our merchant partners.
- Live at over 160 billers and 140 banks with more coming soon
- Transact in the language of your choice. English, Hindi, Tamil, Odiya, Bengali, Telugu, Kannada, Malyalam, Assamese, Gujarati and Marathi are now live. More languages coming soon!

For more details, please visit our website at https://www.phonepe.com

What’s New

Version 5.4.80

- Now send money to any bank account without using the IFSC code!
- Introducing Equity, Hybrid and Debt Funds on PhonePe! Make all your investments in one place and see your portfolio on the ‘Investments’ page
- Worried about hospital expenses? Get up to Rs. 75,000 assured cash with Hospital Cash Insurance
- Stay secure against accidents! Get Accident Insurance starting at Rs. 24/yr
- Stay covered this monsoon! Get Dengue & Malaria Insurance on the app
- Find your favourite stores more easily in the ‘Stores’ section and check updates on stock items
- Now chat with store merchants directly from the Stores page
- Donate for COVID relief
- Receive payments & reply instantly with Smart Reply on Chat! Use Chat for requesting money & do much more
- Book your gas cylinder on the app
- Presenting an affordable annual insurance cover for all Domestic Travel! Get covered for multiple trips by rail, road and air
- Bug fixes and performance upgrades

Ratings and Reviews

4.6 out of 5
1.2K Ratings

1.2K Ratings

അരുൺ ശേഖ൪ ,

Gets the job done!

Simple and intuitive interface, have not faced any issue with functionality so far.

rudra pavan ,

Good service

Good service for easy payments

Danish denwar ,

Thanks for return my money

I can’t finding my electricity bills . So me you have no due to anyone bill


248.2 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.


English, Assamese, Bengali, Gujarati, Hindi, Kannada, Malayalam, Marathi, Oriya, Tamil, Telugu

Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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