Guardian Savings 4+

Guardian Savings is a simple savings tracker. Like a fancy spreadsheet, the app is a historical record of how much money your kids “deposit” at the Bank of Mom and Dad. But that’s not all: co-designed with teachers, Guardian Savings strives to make every money interaction a teachable moment.

GUARDIAN SAVINGS IS:
- Easy for everyday management of your child’s earning, spending, and allowance
- Designed to be educational for kids and to instill positive money habits
- Simple to set up and use (all you need is an email to start!)

Feel good knowing that you’re raising your kids to be smart with money. As Benjamin Franklin said, “An investment in knowledge pays the best interest.”

FEATURES FOR KIDS
- Quickly see how much you have. No more counting cash from a piggy bank!
- Easily buy things when with a parent (no IOUs!)
- Set aside money for goals and track progress
- Separate money into “money jars”
- See analysis of earning and spending
- Choose a fun money mascot
- Set a pin so siblings can’t see balance

EDUCATIONAL HIGHLIGHTS
- Ease of deposits/withdrawals increases child’s practice and creates teachable moments
- Parent funded interest incentivizes saving
- Deposits can be automatically split between money jars, such as spend-save-give
- Analysis of spending and reviewing transactions can inspire conversations

FEATURES FOR PARENTS
- Never forget allowance with auto-allowance
- Parental controls that let you reverse transactions and manage your kids money settings
- Resources on how to teach and think about kids financial literacy

OTHER FEATURES YOU MAY LIKE
- Access your account in the app or from a computer via our website
- Non-US currency options
- Emails with monthly summaries of your kids money

Replace the piggy bank with Guardian Savings. This app is great for paying kids for chores, using as an allowance tracker, pocket money management, managing family finances, teaching youth financial literacy, being the bank of mom and dad, and more! It may just be a money tracker but to your child, it feels like a kids bank.

Note: Guardian Savings is a money tracker and financial technology company, not a bank