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Send money, recharge & pay bills, find great offers at your favourite stores and more! Pay with PhonePe using UPI, Debit/Credit Cards & your PhonePe Wallet.

PhonePe (फोनपे) is a leading online payment app and a UPI enabled initiative that allows the users to make payments seamlessly in India. Use the app for instant money transfers with UPI, mobile recharge, DTH recharge, utility bill payments like gas, water & electricity. You can also pay your Insurance (car, health, bike, travel, life, accident) & broadband payments, invest in tax-saving mutual funds, or Gold. Make instant payments on favourite food, travel, grocery and shopping apps without downloading them.

Things you can do on PhonePe

Bank to Bank Money Transfer, BHIM UPI Payment App:
- Instant Money Transfer using BHIM UPI from any phone number to another phone number or to bank accounts without using IFSC code.
- Save beneficiaries, check and manage multiple bank accounts across different banks like SBI, HDFC, ICICI bank & 140+ banks.

Easy Online Payments:
- Make online payments across different online shopping sites like Flipkart, Amazon, Myntra etc.
- Order your favourite foods online from Zomato, Swiggy etc.
Shop daily essentials like online grocery from Bigbasket, Grofers etc.
- Make travel bookings to your favourite destinations (domestic & international) through popular sites like Makemytrip, Goibibo etc.

Contactless Offline Payments at Local Store
- Offline Payments through cashless payments are made easier.
- Scan and pay easily via mobile number or using QR code at local kirana, pharmacy, restaurant and bars, retail stores, etc.

DTH & Mobile Recharge App
- Recharge Prepaid Mobile Numbers from prime brands like Jio, Vodafone, Idea, Airtel etc.
- PhonePe is a leading DTH recharge app where you can make DTH recharges for top service providers like Tata Sky, Airtel Direct, Sun Direct, Videocon etc.

Online Bill Payments:
- Credit Card Bill Payments:
- Fast and secured Credit card bill payments for Visa, Amex, MasterCard, RuPay & Diners in just a few clicks!
- Never miss a bill payment again. Set Autopay and opt for recurring monthly bill payments using your credit card.

Utility Bill Payments:
- PhonePe is one of the leading utility bill payment apps through which you can pay for your gas and water bills.
- Pay landline and broadband bills across Airtel, BSNL, Tata DoCoMo
- Pay through the best electricity bill payment app across 180+ billers like BESCOM, BSES, IGL, TNEB, MSEDCL.

Investment & Mutual Funds App
- Online Investment Plans & Mutual Funds
- Grow your wealth with the right balance of Equity and Debt, and plan for a brighter future with the preferred investment app across India
- Save your tax quickly and easily by investing in tax saving mutual funds app. Products Covered: Liquid Funds, Super Funds, Equity Funds, Debt Funds, Hybrid Funds and so on.

Buy and Sell Gold
- Build your Gold savings by buying and selling 24K Gold.
- Get the Gold stored in a 100% secure locker.
- Doorstep Gold Delivery across different locations in India

Buy or Renew Insurance:
- Car Insurance: Get full protection for 3rd Party damages through our car insurance app.
- Bike Insurance: Protect your two-wheeler with a bike insurance app.
- Health Insurance: Get assured cash daily on hospitalisation. Choose from plans offering up to Rs.5000 per day!
- Dengue & Malaria Insurance: Get covered against 6 mosquito-borne diseases for as low as Rs.49/year.
- Coronavirus Insurance: Get special protection against COVID-19 related hospital expenses.
- Term Life Insurance
- Personal Accident Insurance: Insure yourself against accidents & disablement
- International & Domestic Trip Insurance: Secure your next trip at both domestic and international destinations. Get 24X7 support in 200+ countries!

Value-Added Features:
- PhonePe Switch: Use your food, travel, shopping & grocery Apps on ‘PhonePe Switch’, without downloading them.
- PhonePe Gift Cards: Buy a PhonePe Gift Card for easy payments across 1 lakh+ leading offline and online outlets and across the app.

For more details, please visit our website at www.phonepe.com

What’s New

Version 5.7.30

Here’s a mantra for the festive season: New season, New me, re-New Insurance!

That’s right, you can now renew your existing car and bike insurance policies in a few quick taps!

You can also get 99.9% pure Silver coins and bars delivered straight to your doorstep, right in time for the festivities! Head over to the ‘Investments’ tab and tap ‘Silver’ to buy.

Ratings and Reviews

4.6 out of 5
2.1K Ratings

2.1K Ratings

അരുൺ ശേഖ൪ ,

Gets the job done!

Simple and intuitive interface, have not faced any issue with functionality so far.

rudra pavan ,

Good service

Good service for easy payments

Danish denwar ,

Thanks for return my money

I can’t finding my electricity bills . So me you have no due to anyone bill

App Privacy

The developer, PHONEPE PRIVATE LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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